Gavop's guide to buying homeowners insurance in Allen County, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Allen County, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Pinebrook Dr, W O'Connor Ave, Amherst Rd, E 14th St, S Pears Ave, Sunnydale St, Baxter Rd, Riverwalk Blvd, Keresan Trl, S Dixie Hwy | $140,000 | $120,000 | $100,000-$125,000 | $154,000 | $140,000 | $150,000-$175,000 |
| State Rte 115, Holmes Ave, George Bingham, Craig Ave, E Pearl St, N Jameson Ave, Buettner Rd, Providence Cir, Tolowa Trl, State Rd | $95,000 | $80,000 | $75,000-$100,000 | $85,000 | $80,000 | $75,000-$100,000 |
| Welm St, Chris Ln, Brenneman Rd, Michael Ave, Airport Dr, E Sugar Aly, E Vine St, Center Rd, Valley Way, Stemen St | $169,000 | $140,000 | $125,000-$150,000 | $87,500 | $80,000 | $75,000-$100,000 |
| Stoneybrook Dr, W O'Connor Ave, Knollwood Dr, N Oak St, E 17th St, S West St, Cletus Pkwy, Larkspur Dr, Shannon St, McPheron Rd | $110,000 | $100,000 | $100,000-$125,000 | $134,500 | $110,000 | $125,000-$150,000 |
| W Lima St, E Hanthorn Rd, Shifferly Rd, Powers Ave, Monroe St, Deborah St, Arlington Dr, Miller Hofferbert Rd, Magnolia Pl, Winston Ct | $195,000 | $160,000 | $200,000-$250,000 | $102,000 | $90,000 | $100,000-$125,000 |
| Reservoir Rd, Galvin Ln, Van Wert-Putnam-Allen Co Line Rd, Heindel Ave, Bridle Trl, Redd Rd, S Pine St, S Hardin Rd, Bockey Rd, W Breese Rd | $207,500 | $180,000 | $200,000-$250,000 | $125,500 | $100,000 | $125,000-$150,000 |
| E Chapman Rd, E Grand Ave, Jones Rd, Beechwood Pl, Auglaize Rd, Kissing Hollow Dr, Lawrence Rd, Ramsey Rd, Silver Stream Ct, S Pierce St | $92,500 | $80,000 | $75,000-$100,000 | $46,000 | $40,000 | $25,000-$50,000 |
| W George St, Haida Trl, Alpine Dr, Bowman Rd, Quince Ct, S Shawnee St, W Bluelick Rd, Brookhaven Dr, Wildbrook Ln, N Thayer Rd | $193,000 | $180,000 | $175,000-$200,000 | $154,000 | $130,000 | $125,000-$150,000 |
| Linden St, Dewey St, Sandusky Rd, Pro Dr, Memorial Arc, Brookhaven Court Number 5, Golden Ln, Van Wert-Allen County Line Rd, Lake St, Rd V | $85,000 | $70,000 | $100,000-$125,000 | $113,000 | $100,000 | $100,000-$125,000 |
| W State Rd, S Sugar St, E 13th St, Buckskin Trl, Yorkshire Cir, Ohio St, Superior Ct, Rd R, W Lincoln Hwy, N Baxter St | $212,000 | $190,000 | $175,000-$200,000 | $145,500 | $130,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$95 | $539 |
| Superior Protection Discount | -$63 | $571 |
| Fire & Security Discount | -$44 | $590 |
| Hail Resistant Roof Discount | -$13 | $622 |
| Newly Constructed Home Discount | -$127 | $508 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Allen County | $2,000 | $627 | $2,627 | $455 | $2,455 | $171 |
| Allen County, OH | $2,500 | $627 | $3,127 | $455 | $2,955 | $171 |
| Wapakoneta, OH | $500 | $586 | $1,086 | $426 | $926 | $160 |
| Mount Cory, OH | $700 | $535 | $1,235 | $388 | $1,088 | $146 |
| Arlington, OH | $100 | $690 | $790 | $501 | $601 | $188 |
| Paulding County, OH | $700 | $674 | $1,374 | $490 | $1,190 | $184 |
| Henry, OH | $100 | $587 | $687 | $426 | $526 | $160 |
| St. Henry, OH | $2,000 | $798 | $2,798 | $580 | $2,580 | $218 |
| Cecil, OH | $400 | $460 | $860 | $335 | $735 | $126 |
| Wyandot County, OH | $1,500 | $600 | $2,100 | $436 | $1,936 | $164 |
| Piqua, OH | $100 | $691 | $791 | $502 | $602 | $189 |
| Root, IN | $1,500 | $816 | $2,316 | $593 | $2,093 | $223 |
| Home Insurance Company Allen County, OH | Homeowners Insurance Agency Allen County, OH | Address | Popularity Score | Distance from Allen County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Webb Insurance Agency Inc | 212 W High St, Lima, OH, 45801 | 2.1 | |
| Liberty Mutual Independent | Webb Insurance Agency Inc | 212 W. High St., Lima, OH, 45801 | 2.1 | |
| State Farm | Ben Anderson | 3117 W Elm St, Lima, OH, 45805-2516 | 3.8 | |
| State Farm | Corey Frazer | 209 W Elm St, Lima, OH, 45801-4811 | 2.4 | |
| State Farm | Lori Kroeger | 2021 Allentown Rd Ste 4, Lima, OH, 45805-1897 | 2.7 | |
| Travelers | Oconnor-Mclaughlin Company | 683 W Market St, Lima, OH, 45801 | 2.3 | |
| State Farm | Mike Meeks | 1940 N West Street, Lima, OH, 45801-2633 | 0.2 | |
| State Farm | Bob Palenshus | 2101 South Main Street, Bellefontaine, OH, 43311-1557 | 35.4 | |
| State Farm | Ken Paige | 1125 Shawnee Rd Ste 2, Lima, OH, 45805-3584 | 4.1 | |
| Travelers | Huntington Insurance | 2498 Bluestone Drive , Findlay, OH, 45840 | 33.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $520 | $980 | $460 |
| Allen County, OH | $110,900 | $634 | $460 | $890 | $430 |
| Allen County, OH | $110,900 | $634 | $440 | $880 | $440 |
| Wapakoneta, OH | $105,000 | $593 | $420 | $820 | $400 |
| Mount Cory, OH | $72,900 | $541 | $390 | $740 | $350 |
| Arlington, OH | $129,200 | $698 | $500 | $1,000 | $500 |
| Paulding County, OH | $92,500 | $682 | $460 | $930 | $470 |
| Henry, OH | $89,700 | $594 | $410 | $840 | $430 |
| St. Henry, OH | $185,100 | $808 | $560 | $1,110 | $550 |
| Cecil, OH | $52,000 | $466 | $320 | $650 | $330 |
| Wyandot County, OH | $110,600 | $607 | $440 | $860 | $420 |
| Piqua, OH | $86,200 | $700 | $500 | $1,000 | $500 |
| Root, IN | $123,000 | $826 | $550 | $1,160 | $610 |