Gavop's guide to buying homeowners insurance in Pineville, LA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $131,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $157,500 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $271,000 | $220,000 | $200,000-$250,000 |
| 5 Bedroom | $265,000 | $250,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$180 | $819 |
| Superior Protection Discount | -$100 | $899 |
| Fire & Security Discount | -$70 | $929 |
| Hail Resistant Roof Discount | -$30 | $968 |
| Newly Constructed Home Discount | -$240 | $759 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Rapides Parish | $2,000 | $1,360 | $3,360 | $988 | $2,988 | $372 |
| Pineville, LA | $1,500 | $986 | $2,486 | $717 | $2,217 | $270 |
| Alexandria, LA | $100 | $1,387 | $1,487 | $1,008 | $1,108 | $379 |
| Dry Prong, LA | $1,500 | $1,330 | $2,830 | $966 | $2,466 | $363 |
| Glenmora, LA | $100 | $981 | $1,081 | $713 | $813 | $268 |
| Mansura, LA | $2,500 | $1,373 | $3,873 | $998 | $3,498 | $375 |
| Jena, LA | $200 | $1,172 | $1,372 | $852 | $1,052 | $320 |
| Urania, LA | $2,500 | $721 | $3,221 | $524 | $3,024 | $197 |
| Simmesport, LA | $500 | $665 | $1,165 | $483 | $983 | $182 |
| Winn, LA | $1,000 | $755 | $1,755 | $549 | $1,549 | $206 |
| Concordia, LA | $100 | $815 | $915 | $592 | $692 | $223 |
| Home Insurance Company Pineville, LA | Homeowners Insurance Agency Pineville, LA | Address | Popularity Score | Distance from Pineville (miles) |
|---|---|---|---|---|
| State Farm | Ted Tolbert | 220 W Lasalle St, Ville Platte, LA, 70586-3723 | 45.6 | |
| State Farm | Richard Stock | 705 Main St, Colfax, LA, 71417-1526 | 21.4 | |
| State Farm | Justin Morgan | 5215a Jackson St, Alexandria, LA, 71303-2320 | 6.6 | |
| State Farm | Rosa Fields | 4304 S Macarthur Dr, Alexandria, LA, 71302-3136 | 6.1 | |
| Travelers | Lasyone Insurance | 118 W Main St, Winnfield, LA, 71483 | 42.5 | |
| State Farm | Eric Gil | 605 E Lasalle St, Ville Platte, LA, 70586-3915 | 45.9 | |
| Allstate | Christopher Bates | 1359 Peterman Dr, Alexandria, LA, 71301 | 6.2 | |
| Allstate | Miles Briley | 222 N Chataignier St, Ville Platte, LA, 70586 | 45.8 | |
| Liberty Mutual Independent | Brown & Brown Of Louisiana Llc | 4615 Parliament Dr Ste 200, Alexandria, LA, 71303 | 6.1 | |
| State Farm | Trey Coker | 107 W Mechanic St, Leesville, LA, 71446-3464 | 47.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| Rapides Parish, LA | $133,800 | $1,376 | $960 | $1,980 | $1,020 |
| Pineville, LA | $142,600 | $998 | $700 | $1,440 | $740 |
| Alexandria, LA | $137,900 | $1,404 | $980 | $2,020 | $1,040 |
| Dry Prong, LA | $112,500 | $1,346 | $940 | $1,940 | $1,000 |
| Glenmora, LA | $79,400 | $993 | $700 | $1,430 | $730 |
| Mansura, LA | $117,300 | $1,390 | $970 | $2,000 | $1,030 |
| Jena, LA | $96,400 | $1,186 | $830 | $1,710 | $880 |
| Urania, LA | $59,200 | $730 | $510 | $1,050 | $540 |
| Simmesport, LA | $55,100 | $673 | $470 | $970 | $500 |
| Winn, LA | $72,700 | $764 | $540 | $1,100 | $560 |
| Concordia, LA | $78,500 | $825 | $580 | $1,190 | $610 |