Gavop tells you how to get the best homeowners insurance in Hillsdale, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Hillsdale, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W Galloway Dr, Noe St, Orchard Ridge Pkwy, N Lakeview Dr, N Lake Wilson Rd, Goodrich Ave, Water St, Meadow Ln, Genesee Mill Rd, Charles St | $130,500 | $110,000 | $125,000-$150,000 | $72,000 | $60,000 | $50,000-$75,000 |
| Chadam Ln, Reading Ave, Skuse Rd, Fairfield St, Mary Ann Dr, Reading Rd E, Doty Rd, Linda Ln, Beck St, N Manorway Dr | $195,500 | $170,000 | $150,000-$175,000 | $126,000 | $110,000 | $100,000-$125,000 |
| Pondbrook Dr, S Lakeview Dr, N Norwood St, Lentz Cir, Ludlam St, Earl Dr, Salem St, Bigelow Rd, George Dr, Onaway Dr | $160,000 | $140,000 | $150,000-$175,000 | $117,000 | $100,000 | $125,000-$150,000 |
| Dobson Rd, Wildwood Ct, Morry St, W Chicago Rd, W Hallett St, Lake Dr, Charles St, Maumee St, Cooper Rd, Sumac Dr | $160,000 | $140,000 | $125,000-$150,000 | $157,000 | $140,000 | $125,000-$150,000 |
| Bacon St W, Industrial Pkwy, Summit St, Garden St, Charger Ln, Johnston Ln, Austin Dr, Borden Rd, Cambria Rd, Adrian St | $101,000 | $90,000 | $100,000-$125,000 | $70,000 | $60,000 | $50,000-$75,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$52 | $595 |
| Home and Two Car | -$110 | $537 |
| Home and Three Car | -$155 | $492 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hillsdale County | $2,000 | $700 | $2,700 | $508 | $2,508 | $191 |
| Hillsdale, MI | $2,500 | $640 | $3,140 | $465 | $2,965 | $175 |
| Butler, MI | $500 | $717 | $1,217 | $521 | $1,021 | $196 |
| Hanover, MI | $2,500 | $792 | $3,292 | $576 | $3,076 | $217 |
| Eckford, MI | $200 | $802 | $1,002 | $583 | $783 | $219 |
| Delta, OH | $1,500 | $645 | $2,145 | $469 | $1,969 | $176 |
| Chelsea, MI | $400 | $852 | $1,252 | $619 | $1,019 | $233 |
| Newville, IN | $1,000 | $923 | $1,923 | $671 | $1,671 | $252 |
| Bedford charter, MI | $400 | $675 | $1,075 | $491 | $891 | $185 |
| Augusta, MI | $2,000 | $689 | $2,689 | $500 | $2,500 | $188 |
| Galesburg, MI | $200 | $669 | $869 | $486 | $686 | $183 |
| Springfield, IN | $2,000 | $918 | $2,918 | $667 | $2,667 | $251 |
| Home Insurance Company Hillsdale, MI | Homeowners Insurance Agency Hillsdale, MI | Address | Popularity Score | Distance from Hillsdale (miles) |
|---|---|---|---|---|
| State Farm | Rick Starkey | 180 Little Lake Dr Ste 5, Ann Arbor, MI, 48103-6219 | 48.8 | |
| State Farm | Bill Krueger | 6050 Clinton Rd, Jackson, MI, 49201-9402 | 28.7 | |
| Liberty Mutual Independent | Adrian Insurance Agency Inc | 110 N Main St, Adrian, MI, 49221 | 31.1 | |
| Allstate | A&M Agency | 445 E Michigan Ave, Saline, MI, 48176 | 47.6 | |
| State Farm | Cindy Strang | 7955 Ann Arbor St, Dexter, MI, 48130-1337 | 47.8 | |
| State Farm | Gary Younce | 221 E Chicago St, Bronson, MI, 49028-1316 | 28.9 | |
| State Farm | John Fulmer | 55 W Chicago Street, Coldwater, MI, 49036-1616 | 18.9 | |
| Farmers | James Pelham | 2500 Occidental Hwy, Adrian, MI, 49221 | 34.0 | |
| State Farm | Allen Slater | 123 E Maple Ave, Adrian, MI, 49221-2165 | 31.2 | |
| State Farm | Barb Young | 2411 Oak Valley Dr Ste 200, Ann Arbor, MI, 48103-7600 | 49.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,060 | $530 |
| Hillsdale County, MI | $105,600 | $708 | $500 | $1,000 | $500 |
| Hillsdale, MI | $85,500 | $647 | $450 | $920 | $470 |
| Butler, MI | $103,500 | $726 | $520 | $1,020 | $500 |
| Hanover, MI | $156,000 | $802 | $570 | $1,140 | $570 |
| Eckford, MI | $164,000 | $812 | $550 | $1,130 | $580 |
| Delta, OH | $110,700 | $653 | $450 | $920 | $470 |
| Chelsea, MI | $202,100 | $862 | $610 | $1,180 | $570 |
| Newville, IN | $164,200 | $934 | $680 | $1,290 | $610 |
| Bedford charter, MI | $109,100 | $684 | $460 | $950 | $490 |
| Augusta, MI | $86,300 | $697 | $470 | $980 | $510 |
| Galesburg, MI | $75,400 | $677 | $450 | $950 | $500 |
| Springfield, IN | $161,900 | $929 | $680 | $1,330 | $650 |