Gavop's guide to buying homeowners insurance in Fletcher, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Fletcher, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 1345, Farm Ln, Co Rd 1570, Co Rd 1420, Whispering Hills Dr, Berry Patch Dr, Co Rd 1536, Souther Rd, Flame Azalea Trl, Quiet Cove Dr | $289,500 | $260,000 | $300,000-$350,000 | $219,000 | $180,000 | $200,000-$250,000 |
| Dundeve Cir, Ash Creek Trl, Johnston St, Foxhall Rd, Planters Creek Rd, Shadow Ridge Dr, Old Naples Rd, Hoopers Creek Church Rd, Lance Rd, High Vista Dr | $269,000 | $230,000 | $200,000-$250,000 | $173,500 | $150,000 | $200,000-$250,000 |
| Co Rd 1359, Vista Falls Dr, Winghaven Dr, N Wintergarden Rd, Black River Rd, Butler Bridge Rd, Baldwin Gap Rd, Meadow Run Dr, Glory Way, Yellowstone Dr | $227,000 | $190,000 | $175,000-$200,000 | $183,500 | $160,000 | $175,000-$200,000 |
| Homestead Farm Cir, N Old Asheville Hwy, New Jersey Rd, Windsor Forest Ct, White Fox Dr, Savory Dr, Lexington Ln, Macy Way, Grouse Hollow Trl, Chip Shot Ct | $249,500 | $230,000 | $200,000-$250,000 | $168,500 | $140,000 | $175,000-$200,000 |
| Marlowe Dr, Pennsylvania Rd, Floyd Dr, Blooming Laurel Dr, Co Rd 1547, Pearson Ave, Running Briar Rd, Jones Cir, Livingston Cove Rd, Fletcher Ave | $215,000 | $170,000 | $200,000-$250,000 | $108,500 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $717 |
| Superior Protection Discount | -$78 | $786 |
| Fire & Security Discount | -$78 | $786 |
| Hail Resistant Roof Discount | -$17 | $846 |
| Newly Constructed Home Discount | -$207 | $656 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,295 |
| Hail Damage | $4,900 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,553 |
| Home Insurance Company Fletcher, NC | Homeowners Insurance Agency Fletcher, NC | Address | Popularity Score | Distance from Fletcher (miles) |
|---|---|---|---|---|
| Travelers | Webb Insurance | 216 Asheland Avenue, Asheville, NC, 28801 | 10.9 | |
| Travelers | Morrow Insurance Agency | 246 South Main Street, Marion, NC, 28752 | 33.0 | |
| Liberty Mutual Independent | The Williams Company | 1008 Asheville Highway, Hendersonville, NC, 28791 | 7.9 | |
| Allstate | Bill Shytle | 2170 Hendersonville Rd, Arden, NC, 28704 | 3.4 | |
| Liberty Mutual Independent | Dan Gilbert Insurance | 3741 Hendersonville Road, Fletcher, NC, 28732 | 0.4 | |
| State Farm | Wesley Greene | 856 Sweeten Creek Rd Ste E, Asheville, NC, 28803-1548 | 8.3 | |
| State Farm | Tammy Murphy | 135 Charlotte Highway, Asheville, NC, 28803-9602 | 8.5 | |
| State Farm | Syna Lewis | 11899 Highway 226 South, Spruce Pine, NC, 28777 | 40.3 | |
| State Farm | Al Adams | 540 Oak St, Forest City, NC, 28043-3583 | 35.9 | |
| State Farm | Rebecca Sandoval | 788 Merrimon Ave, Asheville, NC, 28804-2444 | 13.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $630 | $1,240 | $610 |
| Henderson County, NC | $193,200 | $966 | $650 | $1,380 | $730 |
| Fletcher, NC | $200,100 | $864 | $620 | $1,230 | $610 |
| Limestone, NC | $246,700 | $829 | $590 | $1,150 | $560 |
| Mills River, NC | $201,000 | $865 | $610 | $1,240 | $630 |
| Hendersonville, NC | $200,700 | $989 | $700 | $1,410 | $710 |
| Pigeon, NC | $170,000 | $927 | $660 | $1,270 | $610 |
| Transylvania County, NC | $202,100 | $993 | $680 | $1,400 | $720 |
| Gramling, SC | $133,700 | $760 | $510 | $1,080 | $570 |
| Jonathan Creek, NC | $181,400 | $966 | $690 | $1,330 | $640 |
| Scott Creek, NC | $163,800 | $904 | $660 | $1,240 | $580 |
| Greens Creek, NC | $154,700 | $870 | $630 | $1,210 | $580 |
| Lattimore, NC | $87,100 | $554 | $390 | $790 | $400 |