Gavop's guide to buying homeowners insurance in Lynn Haven, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Lynn Haven, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Judson St, Orange Ave, W 19th St, Klondyke Rd, Angie Cir, W 4th St, Joan Rd, Alaska Cir, Skeeter Ln, Resota Beach Rd | $146,000 | $140,000 | $125,000-$150,000 | $180,000 | $160,000 | $125,000-$150,000 |
| E Hwy 390, W 8th St, Bowman Ln, Oakridge Ct, Pennsylvania Ave, Echo Ln, Lee St, Margaret Cir, Holly St, Charles Jr Dr | $205,500 | $170,000 | $200,000-$250,000 | $315,000 | $270,000 | $300,000-$350,000 |
| Buckshot Ln, High Point Dr, Woodhaven Pl, Rhonda Rd, Breezy Ln, Connecticut Ave, E 16th St, Wolfe Ln, Oakenshaw Dr, Pearl Ln | $139,500 | $130,000 | $150,000-$175,000 | $178,000 | $150,000 | $150,000-$175,000 |
| Tennessee Ave, Allie Ln, Creekbank Dr, No Name Rd, State Hwy 77A, Stephen Dr, Tower Rd, Roadrunner Rd, Pierson Dr, Keiber Cir | $204,000 | $190,000 | $200,000-$250,000 | $223,000 | $190,000 | $175,000-$200,000 |
| Tom Nichols Rd, Blanche Ave, Bay Head Rd, Paul Rd, Gilchrist Ave, W 6th St, Bayou Oaks Dr, College Oaks Ln, Missouri Ave, Titus Rd | $153,500 | $140,000 | $175,000-$200,000 | $160,000 | $130,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$149 | $843 |
| Superior Protection Discount | -$99 | $892 |
| Fire & Security Discount | -$109 | $882 |
| Hail Resistant Roof Discount | -$20 | $972 |
| Newly Constructed Home Discount | -$208 | $783 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bay County | $1,500 | $1,355 | $2,855 | $985 | $2,485 | $370 |
| Lynn Haven, FL | $1,000 | $980 | $1,980 | $712 | $1,712 | $268 |
| Bay County, FL | $300 | $1,355 | $1,655 | $985 | $1,285 | $370 |
| Callaway, FL | $1,000 | $974 | $1,974 | $708 | $1,708 | $266 |
| Wausau, FL | $500 | $932 | $1,432 | $677 | $1,177 | $255 |
| Caryville, FL | $700 | $960 | $1,660 | $698 | $1,398 | $262 |
| Gulf County, FL | $300 | $1,000 | $1,300 | $726 | $1,026 | $273 |
| Cypress, FL | $1,000 | $819 | $1,819 | $595 | $1,595 | $224 |
| West Holmes, FL | $300 | $792 | $1,092 | $575 | $875 | $216 |
| Campbellton, FL | $1,000 | $949 | $1,949 | $690 | $1,690 | $259 |
| Sneads, FL | $100 | $799 | $899 | $581 | $681 | $218 |
| Home Insurance Company Lynn Haven, FL | Homeowners Insurance Agency Lynn Haven, FL | Address | Popularity Score | Distance from Lynn Haven (miles) |
|---|---|---|---|---|
| Allstate | Nancy S Ramsey | 1501 Mulberry Ave Ste 2, Panama City, FL, 32405 | 8.7 | |
| Allstate | Joe Brown | 17206 Panama City Beach Pkwy, Panama City Beach, FL, 32413 | 18.8 | |
| Allstate | Jeffrey Robinson | 1229 Airport Rd, Panama City, FL, 32405 | 8.6 | |
| Travelers | Hollomon Insurance Agency | 111 W 23rd St, Panama City, FL, 32405 | 7.9 | |
| Travelers | Anderson Insurance Services | 611 Camelia St, Panama City, FL, 32407 | 16.6 | |
| Allstate | Harry Denton Grizzle Ii | 2104 W 23rd St, Panama City, FL, 32405 | 9.1 | |
| State Farm | Willie Pollard | 1317 N Tyndall Pkwy, Panama City, FL, 32404-3200 | 7.5 | |
| Allstate | Fisher Brn Pnma Cy | 114 Harrison Ave, Panama City, FL, 32401 | 9.9 | |
| State Farm | Michael Lovchuk | 3477 Hwy 77, Panama City, FL, 32405 | 6.3 | |
| Travelers | Peoples First Insurance Services Llc | 1002 W 23rd St Ste 130 Panama City, Panama City, FL, 32405 | 8.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Bay County, FL | $166,400 | $1,372 | $1,070 | $1,840 | $770 |
| Lynn Haven, FL | $175,500 | $992 | $770 | $1,330 | $560 |
| Bay County, FL | $166,400 | $1,372 | $1,070 | $1,840 | $770 |
| Callaway, FL | $145,800 | $985 | $770 | $1,320 | $550 |
| Wausau, FL | $80,400 | $943 | $740 | $1,260 | $520 |
| Caryville, FL | $84,700 | $972 | $760 | $1,300 | $540 |
| Gulf County, FL | $151,400 | $1,012 | $790 | $1,360 | $570 |
| Cypress, FL | $86,800 | $829 | $650 | $1,110 | $460 |
| West Holmes, FL | $82,100 | $801 | $630 | $1,070 | $440 |
| Campbellton, FL | $83,100 | $961 | $750 | $1,290 | $540 |
| Sneads, FL | $83,300 | $809 | $630 | $1,080 | $450 |