Gavop's guide to buying homeowners insurance in Cheatham County, TN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $68,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $148,000 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $217,000 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $188,000 | $160,000 | $175,000-$200,000 |
| 5 Bedroom | $278,500 | $250,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$183 | $834 |
| Superior Protection Discount | -$102 | $915 |
| Fire & Security Discount | -$81 | $935 |
| Hail Resistant Roof Discount | -$20 | $996 |
| Newly Constructed Home Discount | -$285 | $732 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cheatham County | $1,500 | $1,004 | $2,504 | $730 | $2,230 | $274 |
| Cheatham County, TN | $1,500 | $1,004 | $2,504 | $730 | $2,230 | $274 |
| Belle Meade, TN | $300 | $1,109 | $1,409 | $806 | $1,106 | $303 |
| Burns, TN | $2,000 | $1,037 | $3,037 | $754 | $2,754 | $284 |
| Davidson County, TN | $200 | $1,056 | $1,256 | $767 | $967 | $289 |
| Wrigley, TN | $1,000 | $581 | $1,581 | $422 | $1,422 | $159 |
| Green Hill, TN | $300 | $842 | $1,142 | $612 | $912 | $230 |
| Cross Plains, TN | $1,000 | $1,065 | $2,065 | $774 | $1,774 | $291 |
| Trenton, KY | $200 | $858 | $1,058 | $623 | $823 | $234 |
| Humphreys County, TN | $2,000 | $733 | $2,733 | $533 | $2,533 | $200 |
| Kirkmansville, KY | $100 | $633 | $733 | $460 | $560 | $173 |
| Home Insurance Company Cheatham County, TN | Homeowners Insurance Agency Cheatham County, TN | Address | Popularity Score | Distance from Cheatham County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Frank E Neal & Co Inc | 2223 8th Ave S, Nashville, TN, 37204 | 20.0 | |
| Travelers | Jackson Insurance | 302 B S Main St, Ashland City, TN, 37015 | 2.5 | |
| Travelers | Jackson Insurance | 384 S Main St Ste B, Ashland City, TN, 37015 | 2.5 | |
| Travelers | Mills Insurance Agency | 4525 Harding Rd 244, Nashville, TN, 37205 | 16.6 | |
| Allstate | Steve Blume | 601 Old Hickory Blvd Ste B, Nashville, TN, 37209 | 14.3 | |
| Travelers | The Perry Group Inc | 114 Spring Street, Ashland City, TN, 37015 | 2.5 | |
| Liberty Mutual Independent | Robins Insurance Agency Inc | 30 Burton Hills Blvd Ste 300, Nashville, TN, 37215 | 19.0 | |
| Allstate | Fred J. Duke Jr. | 171 Belle Forest Cir, Nashville, TN, 37221 | 15.9 | |
| Liberty Mutual Independent | Bandy Van Cleave & Williamson | 116 20th Ave S, Nashville, TN, 37203 | 18.4 | |
| Travelers | Reducemyinsurance Net | 640 Broadmor Blvd Ste 100, Murfreesboro, TN, 37129 | 48.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $720 | $1,480 | $760 |
| Cheatham County, TN | $170,500 | $1,016 | $730 | $1,390 | $660 |
| Cheatham County, TN | $170,500 | $1,016 | $700 | $1,400 | $700 |
| Belle Meade, TN | $1,330,200 | $1,122 | $750 | $1,600 | $850 |
| Burns, TN | $153,900 | $1,050 | $710 | $1,440 | $730 |
| Davidson County, TN | $194,800 | $1,069 | $770 | $1,510 | $740 |
| Wrigley, TN | $43,500 | $588 | $400 | $810 | $410 |
| Green Hill, TN | $218,400 | $852 | $620 | $1,220 | $600 |
| Cross Plains, TN | $164,500 | $1,078 | $730 | $1,500 | $770 |
| Trenton, KY | $121,800 | $868 | $630 | $1,200 | $570 |
| Humphreys County, TN | $103,000 | $742 | $530 | $1,050 | $520 |
| Kirkmansville, KY | $68,400 | $641 | $460 | $900 | $440 |