Gavop shows you how to buy homeowners insurance in Emmet County, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Emmet County, IA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 5th Ave N, N 10th St, 155th St, 380th Ave, 160th St, 11th Ave N, 370th Ave, 9th St, W 14th Ave, Co Hwy B | $136,000 | $120,000 | $150,000-$175,000 | $140,000 | $120,000 | $150,000-$175,000 |
| 455th Ave, 4th Ave, 107th St, 105th St, S 6th St, W 8th Ave N, Columbian Blvd, S 18th St, N 1st St, Dan Bur Dr | $175,500 | $150,000 | $175,000-$200,000 | $121,000 | $110,000 | $100,000-$125,000 |
| C Ave, Burr Oak Rd, Co Hwy N24, Willow St, Briar Place Dr, W 3rd Ave N, 130th St, 445th Ave, 1st Ave, Co Hwy N52 | $149,000 | $120,000 | $150,000-$175,000 | $95,000 | $80,000 | $100,000-$125,000 |
| 520th Ave, Golf Course Dr, Clarke St, W 2nd St N, N 17th Ct, 17th Ave N, Dewey St, 504th Ave, Westwood Ct, 210th Ave | $106,500 | $100,000 | $100,000-$125,000 | $100,000 | $80,000 | $100,000-$125,000 |
| 480th Ave, 260th St, 500th Ave, Brad Alan Blvd, Sampson St, 490th Ave, 2nd Ave, 350th Ave, 250th St, Co Hwy N22 | $96,000 | $80,000 | $100,000-$125,000 | $78,500 | $70,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$48 | $547 |
| Home and Two Car | -$101 | $493 |
| Home and Three Car | -$143 | $452 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Emmet County | $1,000 | $587 | $1,587 | $427 | $1,427 | $160 |
| Emmet County, IA | $1,500 | $587 | $2,087 | $427 | $1,927 | $160 |
| Superior, IA | $200 | $613 | $813 | $445 | $645 | $167 |
| Welcome, MN | $1,500 | $664 | $2,164 | $482 | $1,982 | $181 |
| Whittemore, IA | $400 | $556 | $956 | $404 | $804 | $152 |
| Spencer, IA | $700 | $652 | $1,352 | $474 | $1,174 | $178 |
| Rush Lake, IA | $100 | $417 | $517 | $303 | $403 | $114 |
| Truman, MN | $1,500 | $621 | $2,121 | $452 | $1,952 | $170 |
| Christiania, MN | $300 | $1,152 | $1,452 | $837 | $1,137 | $315 |
| La Crosse, MN | $700 | $1,223 | $1,923 | $889 | $1,589 | $334 |
| Gilmore City, IA | $300 | $404 | $704 | $294 | $594 | $110 |
| Nelson, MN | $1,000 | $979 | $1,979 | $712 | $1,712 | $268 |
| Home Insurance Company Emmet County, IA | Homeowners Insurance Agency Emmet County, IA | Address | Popularity Score | Distance from Emmet County (miles) |
|---|---|---|---|---|
| State Farm | Jared Colegrove | 1020 Central Ave, Estherville, IA, 51334-2217 | 8.3 | |
| Travelers | Northstar Agency | 2202 Central Ave, Estherville, IA, 51334 | 7.4 | |
| State Farm | David Olson | 2020 Main St, Emmetsburg, IA, 50536-2443 | 18.4 | |
| Travelers | Thomas E Benz & Son Agency | Main St, Melvin, IA, 51350 | 47.8 | |
| Allstate | C-Stowell&Stillman | 2109 E Main Po Box 277, Emmetsburg, IA, 50536 | 18.4 | |
| Travelers | Lampe Insurance Agency | 22 3rd Avenue Nw, Pocahontas, IA, 50574 | 44.4 | |
| Travelers | Great Lakes Agency Inc | 118 Market, Lake Park, IA, 51347 | 33.3 | |
| Travelers | M H R Inc | 923 Okoboji Ave, Milford, IA, 51351 | 24.5 | |
| Travelers | Pmc Advantage Insurance Services Inc | 219 E State St, Algona, IA, 50511 | 30.6 | |
| Travelers | Treimers Insurance Agency Inc | 91 3rd St Nw, Hartley, IA, 51346 | 42.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $600 | $1,180 | $580 |
| Emmet County, IA | $85,700 | $594 | $400 | $850 | $450 |
| Emmet County, IA | $85,700 | $594 | $430 | $810 | $380 |
| Superior, IA | $81,400 | $620 | $420 | $870 | $450 |
| Welcome, MN | $81,200 | $672 | $480 | $930 | $450 |
| Whittemore, IA | $69,400 | $563 | $390 | $780 | $390 |
| Spencer, IA | $123,800 | $660 | $460 | $920 | $460 |
| Rush Lake, IA | $43,400 | $422 | $300 | $600 | $300 |
| Truman, MN | $74,400 | $629 | $450 | $870 | $420 |
| Christiania, MN | $191,700 | $1,166 | $800 | $1,660 | $860 |
| La Crosse, MN | $214,800 | $1,238 | $880 | $1,770 | $890 |
| Gilmore City, IA | $41,200 | $409 | $300 | $580 | $280 |
| Nelson, MN | $143,800 | $991 | $660 | $1,410 | $750 |