Gavop shows you how to buy homeowners insurance in Miami, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $64,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $160,000 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $187,000 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $285,000 | $260,000 | $250,000-$300,000 |
| 5 Bedroom | $360,500 | $330,000 | $350,000-$400,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$60 | $605 |
| Home and Two Car | -$113 | $552 |
| Home and Three Car | -$160 | $505 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $2,000 | $630 | $2,630 | $458 | $2,458 | $172 |
| Miami, OH | $1,500 | $657 | $2,157 | $477 | $1,977 | $180 |
| Ludlow Falls, OH | $400 | $568 | $968 | $413 | $813 | $155 |
| Remington, OH | $700 | $860 | $1,560 | $625 | $1,325 | $235 |
| Boston, IN | $300 | $806 | $1,106 | $586 | $886 | $220 |
| Gettysburg, OH | $1,500 | $542 | $2,042 | $394 | $1,894 | $148 |
| Mount Carmel, OH | $200 | $685 | $885 | $498 | $698 | $187 |
| Ludlow, KY | $1,500 | $795 | $2,295 | $578 | $2,078 | $217 |
| Pierce, OH | $100 | $655 | $755 | $476 | $576 | $179 |
| New Garden, IN | $1,000 | $703 | $1,703 | $511 | $1,511 | $192 |
| Clinton, OH | $400 | $601 | $1,001 | $437 | $837 | $164 |
| Whiteoak, OH | $2,500 | $586 | $3,086 | $426 | $2,926 | $160 |
| Home Insurance Company Miami, OH | Homeowners Insurance Agency Miami, OH | Address | Popularity Score | Distance from Miami (miles) |
|---|---|---|---|---|
| Farmers | Ross Crisp | 4496 Marie Dr, Middletown, OH, 45044 | 9.8 | |
| State Farm | Linda Nervis | 2422 E Dorothy Ln, Dayton, OH, 45420-1155 | 9.3 | |
| Erie | Patton Insurance Group | 8704 Highmount Dr , Springboro, OH, 45066 | 5.8 | |
| Nationwide | Wyatt Ins Group Inc | 405 S Main Street, Springboro, OH, 45066-9168 | 5.4 | |
| Travelers | American Financial Planners | 2142 S Smithville Rd, Dayton, OH, 45420 | 10.0 | |
| Allstate | Robert Ford | 689 Miamisburg Centerville Rd, Dayton, OH, 45459 | 4.6 | |
| State Farm | Jim Stocks | 135 W Dorothy Ln Ste 107, Dayton, OH, 45429-1477 | 7.3 | |
| State Farm | Jennifer Schaffer | 5216 Springboro Pike, Moraine, OH, 45439-2971 | 4.6 | |
| State Farm | Tom Mcbride | 1450 E David Road, Kettering, OH, 45429-5768 | 7.6 | |
| State Farm | Jim Amburn | 3430 S Dixie Dr Ste 204, Moraine, OH, 45439-2316 | 6.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $520 | $990 | $470 |
| Montgomery County, OH | $112,100 | $637 | $430 | $890 | $460 |
| Miami, OH | $136,500 | $665 | $450 | $920 | $470 |
| Ludlow Falls, OH | $83,300 | $575 | $390 | $820 | $430 |
| Remington, OH | $223,600 | $870 | $590 | $1,240 | $650 |
| Boston, IN | $119,700 | $816 | $560 | $1,130 | $570 |
| Gettysburg, OH | $75,200 | $549 | $380 | $780 | $400 |
| Mount Carmel, OH | $126,800 | $693 | $510 | $980 | $470 |
| Ludlow, KY | $104,900 | $805 | $540 | $1,100 | $560 |
| Pierce, OH | $174,300 | $663 | $480 | $940 | $460 |
| New Garden, IN | $89,900 | $712 | $480 | $1,000 | $520 |
| Clinton, OH | $111,200 | $608 | $420 | $870 | $450 |
| Whiteoak, OH | $89,200 | $593 | $430 | $820 | $390 |