Gavop shows you how to buy homeowners insurance in Upper Little River, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $116,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $188,000 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $265,500 | $240,000 | $250,000-$300,000 |
| 5 Bedroom | $186,500 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $556 |
| Superior Protection Discount | -$62 | $625 |
| Fire & Security Discount | -$48 | $638 |
| Hail Resistant Roof Discount | -$14 | $673 |
| Newly Constructed Home Discount | -$165 | $522 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Harnett County | $700 | $795 | $1,495 | $578 | $1,278 | $217 |
| Upper Little River, NC | $1,000 | $678 | $1,678 | $493 | $1,493 | $185 |
| Sanford, NC | $400 | $664 | $1,064 | $482 | $882 | $181 |
| Pittsboro, NC | $1,500 | $1,125 | $2,625 | $818 | $2,318 | $308 |
| Mingo, NC | $100 | $536 | $636 | $390 | $490 | $147 |
| Smithfield, NC | $1,000 | $659 | $1,659 | $479 | $1,479 | $180 |
| Bentonville, NC | $100 | $560 | $660 | $407 | $507 | $153 |
| Coleridge, NC | $2,500 | $757 | $3,257 | $550 | $3,050 | $207 |
| Hoffman, NC | $100 | $485 | $585 | $353 | $453 | $133 |
| Durham County, NC | $2,000 | $962 | $2,962 | $699 | $2,699 | $263 |
| Piney Grove, NC | $500 | $409 | $909 | $297 | $797 | $112 |
| Richland, NC | $1,000 | $665 | $1,665 | $483 | $1,483 | $182 |
| Home Insurance Company Upper Little River, NC | Homeowners Insurance Agency Upper Little River, NC | Address | Popularity Score | Distance from Upper Little River (miles) |
|---|---|---|---|---|
| State Farm | Teri Larocca | 6406 Mccrimmon Pkwy Ste 200, Morrisville, NC, 27560-8145 | 29.4 | |
| Liberty Mutual Independent | Snipes Insurance Service Inc | 105 N Wilson Ave, Dunn, NC, 28334 | 20.8 | |
| Allstate | Todd Mendler | 1215 Jones Franklin Rd Ste 205, Raleigh, NC, 27606 | 27.3 | |
| State Farm | Tushar Barot | 110 Osterville Dr, Holly Springs, NC, 27540-7525 | 19.5 | |
| Nationwide | Michelle Keener & Associates Inc. | 101 New Fidelity Ct, Garner, NC, 27529 | 27.5 | |
| Allstate | Michael D. Maffeo | 2705 N Duke St Ste 203, Durham, NC, 27704 | 42.8 | |
| State Farm | Ashley Manuel | 5842 Fayetteville Rd Ste 112, Durham, NC, 27713-6294 | 34.9 | |
| Allstate | Tri-Co Inc | 25 E Harnt St Po Box 997, Lillington, NC, 27546 | 7.8 | |
| Allstate | Parm Sandhar | 201 Holly Springs Rd, Holly Springs, NC, 27540 | 18.0 | |
| State Farm | Marty Lindsey | 1852 Hillandale Rd, Durham, NC, 27705-2670 | 42.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $650 | $1,240 | $590 |
| Harnett County, NC | $144,700 | $805 | $550 | $1,110 | $560 |
| Upper Little River, NC | $123,300 | $686 | $460 | $970 | $510 |
| Sanford, NC | $137,400 | $672 | $480 | $950 | $470 |
| Pittsboro, NC | $237,200 | $1,139 | $760 | $1,620 | $860 |
| Mingo, NC | $85,200 | $543 | $390 | $780 | $390 |
| Smithfield, NC | $136,100 | $667 | $490 | $920 | $430 |
| Bentonville, NC | $89,500 | $567 | $400 | $780 | $380 |
| Coleridge, NC | $129,600 | $766 | $520 | $1,080 | $560 |
| Hoffman, NC | $76,300 | $491 | $350 | $690 | $340 |
| Durham County, NC | $195,900 | $973 | $660 | $1,350 | $690 |
| Piney Grove, NC | $63,900 | $414 | $300 | $580 | $280 |
| Richland, NC | $109,800 | $673 | $480 | $960 | $480 |