Gavop shows you how to buy homeowners insurance in Coddle Creek, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Coddle Creek, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sweet Martha Dr, Pullman Ln, Ameena Chase Trl, State Rd 2379, E Pressley Ave, N Maple St, Brantley St, Renville Pl, Colt Ln, French Belk Rd | $99,000 | $90,000 | $100,000-$125,000 | $94,000 | $80,000 | $75,000-$100,000 |
| Summer St, Wildwood Acres Cir, N Maple St, Wren Ln, Edgington St, State Hwy 801, Killarney Dr, Muirfield Dr, Heatherly Rd, Plainview Ct | $147,500 | $140,000 | $125,000-$150,000 | $140,500 | $130,000 | $125,000-$150,000 |
| Pink Orchard Dr, 3015, Breadberry St, 1116, Rougemont Ln, Patrice Rd, 1249, E Center Ave, Naomi Rd, Faith Rd | $335,500 | $300,000 | $350,000-$400,000 | $223,000 | $200,000 | $250,000-$300,000 |
| Rosewood Ln, Warlick Dr, Linwood Ave, Spencer Ave, E Lowrance Ave, Dannyn Grove Ct, State Rd 1129, W Gray Ave, Mill Pond Ln, Scotland Dr | $187,500 | $170,000 | $175,000-$200,000 | $198,000 | $170,000 | $175,000-$200,000 |
| Edgemoor Dr, Madison Place Cir, S Maple St, 1298, Fox Hollow Rd, Lavender Bloom Loop, Red Arrow Pl, Mt Ulla Hwy, Regatta Ln, Black Angus Ln | $215,500 | $170,000 | $175,000-$200,000 | $147,500 | $140,000 | $175,000-$200,000 |
| Homeview Dr, Smynra Ln, Cedar St, Blue Bonnet Cir, Brookwood Dr, N Sycamore St, Didio Creek, Stratford Pl, Kistler St, State Rd 1124 | $201,500 | $160,000 | $175,000-$200,000 | $257,500 | $230,000 | $200,000-$250,000 |
| Shepherd Rd, English Hills Dr, Bowers Farm Ln, State Rd 2418, Athens Ct, Citation Dr, Millers Hollow Ln, Longford Way, Poppy Field Ln, Samdusky Ln | $160,500 | $150,000 | $175,000-$200,000 | $101,000 | $90,000 | $75,000-$100,000 |
| Duxbury Rd, S Magnolia St, Morrow St, Wilkins Way, Brawley St, Rocky River Rd, Troutman Ave, Perrien Park Loop, Sister Farm Rd, Gold St | $244,000 | $200,000 | $200,000-$250,000 | $112,000 | $110,000 | $125,000-$150,000 |
| Charter Pl, State Hwy 801, Forester St, Starwood Dr, Apache Trail Ln, Lamplighter Ln, Cascade Rd, Golden Valley Dr, Krystal Nicole Ln, Easter Ln | $432,500 | $400,000 | $400,000-$500,000 | $247,500 | $210,000 | $250,000-$300,000 |
| 1187, Apple Blossom Dr, W Wilson Ave, S Elm St, Charity Ln, Shearer Rd, State Rd 1149, Sailview Rd, Gabriel Dr, Shepherd Rd | $363,500 | $310,000 | $350,000-$400,000 | $226,000 | $210,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$142 | $692 |
| Superior Protection Discount | -$75 | $759 |
| Fire & Security Discount | -$92 | $742 |
| Hail Resistant Roof Discount | -$25 | $809 |
| Newly Constructed Home Discount | -$234 | $601 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Iredell County | $700 | $891 | $1,591 | $647 | $1,347 | $243 |
| Coddle Creek, NC | $1,000 | $824 | $1,824 | $599 | $1,599 | $225 |
| Huntersville, NC | $100 | $1,132 | $1,232 | $823 | $923 | $309 |
| Catawba Springs, NC | $2,000 | $879 | $2,879 | $639 | $2,639 | $240 |
| Rowan County, NC | $100 | $737 | $837 | $536 | $636 | $201 |
| Lincolnton, NC | $700 | $665 | $1,365 | $483 | $1,183 | $182 |
| Furr, NC | $200 | $715 | $915 | $519 | $719 | $195 |
| Oakboro, NC | $1,000 | $857 | $1,857 | $623 | $1,623 | $234 |
| Bandy's, NC | $200 | $762 | $962 | $554 | $754 | $208 |
| Tyson, NC | $2,500 | $692 | $3,192 | $503 | $3,003 | $189 |
| Sawmills, NC | $200 | $868 | $1,068 | $631 | $831 | $237 |
| Midway, NC | $2,000 | $720 | $2,720 | $524 | $2,524 | $197 |
| Home Insurance Company Coddle Creek, NC | Homeowners Insurance Agency Coddle Creek, NC | Address | Popularity Score | Distance from Coddle Creek (miles) |
|---|---|---|---|---|
| State Farm | Joe Ricci | 20315 Knox Rd Ste A, Cornelius, NC, 28031-6586 | 7.0 | |
| Erie | Oconnor Insurance Associates Inc. | 1973 J N Pease Place Suite 203, Charlotte, NC, 28262 | 17.2 | |
| Travelers | Younce Insurance Agency Inc | 808 Harper Ave, Lenoir, NC, 28645 | 48.1 | |
| State Farm | Roger O'Connell | 452 S Main St Ste 100, Davidson, NC, 28036-8095 | 6.1 | |
| State Farm | Robin Brackett | 941 E Marion St Ste 2, Shelby, NC, 28150-4740 | 45.0 | |
| Nationwide | Sandra L. Mabe | 4012 Country Club Rd, Winston Salem, NC, 27104 | 44.8 | |
| Liberty Mutual Independent | Ecm Solutions | 4000 Park Rd, Charlotte, NC, 28209 | 27.3 | |
| Nationwide | Benson & Associates | 8728 Arbor Creek Dr Unit A, Charlotte, NC, 28269-0542 | 12.8 | |
| State Farm | Howard Culbreth | 18738 W Catawba Ave, Cornelius, NC, 28031-5615 | 8.7 | |
| State Farm | Sheryl Hill | 110 Charleston Drive, Mooresville, NC, 28117-7703 | 4.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,260 | $620 |
| Iredell County, NC | $173,600 | $901 | $660 | $1,230 | $570 |
| Coddle Creek, NC | $189,500 | $834 | $600 | $1,140 | $540 |
| Huntersville, NC | $270,100 | $1,146 | $840 | $1,580 | $740 |
| Catawba Springs, NC | $277,200 | $890 | $640 | $1,260 | $620 |
| Rowan County, NC | $130,400 | $746 | $500 | $1,060 | $560 |
| Lincolnton, NC | $120,400 | $673 | $460 | $920 | $460 |
| Furr, NC | $152,400 | $723 | $530 | $1,000 | $470 |
| Oakboro, NC | $154,100 | $867 | $620 | $1,230 | $610 |
| Bandy's, NC | $130,700 | $771 | $520 | $1,090 | $570 |
| Tyson, NC | $115,300 | $700 | $500 | $970 | $470 |
| Sawmills, NC | $99,100 | $879 | $610 | $1,260 | $650 |
| Midway, NC | $154,200 | $729 | $500 | $1,040 | $540 |