Gavop's guide to buying homeowners insurance in Vernal, UT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $187,000 | $170,000 | $175,000-$200,000 |
| 3 Bedroom | $150,000 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $244,500 | $210,000 | $250,000-$300,000 |
| 5 Bedroom | $187,000 | $170,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$125 | $534 |
| Superior Protection Discount | -$66 | $593 |
| Fire & Security Discount | -$46 | $613 |
| Hail Resistant Roof Discount | -$20 | $639 |
| Newly Constructed Home Discount | -$158 | $501 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,513 |
| Hail Damage | $4,665 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $15,884 |
| Home Insurance Company Vernal, UT | Homeowners Insurance Agency Vernal, UT | Address | Popularity Score | Distance from Vernal (miles) |
|---|---|---|---|---|
| State Farm | Brian Gorum | 758 West Main, Vernal, UT, 84078-2410 | 7.5 | |
| Travelers | Leavitt Group Insurance Agency Of Vernal | 205 N Vernal Ave, Vernal, UT, 84078 | 6.9 | |
| Travelers | Advance Insurance | 105 E Lagoon St, Roosevelt, UT, 84066 | 33.1 | |
| Liberty Mutual Independent | Service Insurance Agency Inc | 610 E 200 N, Roosevelt, UT, 84066 | 32.7 | |
| State Farm | Sean Clark | 10 E 300 S # 37-8, Roosevelt, UT, 84066-2907 | 33.3 | |
| Travelers | Leavitt Group Insurance Agency Of Vernal | 205 N Ave, Vernal, UT, 84078 | 6.9 | |
| Travelers | Mckeachnie Insurance Services Inc | 1256 W 400 S Ste 2, Vernal, UT, 84078 | 8.2 | |
| Liberty Mutual Independent | Service Insurance Agency Inc | 610 East 200 North, Roosevelt, UT, 84066 | 32.7 | |
| Allstate | Service Ins Agcy | 610 E 200n Po Box 847, Roosevelt, UT, 84066 | 33.2 | |
| Travelers | Leavitt Group Insurance Agency Of Vernal | 205 N Vernal Ave, Vernal, UT, 84078 | 6.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Utah | $238,300 | $616 | $450 | $840 | $390 |
| Uintah County, UT | $194,800 | $681 | $480 | $970 | $490 |
| Vernal, UT | $204,800 | $659 | $450 | $900 | $450 |
| Flaming Gorge, UT | $371,400 | $827 | $600 | $1,170 | $570 |
| Daggett County, UT | $202,900 | $659 | $450 | $900 | $450 |
| East Daggett, UT | $216,700 | $597 | $400 | $820 | $420 |
| Whiterocks, UT | $114,100 | $481 | $340 | $680 | $340 |
| Myton, UT | $108,300 | $471 | $320 | $650 | $330 |
| Roosevelt, UT | $182,800 | $665 | $460 | $920 | $460 |
| Bluebell, UT | $202,600 | $585 | $420 | $810 | $390 |
| Uintah and Ouray, UT | $156,100 | $540 | $390 | $750 | $360 |
| Dinosaur, CO | $113,500 | $960 | $670 | $1,260 | $590 |
| Altamont, UT | $156,500 | $540 | $360 | $750 | $390 |