Gavop shows you how to buy homeowners insurance in Harris Hill, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Harris Hill, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Gunnville Rd, Fireside Dr, Clardon Dr, Hemdale Dr, Ashby Ct, Bonview Ter, Fairways Cir, Galbraith Rd, Ericson Dr, Oak Leaf Ln | $287,500 | $250,000 | $250,000-$300,000 | $432,000 | $380,000 | $350,000-$400,000 |
| Glenwood Dr, David Rd, Reiser Rd, Greiner Rd, Howard Dr, Kalayne Ln, Christian Dr, Harris Hill Rd, Wenner Rd, Kimberly Rd | $159,000 | $140,000 | $125,000-$150,000 | $238,000 | $200,000 | $250,000-$300,000 |
| Connection Dr, Boncrest Rd, Circle Ct, Oak Field Ln, Eastbrooke Pl, Brightwood Rd, Shadyside Dr, Golden Oak Cir, E Howard Dr, Norwood Dr | $231,000 | $190,000 | $175,000-$200,000 | $369,000 | $300,000 | $350,000-$400,000 |
| Melinda Dr, James Ct, Center Pine Ln, W Overlook Dr, Heathrow Ct, Arondale Rd, Stonegate Ln, Patricia Dr, Sheridan Hill Dr, Brookfield Ln | $123,500 | $110,000 | $100,000-$125,000 | $274,000 | $230,000 | $200,000-$250,000 |
| Vinewood Dr, Red Clover Ave, Katie Ln, Barton Rd, Susan Dr, Thornwood Ln, Willowbrook Dr W, Shimerville Rd, W Ledge Ln, Fernleaf Ct | $178,500 | $150,000 | $125,000-$150,000 | $215,500 | $190,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$95 | $582 |
| Superior Protection Discount | -$68 | $609 |
| Fire & Security Discount | -$68 | $609 |
| Hail Resistant Roof Discount | -$14 | $663 |
| Newly Constructed Home Discount | -$135 | $542 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Erie County | $700 | $601 | $1,301 | $437 | $1,137 | $164 |
| Harris Hill, NY | $2,000 | $669 | $2,669 | $486 | $2,486 | $183 |
| South Lockport, NY | $300 | $583 | $883 | $424 | $724 | $159 |
| Middleport, NY | $2,000 | $583 | $2,583 | $424 | $2,424 | $159 |
| Byron, NY | $100 | $592 | $692 | $430 | $530 | $162 |
| Gaines, NY | $700 | $584 | $1,284 | $424 | $1,124 | $160 |
| Machias, NY | $1,000 | $584 | $1,584 | $424 | $1,424 | $160 |
| Wadsworth, NY | $200 | $587 | $787 | $426 | $626 | $160 |
| Forestville, NY | $2,500 | $585 | $3,085 | $425 | $2,925 | $160 |
| Ogden, NY | $400 | $605 | $1,005 | $439 | $839 | $165 |
| Dalton, NY | $1,000 | $583 | $1,583 | $424 | $1,424 | $159 |
| Home Insurance Company Harris Hill, NY | Homeowners Insurance Agency Harris Hill, NY | Address | Popularity Score | Distance from Harris Hill (miles) |
|---|---|---|---|---|
| Travelers | Bob White Insurance Agency | 602 Grover Cleveland Highway Suite A, Amherst, NY, 14226 | 6.5 | |
| State Farm | Greg Regan | 5866 Transit Rd, Depew, NY, 14043-2250 | 4.1 | |
| Travelers | Bitar Agency | 656 N French Rd Ste 1, Amherst, NY, 14228 | 7.5 | |
| Travelers | Allwrite Insurance Agency | 1586 Eggert Rd, Amherst, NY, 14226 | 6.4 | |
| State Farm | Donna Carey | 1045 George Urbn Blvd, Cheektowaga, NY, 14225-3335 | 5.2 | |
| State Farm | Bob Doyle | 4981 Broadway, Depew, NY, 14043-3951 | 5.0 | |
| State Farm | Michael Casseri | 8566 Main St, Williamsville, NY, 14221-7455 | 0.6 | |
| State Farm | Kathleen Clouden | 3407 Delaware Ave, Kenmore, NY, 14217-1421 | 9.8 | |
| Travelers | Amherst Insurance Agency Inc | 5353 Main Street Suite 1, Williamsville, NY, 14221 | 3.9 | |
| Travelers | Cassetta Agency Inc | 810 Kenmore Ave, Buffalo, NY, 14216 | 8.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,660 | $870 |
| Erie County, NY | $139,900 | $608 | $440 | $860 | $420 |
| Harris Hill, NY | $211,200 | $677 | $460 | $960 | $500 |
| South Lockport, NY | $92,200 | $590 | $400 | $810 | $410 |
| Middleport, NY | $89,000 | $590 | $400 | $840 | $440 |
| Byron, NY | $114,800 | $599 | $430 | $830 | $400 |
| Gaines, NY | $86,200 | $591 | $420 | $830 | $410 |
| Machias, NY | $100,200 | $591 | $400 | $820 | $420 |
| Wadsworth, NY | $77,600 | $594 | $430 | $820 | $390 |
| Forestville, NY | $80,400 | $592 | $430 | $820 | $390 |
| Ogden, NY | $157,200 | $612 | $430 | $860 | $430 |
| Dalton, NY | $89,400 | $590 | $420 | $810 | $390 |