Gavop shows you how to buy homeowners insurance in Jackson County, TN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Jackson County, TN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Tim Stephens Ln, New Salem Rd, Center Grove Cir, Earnest Mahaney Rd, Argo Ln, Charlie Brown Ln, Nimrod Hill Rd, Mascoe Hamlet Ln, Gladdice Hwy, Scott & Jones Rd | $151,000 | $140,000 | $150,000-$175,000 | $88,000 | $80,000 | $75,000-$100,000 |
| Maple St, Backbone Ridge Rd, Lawson Rd, E Montpelier Ave, Gipson Hollow Rd, Jamison Ln, Crockett Ln, Dudney Hill Ln, Bill Dudney Ln, Cal Davis Ln | $104,500 | $90,000 | $75,000-$100,000 | $72,000 | $60,000 | $50,000-$75,000 |
| Lakeview Dr, Old Spivey Ln, State Rte 56, Hamilton Rd, Ben Birdwell Ln, Old Gainesboro Hwy, Mike Lynn Rd, W Cox Ave, Brittany Ln, Huff Hollow Rd | $83,000 | $70,000 | $75,000-$100,000 | $106,000 | $100,000 | $100,000-$125,000 |
| Jennings Creek Hwy, Champ Goolsby Ln, Brooks Ln, Perry Smith Rd, Clover St, Meadows Ln, Givens Ln, Cresent Ave, Quarterhorse Ln, School Dr | $167,500 | $150,000 | $175,000-$200,000 | $145,000 | $130,000 | $125,000-$150,000 |
| Dow Cook Rd, Denver Ln, Ramsey Ln, Henry Hall Ln, Hudson Creek Hwy, State Rte 135, Stafford Ln, Fred Allen Ln, E Hill Rd, S Fork Rd | $145,500 | $120,000 | $150,000-$175,000 | $130,000 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$144 | $613 |
| Superior Protection Discount | -$76 | $681 |
| Fire & Security Discount | -$76 | $681 |
| Hail Resistant Roof Discount | -$23 | $734 |
| Newly Constructed Home Discount | -$212 | $545 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jackson County | $2,000 | $748 | $2,748 | $543 | $2,543 | $204 |
| Jackson County, TN | $700 | $748 | $1,448 | $543 | $1,243 | $204 |
| Algood, TN | $100 | $963 | $1,063 | $700 | $800 | $263 |
| Putnam County, TN | $700 | $962 | $1,662 | $699 | $1,399 | $263 |
| Livingston, TN | $100 | $890 | $990 | $647 | $747 | $243 |
| Monterey, TN | $2,000 | $856 | $2,856 | $622 | $2,622 | $234 |
| Mount Hermon, KY | $200 | $812 | $1,012 | $590 | $790 | $222 |
| Watertown, TN | $1,500 | $884 | $2,384 | $643 | $2,143 | $242 |
| Clarkrange, TN | $300 | $678 | $978 | $493 | $793 | $185 |
| Edmonton, KY | $2,000 | $674 | $2,674 | $490 | $2,490 | $184 |
| Mount Juliet, TN | $300 | $872 | $1,172 | $634 | $934 | $238 |
| Zula-Powersburg, KY | $700 | $475 | $1,175 | $345 | $1,045 | $130 |
| Home Insurance Company Jackson County, TN | Homeowners Insurance Agency Jackson County, TN | Address | Popularity Score | Distance from Jackson County (miles) |
|---|---|---|---|---|
| Nationwide | Gaffney Insurance Agency & Financial Services Llc | 180 N Belvedere Dr Ste 11, Gallatin, TN, 37066-5461 | 44.9 | |
| State Farm | Craig Hayes | 1172 Nashville Pike, Gallatin, TN, 37066-3110 | 45.0 | |
| State Farm | Darian Horne | 2614 N Mt Juliet Rd, Mount Juliet, TN, 37122-8015 | 48.2 | |
| Erie | Advantage Insurance Group Llc | 13026 Lebanon Road Suite 200, Mount Juliet, TN, 37122 | 49.4 | |
| State Farm | Corky Cross | 311 W Division St, Mount Juliet, TN, 37122-3207 | 48.6 | |
| Farmers | Dustin Rodgers | 545 N Mount Juliet Rd Ste 1202b, Mount Juliet, TN, 37122 | 48.3 | |
| State Farm | Charlie Adams | 100 E. Mcglothlin Street, Portland, TN, 37148 | 49.5 | |
| State Farm | Carey Bass | 235 E Spring St, Cookeville, TN, 38501-3369 | 16.4 | |
| Erie | Mimbs Insurance Agency | 118 Public Square, Gallatin, TN, 37066 | 43.1 | |
| Farmers | Kyle Dorris | 621 S Broadway St, Portland, TN, 37148 | 49.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $700 | $1,440 | $740 |
| Jackson County, TN | $107,700 | $757 | $550 | $1,070 | $520 |
| Jackson County, TN | $107,700 | $757 | $520 | $1,070 | $550 |
| Algood, TN | $128,900 | $975 | $710 | $1,380 | $670 |
| Putnam County, TN | $152,800 | $974 | $710 | $1,370 | $660 |
| Livingston, TN | $107,700 | $901 | $610 | $1,240 | $630 |
| Monterey, TN | $98,800 | $866 | $580 | $1,200 | $620 |
| Mount Hermon, KY | $109,200 | $822 | $570 | $1,130 | $560 |
| Watertown, TN | $106,100 | $895 | $640 | $1,240 | $600 |
| Clarkrange, TN | $60,500 | $686 | $500 | $970 | $470 |
| Edmonton, KY | $76,500 | $682 | $460 | $930 | $470 |
| Mount Juliet, TN | $238,700 | $882 | $630 | $1,230 | $600 |
| Zula-Powersburg, KY | $39,900 | $481 | $350 | $660 | $310 |