Gavop's guide to buying homeowners insurance in Ozaukee County, WI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $85,500 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $142,000 | $120,000 | $150,000-$175,000 |
| 3 Bedroom | $291,500 | $250,000 | $200,000-$250,000 |
| 4 Bedroom | $475,500 | $410,000 | $500,000-$600,000 |
| 5 Bedroom | $573,000 | $490,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $633 |
| Superior Protection Discount | -$69 | $703 |
| Fire & Security Discount | -$85 | $687 |
| Hail Resistant Roof Discount | -$23 | $749 |
| Newly Constructed Home Discount | -$193 | $579 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ozaukee County | $2,500 | $763 | $3,263 | $554 | $3,054 | $208 |
| Ozaukee County, WI | $1,000 | $763 | $1,763 | $554 | $1,554 | $208 |
| Sheboygan County, WI | $200 | $623 | $823 | $453 | $653 | $170 |
| Waldo, WI | $1,000 | $613 | $1,613 | $445 | $1,445 | $167 |
| South Milwaukee, WI | $100 | $609 | $709 | $443 | $543 | $166 |
| Brookfield, WI | $700 | $798 | $1,498 | $580 | $1,280 | $218 |
| Barton, WI | $200 | $773 | $973 | $561 | $761 | $211 |
| Richfield, WI | $2,000 | $688 | $2,688 | $500 | $2,500 | $188 |
| Waukesha, WI | $500 | $693 | $1,193 | $504 | $1,004 | $189 |
| Ashford, WI | $700 | $714 | $1,414 | $519 | $1,219 | $195 |
| Merton, WI | $400 | $778 | $1,178 | $565 | $965 | $213 |
| Wind Lake, WI | $1,500 | $647 | $2,147 | $470 | $1,970 | $177 |
| Home Insurance Company Ozaukee County, WI | Homeowners Insurance Agency Ozaukee County, WI | Address | Popularity Score | Distance from Ozaukee County (miles) |
|---|---|---|---|---|
| Travelers | Ansay & Associates, Llc | 101 E Grand Ave Ste 11, Port Washington, WI, 53074 | 18.9 | |
| State Farm | Anna Townes | 7120 W Center St, Milwaukee, WI, 53210-1123 | 32.5 | |
| State Farm | Brian Brecklin | 2448 S 102nd Street Suite 275, West Allis, WI, 53227-2467 | 37.2 | |
| State Farm | Bob Vitt | 161 W Wisconsin Ave Ste 5196, Milwaukee, WI, 53203-2601 | 30.6 | |
| State Farm | Dennis Hartigan | 8241 S 27th St, Franklin, WI, 53132-9310 | 39.5 | |
| Farmers | Ada Tran | 13000 W Bluemound Rd, Elm Grove, WI, 53122 | 36.8 | |
| State Farm | Diana Kostal | 1410 E Capitol Dr, Shorewood, WI, 53211-1901 | 27.4 | |
| Travelers | Csedo-Stoeck Insurance Agency Inc | 15350 W National Avenue Suite 119, New Berlin, WI, 53151 | 40.5 | |
| Liberty Mutual Independent | Kws Associates | 2001 10th Ave, South Milwaukee, WI, 53172 | 36.1 | |
| Erie | Multiline Insurance Agency | 4014 N Wilson Drive, Shorewood, WI, 53211 | 27.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $490 | $950 | $460 |
| Ozaukee County, WI | $262,100 | $772 | $530 | $1,100 | $570 |
| Ozaukee County, WI | $262,100 | $772 | $520 | $1,070 | $550 |
| Sheboygan County, WI | $149,800 | $631 | $420 | $900 | $480 |
| Waldo, WI | $135,800 | $620 | $420 | $860 | $440 |
| South Milwaukee, WI | $156,400 | $617 | $440 | $860 | $420 |
| Brookfield, WI | $296,800 | $808 | $570 | $1,140 | $570 |
| Barton, WI | $247,200 | $782 | $540 | $1,110 | $570 |
| Richfield, WI | $293,800 | $696 | $510 | $980 | $470 |
| Waukesha, WI | $194,800 | $701 | $500 | $970 | $470 |
| Ashford, WI | $194,400 | $723 | $520 | $1,000 | $480 |
| Merton, WI | $365,100 | $787 | $540 | $1,090 | $550 |
| Wind Lake, WI | $245,700 | $655 | $440 | $900 | $460 |