Gavop shows you how to buy homeowners insurance in Fairmount, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $111,500 | $100,000 | $75,000-$100,000 |
| 3 Bedroom | $186,000 | $170,000 | $150,000-$175,000 |
| 4 Bedroom | $180,500 | $170,000 | $125,000-$150,000 |
| 5 Bedroom | $256,000 | $240,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$76 | $876 |
| Home and Two Car | -$162 | $790 |
| Home and Three Car | -$219 | $733 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Onondaga County | $2,000 | $600 | $2,600 | $436 | $2,436 | $164 |
| Fairmount, NY | $2,500 | $940 | $3,440 | $683 | $3,183 | $257 |
| Westvale, NY | $400 | $584 | $984 | $425 | $825 | $160 |
| Tyre, NY | $2,500 | $583 | $3,083 | $424 | $2,924 | $159 |
| Seneca Falls, NY | $100 | $932 | $1,032 | $677 | $777 | $255 |
| Cortlandville, NY | $700 | $932 | $1,632 | $677 | $1,377 | $255 |
| Rose, NY | $200 | $584 | $784 | $424 | $624 | $160 |
| Seneca County, NY | $1,000 | $1,201 | $2,201 | $873 | $1,873 | $328 |
| Dryden, NY | $500 | $623 | $1,123 | $453 | $953 | $170 |
| Northwest Ithaca, NY | $2,500 | $937 | $3,437 | $681 | $3,181 | $256 |
| Plymouth, NY | $500 | $586 | $1,086 | $426 | $926 | $160 |
| Whitesboro, NY | $1,000 | $583 | $1,583 | $424 | $1,424 | $159 |
| Home Insurance Company Fairmount, NY | Homeowners Insurance Agency Fairmount, NY | Address | Popularity Score | Distance from Fairmount (miles) |
|---|---|---|---|---|
| State Farm | Jim Lemessurier | 4922 West Seneca Turnpike, Syracuse, NY, 13215-2225 | 4.4 | |
| State Farm | Jamie Rigby | 101 Inwood Dr Ste 2, Syracuse, NY, 13219-1986 | 0.6 | |
| Travelers | My Agency Of Cny Inc | 824 N State St, Syracuse, NY, 13208 | 5.0 | |
| Allstate | E F Ashley Co Inc | 6336 Lake Ave, Williamson, NY, 14589 | 49.2 | |
| Travelers | Brown & Brown Empire State | 500 Plum Street Suite 200, Syracuse, NY, 13204 | 4.6 | |
| Allstate | Van Parys Associates | 229 E Main Street, Palmyra, NY, 14522 | 49.7 | |
| Allstate | Elaine T. Genovese | 135 Oriskany Blvd, Whitesboro, NY, 13492 | 48.6 | |
| State Farm | Rick Harmon | 100 Intrepid Ln Ste 3, Syracuse, NY, 13205-2546 | 6.6 | |
| State Farm | David Herrington | 5005 E Genesee St, Fayetteville, NY, 13066-1640 | 9.9 | |
| State Farm | Pat Best | 201 N Townsend St, Syracuse, NY, 13203-2338 | 5.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $840 | $1,590 | $750 |
| Onondaga County, NY | $139,400 | $607 | $430 | $840 | $410 |
| Fairmount, NY | $124,100 | $952 | $680 | $1,360 | $680 |
| Westvale, NY | $145,700 | $591 | $420 | $850 | $430 |
| Tyre, NY | $94,300 | $590 | $400 | $840 | $440 |
| Seneca Falls, NY | $100,700 | $943 | $630 | $1,350 | $720 |
| Cortlandville, NY | $133,300 | $943 | $670 | $1,300 | $630 |
| Rose, NY | $85,400 | $591 | $400 | $830 | $430 |
| Seneca County, NY | $98,400 | $1,215 | $870 | $1,680 | $810 |
| Dryden, NY | $166,800 | $631 | $450 | $890 | $440 |
| Northwest Ithaca, NY | $247,800 | $948 | $670 | $1,320 | $650 |
| Plymouth, NY | $104,500 | $593 | $410 | $810 | $400 |
| Whitesboro, NY | $94,100 | $590 | $420 | $820 | $400 |