Gavop's guide to buying homeowners insurance in Crawford County, AR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $54,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $129,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $199,000 | $160,000 | $200,000-$250,000 |
| 4 Bedroom | $258,500 | $230,000 | $250,000-$300,000 |
| 5 Bedroom | $275,500 | $250,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$177 | $808 |
| Superior Protection Discount | -$89 | $897 |
| Fire & Security Discount | -$89 | $897 |
| Hail Resistant Roof Discount | -$30 | $956 |
| Newly Constructed Home Discount | -$227 | $759 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Crawford County | $700 | $974 | $1,674 | $708 | $1,408 | $266 |
| Crawford County, AR | $700 | $974 | $1,674 | $708 | $1,408 | $266 |
| Lancaster, AR | $200 | $1,181 | $1,381 | $858 | $1,058 | $323 |
| Center, AR | $700 | $1,115 | $1,815 | $811 | $1,511 | $305 |
| Starr Hill, AR | $200 | $926 | $1,126 | $673 | $873 | $253 |
| Sallisaw North, OK | $1,500 | $1,280 | $2,780 | $931 | $2,431 | $350 |
| Grant, AR | $500 | $856 | $1,356 | $622 | $1,122 | $234 |
| Pettit, OK | $700 | $1,450 | $2,150 | $1,054 | $1,754 | $396 |
| Briggs, OK | $400 | $1,035 | $1,435 | $752 | $1,152 | $283 |
| West Siloam Springs, OK | $1,500 | $1,095 | $2,595 | $796 | $2,296 | $299 |
| Home Insurance Company Crawford County, AR | Homeowners Insurance Agency Crawford County, AR | Address | Popularity Score | Distance from Crawford County (miles) |
|---|---|---|---|---|
| Nationwide | Cheryl Long Insurance Inc | 4040 N Frontage Rd, Fayetteville, AR, 72703 | 37.7 | |
| Allstate | Allen Gardner | 4700 S Thompson St Ste B105, Springdale, AR, 72764 | 39.0 | |
| State Farm | Scott Smith | 1160 S Rogers St, Clarksville, AR, 72830-9157 | 44.4 | |
| State Farm | John Wood | 100 W Collum Ln, Alma, AR, 72921 | 6.3 | |
| State Farm | Becky Brown | 1001 N 44th Street, Fort Smith, AR, 72904 | 15.9 | |
| Farmers | Bill Mccain | 1402 Arapaho Ave Ste A, Springdale, AR, 72764 | 40.1 | |
| State Farm | Taylor Hudson | 4275 S Thompson St Ste A2, Springdale, AR, 72764-1006 | 39.2 | |
| Farmers | Ivan Hristoskov | 225 N Bloomington St Ste F, Lowell, AR, 72745 | 46.8 | |
| State Farm | Greg Brown | 2023 E Main St, Siloam Springs, AR, 72761 | 44.2 | |
| Liberty Mutual Independent | Regions Insurance | 620 S 21st Fort Smith, Fort Smith, AR, 72901 | 17.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $740 | $1,500 | $760 |
| Crawford County, AR | $112,500 | $986 | $660 | $1,370 | $710 |
| Crawford County, AR | $112,500 | $986 | $660 | $1,360 | $700 |
| Lancaster, AR | $142,500 | $1,195 | $820 | $1,700 | $880 |
| Center, AR | $127,500 | $1,129 | $810 | $1,550 | $740 |
| Starr Hill, AR | $87,200 | $937 | $670 | $1,280 | $610 |
| Sallisaw North, OK | $101,400 | $1,296 | $870 | $1,840 | $970 |
| Grant, AR | $73,300 | $866 | $610 | $1,240 | $630 |
| Pettit, OK | $123,100 | $1,468 | $1,040 | $2,100 | $1,060 |
| Briggs, OK | $72,500 | $1,048 | $720 | $1,460 | $740 |
| West Siloam Springs, OK | $79,300 | $1,108 | $810 | $1,560 | $750 |