Gavop shows you how to buy homeowners insurance in Eaton Rapids, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $87,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $161,000 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $257,500 | $230,000 | $200,000-$250,000 |
| 5 Bedroom | $251,000 | $220,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$101 | $575 |
| Superior Protection Discount | -$68 | $608 |
| Fire & Security Discount | -$68 | $608 |
| Hail Resistant Roof Discount | -$14 | $663 |
| Newly Constructed Home Discount | -$189 | $487 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Eaton County | $1,000 | $750 | $1,750 | $545 | $1,545 | $205 |
| Eaton Rapids, MI | $2,000 | $668 | $2,668 | $485 | $2,485 | $183 |
| Tompkins, MI | $300 | $765 | $1,065 | $556 | $856 | $209 |
| Mason, MI | $1,500 | $694 | $2,194 | $504 | $2,004 | $190 |
| Walton, MI | $500 | $774 | $1,274 | $562 | $1,062 | $211 |
| Wheatfield, MI | $2,000 | $899 | $2,899 | $653 | $2,653 | $246 |
| Wacousta, MI | $100 | $824 | $924 | $599 | $699 | $225 |
| Unadilla, MI | $1,000 | $820 | $1,820 | $596 | $1,596 | $224 |
| Hastings, MI | $400 | $650 | $1,050 | $472 | $872 | $178 |
| Thornapple, MI | $1,500 | $664 | $2,164 | $482 | $1,982 | $181 |
| Algansee, MI | $400 | $747 | $1,147 | $543 | $943 | $204 |
| Martin, MI | $1,000 | $760 | $1,760 | $552 | $1,552 | $208 |
| Home Insurance Company Eaton Rapids, MI | Homeowners Insurance Agency Eaton Rapids, MI | Address | Popularity Score | Distance from Eaton Rapids (miles) |
|---|---|---|---|---|
| State Farm | Tom Pelham | 2178 S State St, Ann Arbor, MI, 48104-6280 | 49.9 | |
| State Farm | Rick Starkey | 180 Little Lake Dr Ste 5, Ann Arbor, MI, 48103-6219 | 45.6 | |
| State Farm | Aaron Richards | 1669 Plymouth Rd Ste A4, Ann Arbor, MI, 48105-1825 | 49.7 | |
| State Farm | Greg Lemanski | 3323 W Saginaw St, Lansing, MI, 48917-2312 | 16.3 | |
| State Farm | Ben Torres | 318 S Ashley St, Ann Arbor, MI, 48104-1351 | 48.8 | |
| State Farm | Matt Fahoome | 2221 Jackson Ave, Ann Arbor, MI, 48103-3919 | 47.4 | |
| Liberty Mutual Independent | Ann Arbor Insurance Associates Llc | 1925 Pauline Blvd Ste D, Ann Arbor, MI, 48103 | 48.0 | |
| Liberty Mutual Independent | Ann Arbor Insurance Associates Llc | 1925 Pauline Blvd #D Ann Arbor, Ann Arbor, MI, 48103 | 48.0 | |
| Allstate | Chris Tyler | 180 Kent St, Portland, MI, 48875 | 28.0 | |
| Allstate | Wilhelm Thiele | 10192 Grand River Rd Ste 117, Brighton, MI, 48116 | 45.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $550 | $1,110 | $560 |
| Eaton County, MI | $142,300 | $760 | $520 | $1,080 | $560 |
| Eaton Rapids, MI | $104,000 | $676 | $490 | $970 | $480 |
| Tompkins, MI | $135,500 | $774 | $530 | $1,090 | $560 |
| Mason, MI | $122,100 | $702 | $510 | $990 | $480 |
| Walton, MI | $141,700 | $783 | $570 | $1,090 | $520 |
| Wheatfield, MI | $234,600 | $910 | $650 | $1,250 | $600 |
| Wacousta, MI | $180,600 | $834 | $580 | $1,180 | $600 |
| Unadilla, MI | $177,500 | $830 | $570 | $1,180 | $610 |
| Hastings, MI | $92,000 | $658 | $450 | $900 | $450 |
| Thornapple, MI | $154,700 | $672 | $460 | $950 | $490 |
| Algansee, MI | $123,100 | $756 | $510 | $1,040 | $530 |
| Martin, MI | $131,900 | $769 | $520 | $1,100 | $580 |