Gavop's guide to buying homeowners insurance in Stonewall, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Stonewall, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Offenbacker Rd, Randall Hill Ln, Mountain Farm Rd, Koiner Ford Rd, Glenmoor Dr, N Stuart Ave, McGaheysville, E Spring St, Chad Ln, Deep Run Trl | $143,000 | $130,000 | $125,000-$150,000 | $117,000 | $90,000 | $100,000-$125,000 |
| W Spotswood Ave, Woodshed Ln, Summit Ave, State Rte 640, Tree Bark Ln, New Haven Rd, Spring Oaks Dr, Briarcrest Dr, Garber Dr, Fox Mountain Ln | $178,000 | $160,000 | $175,000-$200,000 | $172,000 | $150,000 | $150,000-$175,000 |
| Indian Acres Ln, Serenity Acres Ln, E Washington Ave, Hudson Cir, Old County Rd, Mill Creek Church Rd, Arrowhead Rd, Black Rock Rd, State Rte 620, Sapling Ridge Rd | $201,500 | $180,000 | $200,000-$250,000 | $121,500 | $100,000 | $100,000-$125,000 |
| State Rte 753, State Rte 842, Patterson Ridge Ln, State Rte 668, State Rte 708, State Rte 1604, Betts Rd, Lough Rd, State Rte 1603, Monger Hill Rd | $161,500 | $140,000 | $175,000-$200,000 | $143,000 | $130,000 | $125,000-$150,000 |
| Browns Gap Rd, 18th St, Fox Mountain Rd, Mobile Dr, Denim Dr, State Rte 678, Mountain Valley Rd, State Rte 1000, Flower Dr, Annie Ln | $200,000 | $170,000 | $200,000-$250,000 | $93,000 | $90,000 | $75,000-$100,000 |
| Hidden Ln, Beagle Ln, Swiftwater Ct, Old Furnace Rd, Sweetgum St, Bird Haven Ln, Gum Tree Ln, Casper Ct, Demaret Dr, Robin Rd | $183,000 | $150,000 | $200,000-$250,000 | $158,500 | $140,000 | $175,000-$200,000 |
| Magnolia Ridge Dr, Wagon Ln, Rockland Ln, Moubray Ln, McGahey Rd, Raines Rd, Longbow Rd, Camden Pl, Double Creek Ln, Fox Hill Dr | $198,000 | $160,000 | $200,000-$250,000 | $162,500 | $140,000 | $175,000-$200,000 |
| Rte 683, State Rte 759, Elk St, Rainbow Trl, Lakewood Dr, Mapleton Ln, Foken Ln, Hightown Ln, Cub Ln, Cedar Tree Ln | $265,000 | $230,000 | $250,000-$300,000 | $169,000 | $140,000 | $150,000-$175,000 |
| Panorama Dr, Quiet Ln, Walnut Bottom Ln, Stony Run Dr, Windsong Hills Dr, Berkeley Ave, Seneca Rd, N East Side Hwy, Caverns Dr, Hillside Ave | $274,500 | $230,000 | $250,000-$300,000 | $246,500 | $230,000 | $250,000-$300,000 |
| Forest Ave, State Rte 636, State Rte 669, Bear Lithia Rd, Piney Ln, State Rte 609, State Rte 676, Shen Lake Rd, E Rockingham St, Port Republic Rd | $322,500 | $280,000 | $300,000-$350,000 | $236,500 | $200,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$107 | $604 |
| Superior Protection Discount | -$64 | $647 |
| Fire & Security Discount | -$64 | $647 |
| Hail Resistant Roof Discount | -$21 | $689 |
| Newly Constructed Home Discount | -$156 | $554 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Rockingham County | $1,500 | $845 | $2,345 | $614 | $2,114 | $231 |
| Stonewall, VA | $2,000 | $702 | $2,702 | $510 | $2,510 | $192 |
| New Hope, VA | $500 | $882 | $1,382 | $641 | $1,141 | $241 |
| Timberville, VA | $2,500 | $755 | $3,255 | $549 | $3,049 | $206 |
| Beverley Manor, VA | $100 | $671 | $771 | $488 | $588 | $183 |
| Samuel Miller, VA | $1,000 | $920 | $1,920 | $669 | $1,669 | $251 |
| Jolivue, VA | $200 | $736 | $936 | $535 | $735 | $201 |
| Basye, VA | $2,500 | $880 | $3,380 | $640 | $3,140 | $241 |
| Deerfield, VA | $500 | $597 | $1,097 | $434 | $934 | $163 |
| Warren County, VA | $300 | $873 | $1,173 | $634 | $934 | $238 |
| Mineral, VA | $700 | $902 | $1,602 | $656 | $1,356 | $247 |
| Home Insurance Company Stonewall, VA | Homeowners Insurance Agency Stonewall, VA | Address | Popularity Score | Distance from Stonewall (miles) |
|---|---|---|---|---|
| State Farm | Cynthia Shifflett | 8767 Seminole Trl Ste 104, Ruckersville, VA, 22968-3493 | 19.3 | |
| State Farm | Jeff Rebich | 9980 Spotswood Trl, Mcgaheysville, VA, 22840-2421 | 2.6 | |
| Travelers | Abc Insurance Llc | 215 N Royal Avenue, Front Royal, VA, 22630 | 47.0 | |
| State Farm | John Willett | 401 Madison Rd, Culpeper, VA, 22701-3319 | 37.7 | |
| Allstate | Watson & Durrer Insurance | 8726 Seminole Trl Ste 3 Po Box 590, Ruckersville, VA, 22968 | 19.3 | |
| State Farm | Billy Hale | 2721 S Seminole Trl, Madison, VA, 22727-2573 | 21.9 | |
| Erie | Hammer Insurance Agency Inc. | 611 S 3rd Street, Shenandoah, VA, 22849 | 9.1 | |
| State Farm | Lauren Morris | 1207b Crozet Ave, Crozet, VA, 22932-3132 | 20.1 | |
| Travelers | Lake Anna Insurance Agency Llc | 15711 Heth Dr, Mineral, VA, 23117 | 46.6 | |
| Allstate | Insure All Llc | 714 E Main St, Stanley, VA, 22851 | 17.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $660 | $1,310 | $650 |
| Rockingham County, VA | $206,700 | $856 | $610 | $1,170 | $560 |
| Stonewall, VA | $187,500 | $711 | $490 | $980 | $490 |
| New Hope, VA | $213,000 | $893 | $640 | $1,240 | $600 |
| Timberville, VA | $154,900 | $764 | $560 | $1,050 | $490 |
| Beverley Manor, VA | $171,500 | $680 | $500 | $940 | $440 |
| Samuel Miller, VA | $432,800 | $931 | $620 | $1,320 | $700 |
| Jolivue, VA | $148,300 | $745 | $540 | $1,030 | $490 |
| Basye, VA | $212,000 | $891 | $640 | $1,260 | $620 |
| Deerfield, VA | $110,900 | $604 | $430 | $860 | $430 |
| Warren County, VA | $231,000 | $883 | $640 | $1,250 | $610 |
| Mineral, VA | $226,400 | $913 | $630 | $1,290 | $660 |