Gavop's guide to buying homeowners insurance in Bradford County, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $94,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $162,000 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $180,000 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $191,000 | $160,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $548 |
| Superior Protection Discount | -$61 | $615 |
| Fire & Security Discount | -$54 | $622 |
| Hail Resistant Roof Discount | -$20 | $656 |
| Newly Constructed Home Discount | -$162 | $514 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bradford County | $1,500 | $668 | $2,168 | $485 | $1,985 | $183 |
| Bradford County, PA | $1,500 | $668 | $2,168 | $485 | $1,985 | $183 |
| Auburn, PA | $100 | $733 | $833 | $533 | $633 | $200 |
| West Elmira, NY | $2,000 | $600 | $2,600 | $436 | $2,436 | $164 |
| Caton, NY | $200 | $594 | $794 | $432 | $632 | $162 |
| Hornby, NY | $700 | $584 | $1,284 | $424 | $1,124 | $160 |
| South Hill, NY | $100 | $664 | $764 | $482 | $582 | $181 |
| East Ithaca, NY | $2,000 | $836 | $2,836 | $607 | $2,607 | $228 |
| Cayuga Heights, NY | $400 | $1,584 | $1,984 | $1,151 | $1,551 | $433 |
| Wyoming, PA | $2,500 | $690 | $3,190 | $501 | $3,001 | $188 |
| Hector, NY | $100 | $626 | $726 | $455 | $555 | $171 |
| Triangle, NY | $1,500 | $587 | $2,087 | $426 | $1,926 | $160 |
| Home Insurance Company Bradford County, PA | Homeowners Insurance Agency Bradford County, PA | Address | Popularity Score | Distance from Bradford County (miles) |
|---|---|---|---|---|
| Travelers | Henry Dunn Inc | General Delivery, Towanda, PA, 18848 | 3.6 | |
| Travelers | Yeager Insurance Agency Llc | 1144 Wyoming Ave Ste 200, Forty Fort, PA, 18704 | 47.9 | |
| Allstate | Gannon Associates | 315 S Main St, Athens, PA, 18810 | 11.5 | |
| Travelers | Csi & Associates Inc | 107 E Main St, Dalton, PA, 18414 | 43.5 | |
| Erie | Grebb Insurance Agency Llc | 902 South Main Avenue, Scranton, PA, 18504 | 50.0 | |
| Liberty Mutual Independent | Anthony R. Scatena Insurance Llc | 44 Pierce St, Kingston, PA, 18704 | 48.2 | |
| Allstate | Earl G. Siegfried | 505 Scranton Carbondale Hwy, Scranton, PA, 18508 | 49.5 | |
| Travelers | Henry Dunn Inc | 1754 Elmira St, Sayre, PA, 18840 | 12.8 | |
| State Farm | Deb Harer | 1109 W Main St, Troy, PA, 16947-1173 | 14.8 | |
| State Farm | Ralph Steer | 1945 W 4th St Frnt, Williamsport, PA, 17701-5688 | 47.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,050 | $510 |
| Bradford County, PA | $145,600 | $676 | $470 | $950 | $480 |
| Bradford County, PA | $145,600 | $676 | $490 | $940 | $450 |
| Auburn, PA | $168,700 | $742 | $530 | $1,050 | $520 |
| West Elmira, NY | $124,400 | $607 | $430 | $840 | $410 |
| Caton, NY | $118,000 | $601 | $430 | $820 | $390 |
| Hornby, NY | $98,900 | $591 | $410 | $840 | $430 |
| South Hill, NY | $209,500 | $672 | $480 | $950 | $470 |
| East Ithaca, NY | $222,300 | $846 | $580 | $1,160 | $580 |
| Cayuga Heights, NY | $367,900 | $1,603 | $1,110 | $2,280 | $1,170 |
| Wyoming, PA | $146,500 | $698 | $480 | $970 | $490 |
| Hector, NY | $144,100 | $634 | $440 | $890 | $450 |
| Triangle, NY | $107,300 | $594 | $430 | $810 | $380 |