Gavop's guide to buying homeowners insurance in Stump Sound, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Stump Sound, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Gelynda Ct, Bass St, 9th Ave, E 9th St, Dixon Estates Rd, State Rd 1500, Kelleys Run Rd, 17th Ave, State Hwy 50, State Rd 1107 | $488,000 | $400,000 | $400,000-$500,000 | $301,500 | $240,000 | $250,000-$300,000 |
| Bishop Rd, Nelson Rd, Fireflite Ln, Burns St, Norine Dr, Junction Ln, 3rd St, Old Timber Rd, State Rd 1108, Holly Ridge Rd | $210,500 | $180,000 | $200,000-$250,000 | $192,000 | $160,000 | $200,000-$250,000 |
| Nere Ln, Pinellas Dr, Dixon Rd, Dixon School Rd, Hailey Ln, Salt Marsh Cove, Seashore Dr, Tree Ct, S Green St, Reinhold Rd | $143,000 | $120,000 | $125,000-$150,000 | $123,500 | $110,000 | $125,000-$150,000 |
| E Ocean Rd, Duff Rd, State Rd 1529, Stoney Creek Dr, Main St, Turkey Point Rd, Farmer Dewey Ln, Loggerhead Ct, Amaryllis Ln, Humphrey Rd | $168,000 | $150,000 | $150,000-$175,000 | $147,000 | $130,000 | $150,000-$175,000 |
| State Rd 1148, N New River Dr, Hines Stump Sound Church Rd, Manchester Ln, Captains Ln, Fishermans Cove, 24th Ave, State Rd 1530, Big Sandy Run Rd, Heathers Ave | $147,000 | $140,000 | $125,000-$150,000 | $117,500 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$114 | $699 |
| Superior Protection Discount | -$81 | $732 |
| Fire & Security Discount | -$65 | $748 |
| Hail Resistant Roof Discount | -$16 | $797 |
| Newly Constructed Home Discount | -$228 | $585 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Onslow County | $700 | $833 | $1,533 | $605 | $1,305 | $228 |
| Stump Sound, NC | $700 | $803 | $1,503 | $584 | $1,284 | $220 |
| Topsail Beach, NC | $500 | $2,206 | $2,706 | $1,603 | $2,103 | $603 |
| Onslow County, NC | $2,500 | $833 | $3,333 | $605 | $3,105 | $228 |
| Pender County, NC | $200 | $869 | $1,069 | $631 | $831 | $237 |
| Kings Grant, NC | $2,000 | $739 | $2,739 | $537 | $2,537 | $202 |
| Greenevers, NC | $100 | $629 | $729 | $457 | $557 | $172 |
| Neuse Forest, NC | $2,500 | $1,071 | $3,571 | $778 | $3,278 | $293 |
| Harrells, NC | $100 | $622 | $722 | $452 | $552 | $170 |
| Wolfscrape, NC | $300 | $354 | $654 | $257 | $557 | $97 |
| Home Insurance Company Stump Sound, NC | Homeowners Insurance Agency Stump Sound, NC | Address | Popularity Score | Distance from Stump Sound (miles) |
|---|---|---|---|---|
| Travelers | Sia Group | 827 Gum Branch Rd, Jacksonville, NC, 28540 | 16.9 | |
| State Farm | Jonathan Calhoun | 432 Landmark Drive, Wilmington, NC, 28412-6310 | 35.2 | |
| State Farm | Rob Cutting | 432 Eastwood Rd Ste 100, Wilmington, NC, 28403-1873 | 29.3 | |
| Nationwide | Ashlie Fortune Insurance | 445 Western Blvd Ste H, Jacksonville, NC, 28546-6852 | 17.3 | |
| Allstate | Mark Bailey | 1014 Henderson Dr, Jacksonville, NC, 28540 | 17.3 | |
| State Farm | David Hull | 1218 Country Clb Rd, Jacksonville, NC, 28546-6808 | 17.0 | |
| State Farm | Jennifer Dufore | 1368 Piney Green Road Suite 3, Jacksonville, NC, 28546-4577 | 17.6 | |
| Travelers | Preferred Choice Insurance | 616 New Bridge St, Jacksonville, NC, 28540 | 15.2 | |
| Nationwide | Amato Insurance Group Inc. | 138 Us Highway 70 W, Havelock, NC, 28532 | 40.4 | |
| State Farm | Lisa Jones Johnson | 504 S Norwood St, Wallace, NC, 28466-1620 | 31.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,280 | $660 |
| Onslow County, NC | $154,400 | $843 | $560 | $1,160 | $600 |
| Stump Sound, NC | $181,800 | $813 | $560 | $1,160 | $600 |
| Topsail Beach, NC | $490,000 | $2,233 | $1,520 | $3,060 | $1,540 |
| Onslow County, NC | $154,400 | $843 | $560 | $1,150 | $590 |
| Pender County, NC | $167,200 | $879 | $600 | $1,210 | $610 |
| Kings Grant, NC | $160,000 | $748 | $550 | $1,030 | $480 |
| Greenevers, NC | $102,600 | $637 | $430 | $900 | $470 |
| Neuse Forest, NC | $218,400 | $1,084 | $740 | $1,500 | $760 |
| Harrells, NC | $101,300 | $630 | $460 | $890 | $430 |
| Wolfscrape, NC | $55,400 | $358 | $250 | $510 | $260 |