Gavop shows you how to buy homeowners insurance in North Brook, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $66,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $122,000 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $160,000 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $242,500 | $230,000 | $200,000-$250,000 |
| 5 Bedroom | $255,000 | $230,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$109 | $570 |
| Superior Protection Discount | -$68 | $611 |
| Fire & Security Discount | -$68 | $611 |
| Hail Resistant Roof Discount | -$20 | $659 |
| Newly Constructed Home Discount | -$156 | $523 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lincoln County | $1,500 | $848 | $2,348 | $616 | $2,116 | $232 |
| North Brook, NC | $2,500 | $671 | $3,171 | $487 | $2,987 | $183 |
| Belwood, NC | $300 | $575 | $875 | $418 | $718 | $157 |
| Lincolnton, NC | $2,000 | $665 | $2,665 | $483 | $2,483 | $182 |
| Lincoln County, NC | $100 | $848 | $948 | $616 | $716 | $232 |
| Mount Holly, NC | $700 | $729 | $1,429 | $530 | $1,230 | $199 |
| Lower Creek, NC | $300 | $634 | $934 | $461 | $761 | $173 |
| Fallstown, NC | $2,000 | $796 | $2,796 | $578 | $2,578 | $218 |
| West Marion, NC | $200 | $648 | $848 | $471 | $671 | $177 |
| Sharpes, NC | $2,000 | $853 | $2,853 | $620 | $2,620 | $233 |
| Green Creek, NC | $500 | $907 | $1,407 | $659 | $1,159 | $248 |
| Pineola, NC | $700 | $850 | $1,550 | $617 | $1,317 | $232 |
| Home Insurance Company North Brook, NC | Homeowners Insurance Agency North Brook, NC | Address | Popularity Score | Distance from North Brook (miles) |
|---|---|---|---|---|
| Allstate | Randy Mckinney | 1639 Us Hwy 74a Byp Ste 160, Spindale, NC, 28160 | 28.2 | |
| Travelers | Iris Fox Insurance | 103 Carbon City Rd, Morganton, NC, 28655 | 22.5 | |
| State Farm | John Norris | 2407 Plntatn Ctr Dr Ste 100a, Matthews, NC, 28105-6614 | 49.9 | |
| State Farm | Travis Snider | 7510 Pnvl Mthws Rd Ste 13b, Charlotte, NC, 28226-4072 | 44.8 | |
| State Farm | Van Nguyen | 6400 South Blvd Ste C, Charlotte, NC, 28217-4400 | 40.1 | |
| Travelers | Aac Insurance Group | 4801 E Independence Blvd #102, Charlotte, NC, 28212 | 43.9 | |
| Allstate | Alan Carpenter | 110 W King St Ste 3, Kings Mountain, NC, 28086 | 18.5 | |
| State Farm | Michael Pritchard | 8633 Monroe Road, Charlotte, NC, 28212-6504 | 46.1 | |
| Liberty Mutual Independent | Marsh & Mclennan Co Inc | 440 S Church St Ste 500, Charlotte, NC, 28202 | 38.5 | |
| State Farm | Lou Lagana | 101 Oakley Dr, Harrisburg, NC, 28075-9401 | 46.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $650 | $1,220 | $570 |
| Lincoln County, NC | $158,700 | $858 | $610 | $1,230 | $620 |
| North Brook, NC | $121,700 | $679 | $500 | $960 | $460 |
| Belwood, NC | $92,200 | $582 | $390 | $830 | $440 |
| Lincolnton, NC | $120,400 | $673 | $480 | $920 | $440 |
| Lincoln County, NC | $158,700 | $858 | $630 | $1,180 | $550 |
| Mount Holly, NC | $157,200 | $738 | $490 | $1,010 | $520 |
| Lower Creek, NC | $129,200 | $642 | $460 | $920 | $460 |
| Fallstown, NC | $179,200 | $806 | $550 | $1,110 | $560 |
| West Marion, NC | $106,300 | $656 | $450 | $910 | $460 |
| Sharpes, NC | $87,200 | $864 | $630 | $1,230 | $600 |
| Green Creek, NC | $167,500 | $918 | $620 | $1,270 | $650 |
| Pineola, NC | $152,300 | $860 | $630 | $1,230 | $600 |