Gavop shows you how to buy homeowners insurance in Madison, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $116,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $115,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $235,000 | $220,000 | $175,000-$200,000 |
| 5 Bedroom | $145,500 | $130,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$123 | $756 |
| Superior Protection Discount | -$79 | $800 |
| Fire & Security Discount | -$97 | $782 |
| Hail Resistant Roof Discount | -$26 | $852 |
| Newly Constructed Home Discount | -$211 | $668 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,488 |
| Hail Damage | $4,618 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $16,553 |
| Home Insurance Company Madison, NC | Homeowners Insurance Agency Madison, NC | Address | Popularity Score | Distance from Madison (miles) |
|---|---|---|---|---|
| State Farm | Steven Dennis | 1558 Freeway Dr Ste B, Reidsville, NC, 27320-7166 | 18.3 | |
| Nationwide | Wilkerson Insurance Group Inc | 1007 Nc Hwy 150 W Ste B, Summerfield, NC, 27358 | 19.1 | |
| State Farm | Sonya Hamilton | 4917 Piedmont Pkwy Ste 106, Jamestown, NC, 27282-7536 | 28.5 | |
| Allstate | Michael Patterson | 3817 Lawndale Dr Ste B2, Greensboro, NC, 27455 | 24.4 | |
| State Farm | Ron Joyce | 106 E Decatur St, Madison, NC, 27025-1906 | 4.6 | |
| Nationwide | Kyleen Stowe Insurance Service Inc. | 2100 W Cornwallis Dr Ste M, Greensboro, NC, 27408-7015 | 26.2 | |
| Allstate | Duane Dahlheimer | 1441 Richardson Dr, Reidsville, NC, 27320 | 19.2 | |
| Travelers | Rakestraw Insurance Center Inc | 725 N Hwy Street, Madison, NC, 27025 | 3.9 | |
| Erie | Fargis Insurance Services | 232 Gilmer Street Suite 102, Reidsville, NC, 27320 | 19.3 | |
| State Farm | Eric Everly | 4446 Us Highway 220 N, Summerfield, NC, 27358-9415 | 18.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,280 | $660 |
| Rockingham County, NC | $109,600 | $652 | $460 | $910 | $450 |
| Madison, NC | $92,600 | $879 | $610 | $1,200 | $590 |
| Mayo, NC | $110,200 | $628 | $430 | $860 | $430 |
| Williamsburg, NC | $100,700 | $627 | $450 | $870 | $420 |
| Greensboro, NC | $152,300 | $834 | $590 | $1,190 | $600 |
| Gilmer, NC | $110,700 | $631 | $430 | $880 | $450 |
| Henry Fork, VA | $112,500 | $611 | $420 | $840 | $420 |
| Rockford, NC | $105,200 | $650 | $460 | $900 | $440 |
| Court House, VA | $162,900 | $787 | $570 | $1,120 | $550 |
| Stewarts Creek, NC | $97,000 | $871 | $590 | $1,240 | $650 |
| Boonville, NC | $104,300 | $646 | $470 | $910 | $440 |
| Bryan, NC | $114,300 | $695 | $500 | $980 | $480 |