Gavop tells you how to get the best homeowners insurance in Washington County, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $86,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $109,500 | $100,000 | $75,000-$100,000 |
| 4 Bedroom | $123,500 | $110,000 | $125,000-$150,000 |
| 5 Bedroom | $150,000 | $130,000 | $175,000-$200,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$74 | $846 |
| Home and Two Car | -$156 | $763 |
| Home and Three Car | -$221 | $699 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Washington County | $1,000 | $909 | $1,909 | $660 | $1,660 | $248 |
| Washington County, FL | $2,000 | $909 | $2,909 | $660 | $2,660 | $248 |
| Wausau, FL | $100 | $932 | $1,032 | $677 | $777 | $255 |
| Campbellton, FL | $2,500 | $949 | $3,449 | $690 | $3,190 | $259 |
| Calhoun County, FL | $200 | $780 | $980 | $567 | $767 | $213 |
| Geneva County, AL | $2,000 | $756 | $2,756 | $549 | $2,549 | $207 |
| Slocomb, AL | $300 | $718 | $1,018 | $522 | $822 | $196 |
| Madrid, AL | $1,000 | $863 | $1,863 | $627 | $1,627 | $236 |
| Malone, FL | $200 | $949 | $1,149 | $690 | $890 | $259 |
| Mexico Beach, FL | $2,000 | $986 | $2,986 | $717 | $2,717 | $270 |
| Avon, AL | $500 | $1,004 | $1,504 | $729 | $1,229 | $274 |
| Niceville, FL | $1,500 | $981 | $2,481 | $713 | $2,213 | $268 |
| Home Insurance Company Washington County, FL | Homeowners Insurance Agency Washington County, FL | Address | Popularity Score | Distance from Washington County (miles) |
|---|---|---|---|---|
| State Farm | Ryan Cabaniss | 1189 John Sims Pkwy E, Niceville, FL, 32578-2752 | 48.1 | |
| State Farm | Bo Burns | 1811 John Sims Pkwy E, Niceville, FL, 32578-2337 | 47.2 | |
| State Farm | Jim Liufau | 36008 Emerald Coast Pkwy, Destin, FL, 32541-5732 | 47.4 | |
| Travelers | Sims Insurance Agency | 410 N Waukesha St, Bonifay, FL, 32425 | 13.4 | |
| Allstate | Nancy S Ramsey | 1501 Mulberry Ave Ste 2, Panama City, FL, 32405 | 29.4 | |
| Travelers | Powell Agency Inc | 110 N Partin Dr, Niceville, FL, 32578 | 49.0 | |
| Travelers | Sims Insurance Agency | 410 N Waukesha St, Bonifay, FL, 32425 | 13.3 | |
| Travelers | Affordable Home Insurance Inc | 3999 Commons Drive Suite F, Destin, FL, 32541 | 49.5 | |
| Travelers | Affordable Home Insurance Inc | 3999 Commons Dr W Ste F, Destin, FL, 32541 | 49.3 | |
| Allstate | Harry Denton Grizzle Ii | 2104 W 23rd St, Panama City, FL, 32405 | 28.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Washington County, FL | $102,700 | $920 | $720 | $1,230 | $510 |
| Washington County, FL | $102,700 | $920 | $720 | $1,230 | $510 |
| Wausau, FL | $80,400 | $943 | $740 | $1,260 | $520 |
| Campbellton, FL | $83,100 | $961 | $750 | $1,290 | $540 |
| Calhoun County, FL | $80,000 | $790 | $620 | $1,060 | $440 |
| Geneva County, AL | $87,800 | $765 | $530 | $1,080 | $550 |
| Slocomb, AL | $81,000 | $727 | $490 | $1,030 | $540 |
| Madrid, AL | $108,500 | $874 | $620 | $1,230 | $610 |
| Malone, FL | $83,000 | $961 | $750 | $1,290 | $540 |
| Mexico Beach, FL | $213,400 | $998 | $780 | $1,340 | $560 |
| Avon, AL | $104,500 | $1,016 | $700 | $1,430 | $730 |
| Niceville, FL | $211,800 | $993 | $770 | $1,330 | $560 |