Gavop shows you how to buy homeowners insurance in Penney Farms, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $65,500 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $104,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $150,000 | $130,000 | $175,000-$200,000 |
| 4 Bedroom | $308,000 | $270,000 | $300,000-$350,000 |
| 5 Bedroom | $172,500 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$174 | $795 |
| Superior Protection Discount | -$97 | $872 |
| Fire & Security Discount | -$78 | $891 |
| Hail Resistant Roof Discount | -$29 | $940 |
| Newly Constructed Home Discount | -$233 | $736 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,392 |
| Hail Damage | $4,806 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,386 |
| Home Insurance Company Penney Farms, FL | Homeowners Insurance Agency Penney Farms, FL | Address | Popularity Score | Distance from Penney Farms (miles) |
|---|---|---|---|---|
| Travelers | Brightway Insurance | 1515 County Rd 210 W Ste 103 Jacksonsville, St Johns, FL, 32259 | 19.1 | |
| Travelers | Brightway Insurance | 5000 Us Hwy 17 Ste 19 , Fleming Island, FL, 32003 | 9.2 | |
| Allstate | John Crowell | 9700 Philips Hwy, Jacksonville, FL, 32256 | 19.2 | |
| Allstate | Michael Murray | 1831 Golden Eagle Way Ste 30, Fleming Island, FL, 32003 | 7.8 | |
| Travelers | Brightway Insurance | 5000-19 Us Hwy 17, Fleming Island, FL, 32003 | 9.1 | |
| State Farm | Debra Braddock | 9310 Old Kings Rd S Ste 1901, Jacksonville, FL, 32257-8101 | 19.3 | |
| State Farm | Chris Bedford | 3943 Baymeadows Road, Jacksonville, FL, 32217-4636 | 18.6 | |
| Liberty Mutual Independent | Trinity Transportation Services Llc | 43 Knight Boxx Rd Ste 2, Orange Park, FL, 32065 | 8.2 | |
| Allstate | Stan R. Borawski | 4701 Hwy 17 # 101, Fleming Island, FL, 32003 | 9.4 | |
| Allstate | Len Lewis | 1831 Golden Eagle Way 30, Fleming Island, FL, 32003 | 7.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Clay County, FL | $165,300 | $1,364 | $1,060 | $1,830 | $770 |
| Penney Farms, FL | $170,100 | $969 | $760 | $1,300 | $540 |
| Bradford County, FL | $90,500 | $850 | $660 | $1,140 | $480 |
| Macclenny, FL | $132,100 | $920 | $720 | $1,230 | $510 |
| St. Augustine South, FL | $178,400 | $1,603 | $1,250 | $2,150 | $900 |
| Jacksonville Beach, FL | $317,000 | $947 | $740 | $1,270 | $530 |
| Pomona Park, FL | $65,600 | $842 | $660 | $1,130 | $470 |
| Crescent Beach, FL | $401,900 | $2,949 | $2,300 | $3,950 | $1,650 |
| Alachua, FL | $157,700 | $1,042 | $810 | $1,400 | $590 |
| Palm Coast, FL | $181,400 | $1,461 | $1,140 | $1,960 | $820 |
| Flagler County, FL | $188,400 | $1,502 | $1,170 | $2,010 | $840 |
| Hilliard, FL | $105,600 | $1,114 | $870 | $1,490 | $620 |