Gavop tells you how to get the best homeowners insurance in Ogden, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Ogden, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Homestead Ct, Carmel Trl, Key Point Dr, State Rd 1406, Austin Ct, Drysdale Dr, Inverness Ln, Middle Ln, Wellington Dr, Barren Inlet Rd | $309,000 | $270,000 | $250,000-$300,000 | $368,500 | $300,000 | $250,000-$300,000 |
| Clemmons Way, Garnercrest Rd, Northstar Pl, Shelter Cove Pl, Winchester Ter, Pickway Ct, Windingwood Ln, Whisper Park Ct, Staunton Ct, Denise Dr | $249,000 | $220,000 | $200,000-$250,000 | $396,500 | $360,000 | $400,000-$500,000 |
| Shell Midden Ct, Heaton Pl, Edgemont Ln, Tillson Ct, Atlantic Dr, Raintree Ct, Covil Farm Rd, Canady Rd, Dye Pl, Amaryllis Dr | $179,500 | $150,000 | $150,000-$175,000 | $305,500 | $260,000 | $300,000-$350,000 |
| Middle Sound Loop Rd, Bedford Rd W, Aldrich Ln, Buena Vista Cir, Providence Point Rd, Flintrock Ct, Salem Ct, Autumn Crest Pl, Spinnaker Pl, Aquarius Dr | $300,000 | $260,000 | $350,000-$400,000 | $303,000 | $250,000 | $250,000-$300,000 |
| Fontenay Pl, Grandiflora Ct, Scrimshaw Pl, Locksley Ct, Trelawney Ct, Stoneybrook Rd, Verrazzano Dr, Field View Rd, Sun Runner Pl, Lost Tree Rd | $226,000 | $180,000 | $175,000-$200,000 | $526,000 | $470,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$137 | $777 |
| Superior Protection Discount | -$91 | $823 |
| Fire & Security Discount | -$82 | $832 |
| Hail Resistant Roof Discount | -$27 | $887 |
| Newly Constructed Home Discount | -$229 | $686 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| New Hanover County | $1,500 | $1,015 | $2,515 | $738 | $2,238 | $277 |
| Ogden, NC | $1,500 | $903 | $2,403 | $656 | $2,156 | $247 |
| Wrightsville Beach, NC | $500 | $729 | $1,229 | $529 | $1,029 | $199 |
| Leland, NC | $2,000 | $870 | $2,870 | $632 | $2,632 | $238 |
| St. Helena, NC | $200 | $897 | $1,097 | $652 | $852 | $245 |
| Surf City, NC | $1,500 | $1,250 | $2,750 | $908 | $2,408 | $342 |
| Atkinson, NC | $100 | $526 | $626 | $382 | $482 | $144 |
| Sandyfield, NC | $1,500 | $445 | $1,945 | $323 | $1,823 | $122 |
| Greenevers, NC | $400 | $629 | $1,029 | $457 | $857 | $172 |
| Whites Creek, NC | $2,000 | $750 | $2,750 | $545 | $2,545 | $205 |
| White Lake, NC | $200 | $838 | $1,038 | $609 | $809 | $229 |
| Lees, NC | $700 | $501 | $1,201 | $364 | $1,064 | $137 |
| Home Insurance Company Ogden, NC | Homeowners Insurance Agency Ogden, NC | Address | Popularity Score | Distance from Ogden (miles) |
|---|---|---|---|---|
| State Farm | Jimi Woodruff | 2805 Market St, Wilmington, NC, 28403-1219 | 7.0 | |
| State Farm | Amina Shade | 3001 Wrightsville Ave Ste B, Wilmington, NC, 28403-4106 | 7.0 | |
| Liberty Mutual Independent | Jwb Insurance Group | 4010 Oleander Dr Ste 11, Wilmington, NC, 28403 | 6.9 | |
| Allstate | Tammy Fry | 638 W Corbett Ave, Swansboro, NC, 28584 | 48.1 | |
| State Farm | Greg Ochipa | 1039 S College Rd Ste 105, Wilmington, NC, 28403-4434 | 6.3 | |
| Nationwide | B&R Ins & Fin Products Inc | 6303 Oleander Dr Ste 102b, Wilmington, NC, 28403-3577 | 4.4 | |
| Nationwide | B&R Insurance & Financial Products Inc. | 4922 Randall Pkwy Ste 1, Wilmington, NC, 28403-2876 | 5.5 | |
| Travelers | C Benjamin Spradley Ins Agency | 4655 Peachtree Ave, Wilmington, NC, 28403 | 6.4 | |
| Liberty Mutual Independent | George Chadwick Insurance | 3301 Wrightsville Ave, Wilmington, NC, 28403 | 6.9 | |
| Liberty Mutual Independent | Bb&T - Woodbury | 1111 Military Cutoff Rd Ste 221, Wilmington, NC, 28405 | 2.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,220 | $600 |
| New Hanover County, NC | $225,600 | $1,028 | $710 | $1,430 | $720 |
| Ogden, NC | $289,000 | $914 | $610 | $1,290 | $680 |
| Wrightsville Beach, NC | $759,700 | $737 | $530 | $1,010 | $480 |
| Leland, NC | $206,700 | $880 | $590 | $1,210 | $620 |
| St. Helena, NC | $165,000 | $908 | $640 | $1,260 | $620 |
| Surf City, NC | $281,900 | $1,265 | $910 | $1,810 | $900 |
| Atkinson, NC | $83,300 | $532 | $360 | $760 | $400 |
| Sandyfield, NC | $69,600 | $450 | $310 | $630 | $320 |
| Greenevers, NC | $102,600 | $637 | $440 | $870 | $430 |
| Whites Creek, NC | $128,100 | $759 | $510 | $1,090 | $580 |
| White Lake, NC | $149,100 | $848 | $590 | $1,170 | $580 |
| Lees, NC | $79,100 | $507 | $370 | $700 | $330 |