Gavop's guide to buying homeowners insurance in Addison, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $75,500 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $196,500 | $160,000 | $175,000-$200,000 |
| 3 Bedroom | $198,000 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $480,000 | $450,000 | $400,000-$500,000 |
| 5 Bedroom | $726,500 | $610,000 | $800,000-$900,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$75 | $761 |
| Home and Two Car | -$134 | $702 |
| Home and Three Car | -$201 | $635 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,237 |
| Hail Damage | $5,157 |
| Wind Damage | $9,916 |
| Expensive Claims | |
| Fire | $37,853 |
| Accidental Discharge/Leakage | $8,194 |
| Optional Coverage Losses | $8,073 |
| Home Insurance Company Addison, MI | Homeowners Insurance Agency Addison, MI | Address | Popularity Score | Distance from Addison (miles) |
|---|---|---|---|---|
| State Farm | Greg Root | 1845 N Opdyke Rd, Auburn Hills, MI, 48326-2661 | 13.0 | |
| Liberty Mutual Independent | Mason-Mcbride Inc | 3290 West Big Beaver Rd Suite 503, Troy, MI, 48084 | 19.6 | |
| Allstate | Marty Knollenberg | 198 E Big Beaver Rd, Troy, MI, 48083 | 19.6 | |
| Liberty Mutual Independent | Morris Insurance Group | 22440 Hall Road Township, Clinton, MI, 48036 | 20.6 | |
| State Farm | Vev Tripp | 24530 Gratiot Ave, Eastpointe, MI, 48021-3309 | 27.8 | |
| Allstate | John Quagliotto | 52021 Van Dyke Ave, Shelby Township, MI, 48316 | 13.4 | |
| State Farm | Julia Patton | 3190 Rochester Rd Ste 101, Troy, MI, 48083-5464 | 19.5 | |
| State Farm | Ty Metzger | 22908 Wick Rd Ste A, Taylor, MI, 48180-3588 | 42.1 | |
| State Farm | Bernie Barden Jr | 4101 John R Rd Ste 500, Troy, MI, 48085-3690 | 18.6 | |
| Farmers | Brandon Ryan | 1989 N Opdyke Rd Ste B, Auburn Hills, MI, 48326 | 12.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $550 | $1,060 | $510 |
| Oakland County, MI | $209,800 | $847 | $580 | $1,160 | $580 |
| Addison, MI | $281,300 | $836 | $570 | $1,180 | $610 |
| Dryden, MI | $236,700 | $913 | $670 | $1,310 | $640 |
| Washington, MI | $260,600 | $801 | $540 | $1,110 | $570 |
| Bloomfield charter, MI | $385,400 | $941 | $630 | $1,300 | $670 |
| Burnside, MI | $133,400 | $771 | $550 | $1,100 | $550 |
| Linden, MI | $143,800 | $785 | $540 | $1,080 | $540 |
| Northville, MI | $387,300 | $948 | $640 | $1,320 | $680 |
| Brighton, MI | $261,900 | $803 | $570 | $1,110 | $540 |
| Dearborn, MI | $124,200 | $735 | $540 | $1,010 | $470 |
| Sandusky, MI | $76,700 | $680 | $480 | $970 | $490 |
| Bridgehampton, MI | $77,600 | $681 | $480 | $970 | $490 |