Gavop's guide to buying homeowners insurance in Caribou, ME covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Caribou, ME - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Jefferson St, Nancy St, Katahdin Ave, Skyway Dr, Home Farm Rd, Access Hwy, Meadowbrook Dr, Wellington Ave, St Anne St, Violette St | $84,500 | $70,000 | $75,000-$100,000 | $69,000 | $60,000 | $75,000-$100,000 |
| Pilgrim Rd, Elizabeth Ave, Raymond Joseph Ln, Lyndon St, Columbus St, Baird Rd, E Hardison Ave, Willow Dr, Franklin St, Woodland Center Rd | $144,000 | $130,000 | $125,000-$150,000 | $73,500 | $60,000 | $50,000-$75,000 |
| Windy Hill Dr, Camp Ground Rd, State Rte 89, Old Washburn Rd, State Rte 223, Midland St, Hammond St, Columbus Ave, Bog Rd, Bernadette St | $116,000 | $110,000 | $125,000-$150,000 | $56,000 | $50,000 | $50,000-$75,000 |
| Sperry Dr, Wilbur Ave, Bradley St, Dahlgren St, Barretts Rd, Roberts St, Hillcrest Ave, W Presque Isle Rd, Kittinger Ave, Hardison Rd | $85,500 | $80,000 | $75,000-$100,000 | $55,000 | $50,000 | $50,000-$75,000 |
| Lyndon St, Belanger Rd, Van Buren Rd, Mayo Cir, Summit St, Marshall Ave, Roosevelt Ave, Thomas Ave, Pool Ave, Thompson Rd | $73,000 | $60,000 | $75,000-$100,000 | $82,500 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $596 |
| Superior Protection Discount | -$65 | $661 |
| Fire & Security Discount | -$51 | $675 |
| Hail Resistant Roof Discount | -$22 | $705 |
| Newly Constructed Home Discount | -$160 | $567 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Aroostook County | $700 | $822 | $1,522 | $597 | $1,297 | $225 |
| Caribou, ME | $700 | $718 | $1,418 | $521 | $1,221 | $196 |
| Fort Fairfield, ME | $500 | $501 | $1,001 | $364 | $864 | $137 |
| Limestone, ME | $1,000 | $442 | $1,442 | $321 | $1,321 | $121 |
| Wade, ME | $300 | $539 | $839 | $392 | $692 | $147 |
| Cyr, ME | $2,000 | $568 | $2,568 | $413 | $2,413 | $155 |
| Bridgewater, ME | $400 | $480 | $880 | $349 | $749 | $131 |
| St. Agatha, ME | $1,000 | $609 | $1,609 | $442 | $1,442 | $166 |
| Monticello, ME | $500 | $514 | $1,014 | $373 | $873 | $140 |
| Frenchville, ME | $2,000 | $538 | $2,538 | $391 | $2,391 | $147 |
| Fort Kent, ME | $500 | $613 | $1,113 | $445 | $945 | $167 |
| Houlton, ME | $1,000 | $699 | $1,699 | $508 | $1,508 | $191 |
| Home Insurance Company Caribou, ME | Homeowners Insurance Agency Caribou, ME | Address | Popularity Score | Distance from Caribou (miles) |
|---|---|---|---|---|
| State Farm | John Harvell | 29 Military St, Houlton, ME, 04730-1713 | 49.4 | |
| Allstate | Peabody F.A | 29 North St, Houlton, ME, 4730 | 49.2 | |
| Travelers | F A Peabody Company | 29 North St, Houlton, ME, 4730 | 49.3 | |
| Travelers | F A Peabody Company | 758 Main Street Presque Isle, Caribou, ME, 4769 | 4.0 | |
| Travelers | F A Peabody Company | 758 Main Street Presque Isle, Presque Isle, ME, 4769 | 10.4 | |
| Travelers | F A Peabody Company | 25 Sweden St Ste C, Caribou, ME, 4736 | 4.0 | |
| Travelers | F A Peabody Company | 758 N Main St, Presque Isle, ME, 4769 | 10.4 | |
| Allstate | Keith Drew | 56 North St, Presque Isle, ME, 4769 | 10.8 | |
| State Farm | Sean Duplessie | 15 Sweden St Ste 2, Caribou, ME, 04736-2501 | 4.0 | |
| Travelers | F A Peabody & Company | 8 Lincoln St, Mars Hill, ME, 4758 | 22.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maine | $179,900 | $739 | $500 | $1,030 | $530 |
| Aroostook County, ME | $97,000 | $832 | $610 | $1,190 | $580 |
| Caribou, ME | $89,400 | $726 | $520 | $1,000 | $480 |
| Fort Fairfield, ME | $85,400 | $507 | $370 | $690 | $320 |
| Limestone, ME | $68,700 | $447 | $320 | $620 | $300 |
| Wade, ME | $97,600 | $546 | $390 | $780 | $390 |
| Cyr, ME | $107,500 | $575 | $410 | $820 | $410 |
| Bridgewater, ME | $79,300 | $486 | $330 | $670 | $340 |
| St. Agatha, ME | $122,600 | $616 | $440 | $840 | $400 |
| Monticello, ME | $89,300 | $520 | $360 | $740 | $380 |
| Frenchville, ME | $97,300 | $545 | $400 | $760 | $360 |
| Fort Kent, ME | $124,000 | $620 | $440 | $850 | $410 |
| Houlton, ME | $93,300 | $708 | $500 | $1,000 | $500 |