Gavop's guide to buying homeowners insurance in Carroll County, MS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $55,500 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $109,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $135,500 | $110,000 | $125,000-$150,000 |
| 5 Bedroom | $177,500 | $150,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$148 | $724 |
| Superior Protection Discount | -$78 | $793 |
| Fire & Security Discount | -$87 | $785 |
| Hail Resistant Roof Discount | -$26 | $846 |
| Newly Constructed Home Discount | -$192 | $680 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Carroll County | $2,500 | $861 | $3,361 | $626 | $3,126 | $235 |
| Carroll County, MS | $1,000 | $861 | $1,861 | $626 | $1,626 | $235 |
| Sidon, MS | $200 | $708 | $908 | $515 | $715 | $194 |
| West, MS | $1,000 | $1,031 | $2,031 | $750 | $1,750 | $282 |
| Lexington, MS | $100 | $793 | $893 | $577 | $677 | $217 |
| Moorhead, MS | $2,000 | $786 | $2,786 | $572 | $2,572 | $215 |
| Pickens, MS | $400 | $781 | $1,181 | $567 | $967 | $213 |
| Webster County, MS | $700 | $783 | $1,483 | $569 | $1,269 | $214 |
| Isola, MS | $100 | $954 | $1,054 | $694 | $794 | $261 |
| Calhoun County, MS | $2,000 | $719 | $2,719 | $522 | $2,522 | $196 |
| Yazoo City, MS | $100 | $755 | $855 | $549 | $649 | $206 |
| Home Insurance Company Carroll County, MS | Homeowners Insurance Agency Carroll County, MS | Address | Popularity Score | Distance from Carroll County (miles) |
|---|---|---|---|---|
| State Farm | Bert Parish | 231 E Walnut Ave, Eupora, MS, 39744-2099 | 38.3 | |
| State Farm | Keith Thompson | 603 Viola B Sanders Dr, Greenwood, MS, 38930-7360 | 18.4 | |
| Travelers | A R Burt Insurance Agency | 319 Summit St, Winona, MS, 38967 | 11.2 | |
| Liberty Mutual Independent | Clark Insurance Agency | 110 W Park Ave, Greenwood, MS, 38930 | 16.9 | |
| State Farm | Hart Kittle | 301 W Park Ave Ste A, Greenwood, MS, 38930-2901 | 17.0 | |
| State Farm | Michael Fancher | 15189 S Jackson St, Durant, MS, 39063-3962 | 25.6 | |
| State Farm | Nathan Burnett | 316 Sunset Dr, Grenada, MS, 38901-4434 | 23.5 | |
| State Farm | John Ball Burnett Jr | Court Square, Charleston, MS, 38921-2335 | 39.8 | |
| Allstate | Sandra Dewberry Agency | 625 W Fox Ave., Eupora, MS, 39744 | 38.3 | |
| State Farm | Robert Pannell | 105 Grand Blvd, Greenwood, MS, 38930-3562 | 16.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $820 | $1,660 | $840 |
| Carroll County, MS | $90,900 | $872 | $630 | $1,210 | $580 |
| Carroll County, MS | $90,900 | $872 | $580 | $1,240 | $660 |
| Sidon, MS | $47,200 | $717 | $520 | $1,020 | $500 |
| West, MS | $91,900 | $1,044 | $750 | $1,430 | $680 |
| Lexington, MS | $58,300 | $803 | $550 | $1,130 | $580 |
| Moorhead, MS | $57,400 | $796 | $570 | $1,120 | $550 |
| Pickens, MS | $56,600 | $790 | $570 | $1,090 | $520 |
| Webster County, MS | $77,400 | $793 | $570 | $1,090 | $520 |
| Isola, MS | $80,500 | $966 | $670 | $1,380 | $710 |
| Calhoun County, MS | $66,600 | $727 | $490 | $1,010 | $520 |
| Yazoo City, MS | $72,700 | $764 | $530 | $1,080 | $550 |