Gavop's guide to buying homeowners insurance in South Williamsport, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $49,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $99,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $122,500 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $158,500 | $130,000 | $175,000-$200,000 |
| 5 Bedroom | $175,000 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $506 |
| Superior Protection Discount | -$62 | $556 |
| Fire & Security Discount | -$43 | $574 |
| Hail Resistant Roof Discount | -$12 | $605 |
| Newly Constructed Home Discount | -$142 | $475 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lycoming County | $2,000 | $671 | $2,671 | $488 | $2,488 | $183 |
| South Williamsport, PA | $1,000 | $610 | $1,610 | $443 | $1,443 | $167 |
| Old Lycoming, PA | $500 | $684 | $1,184 | $497 | $997 | $187 |
| Gamble, PA | $2,500 | $761 | $3,261 | $553 | $3,053 | $208 |
| Hillsgrove, PA | $200 | $647 | $847 | $470 | $670 | $177 |
| Duncan, PA | $2,000 | $509 | $2,509 | $370 | $2,370 | $139 |
| Coburn, PA | $100 | $601 | $701 | $437 | $537 | $164 |
| Port Trevorton, PA | $1,000 | $583 | $1,583 | $424 | $1,424 | $159 |
| Coal, PA | $500 | $723 | $1,223 | $526 | $1,026 | $198 |
| Berwick, PA | $1,000 | $723 | $1,723 | $526 | $1,526 | $198 |
| Milesburg, PA | $300 | $685 | $985 | $498 | $798 | $187 |
| Home Insurance Company South Williamsport, PA | Homeowners Insurance Agency South Williamsport, PA | Address | Popularity Score | Distance from South Williamsport (miles) |
|---|---|---|---|---|
| State Farm | Dean Showers Jr. | 901 Broad St, Montoursville, PA, 17754-2407 | 4.7 | |
| Erie | Fischer Insurance Agency | 1735 E Third Street, Williamsport, PA, 17701 | 2.2 | |
| State Farm | Matt Ostrowsky | 1328 W Market St, Lewisburg, PA, 17837-1374 | 19.4 | |
| Allstate | Sausman Agency | 55 Parkside Ct, Mifflintown, PA, 17059 | 48.7 | |
| Allstate | Purdy Insurance Agency Inc | 136 Market St, Sunbury, PA, 17801 | 27.5 | |
| State Farm | Stacy Butler | 2810 N Susquehanna Trl, Shamokin Dam, PA, 17876-9109 | 28.1 | |
| Travelers | Sholley Agency Inc | 2409 Old Turnpike Rd, Lewisburg, PA, 17837 | 19.4 | |
| State Farm | Ac Cruz | 911 Westminster Drive, Williamsport, PA, 17701 | 2.6 | |
| State Farm | Mary Ann Caputo | 674 Park St, Bloomsburg, PA, 17815-2331 | 33.1 | |
| State Farm | Tony Dgien | 1050 Broad St Ste 3, Montoursville, PA, 17754-2533 | 4.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $530 | $1,020 | $490 |
| Lycoming County, PA | $147,400 | $679 | $460 | $960 | $500 |
| South Williamsport, PA | $129,900 | $618 | $450 | $860 | $410 |
| Old Lycoming, PA | $143,200 | $692 | $490 | $950 | $460 |
| Gamble, PA | $184,100 | $770 | $550 | $1,070 | $520 |
| Hillsgrove, PA | $126,000 | $655 | $480 | $930 | $450 |
| Duncan, PA | $70,800 | $515 | $370 | $730 | $360 |
| Coburn, PA | $105,400 | $608 | $440 | $850 | $410 |
| Port Trevorton, PA | $98,000 | $590 | $410 | $840 | $430 |
| Coal, PA | $69,100 | $732 | $500 | $1,020 | $520 |
| Berwick, PA | $99,600 | $732 | $530 | $1,000 | $470 |
| Milesburg, PA | $144,000 | $693 | $490 | $980 | $490 |