Gavop tells you how to get the best homeowners insurance in Polk County, NE by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Polk County, NE - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 129, Kimmel St, Maple Ave, N Blvd, Co Rd 131, Exchange St, Co Rd 130, 3rd St, W Carol St, 138th Rd | $82,500 | $70,000 | $50,000-$75,000 | $58,500 | $50,000 | $50,000-$75,000 |
| 140th Rd, 132nd Rd, 2nd Ave, Co Rd G, Co Rd V, Hawkeye St, Co Rd N, N State St, Co Rd L, Park St | $108,000 | $90,000 | $75,000-$100,000 | $73,500 | $60,000 | $50,000-$75,000 |
| US Hwy 81, A Rd, 6th St, 125 Rd, K Rd, Co Rd 141, 124 Rd, Firefly Dr, Pawnee St, Rd 397 | $113,000 | $90,000 | $75,000-$100,000 | $76,500 | $70,000 | $75,000-$100,000 |
| Nebraska St, Co Rd P, Oak St, Co Rd 136, Washington St, Sioux St, A Rd, Co Rd 127, Commercial St, Main St | $100,500 | $90,000 | $75,000-$100,000 | $73,500 | $70,000 | $75,000-$100,000 |
| N Kimmel St, N Oak St, Co Rd 140, N Valley St, Clear Creek E, Co Rd C, L Rd, S Pine St, N Main St, Co Rd 142 | $86,500 | $70,000 | $75,000-$100,000 | $97,500 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$133 | $696 |
| Superior Protection Discount | -$75 | $754 |
| Fire & Security Discount | -$83 | $745 |
| Hail Resistant Roof Discount | -$25 | $803 |
| Newly Constructed Home Discount | -$232 | $596 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Polk County | $2,000 | $818 | $2,818 | $595 | $2,595 | $224 |
| Polk County, NE | $1,500 | $818 | $2,318 | $595 | $2,095 | $224 |
| Polk, NE | $200 | $645 | $845 | $469 | $669 | $176 |
| Staplehurst, NE | $700 | $886 | $1,586 | $644 | $1,344 | $242 |
| Nance County, NE | $400 | $718 | $1,118 | $522 | $922 | $196 |
| Brown, NE | $700 | $1,275 | $1,975 | $926 | $1,626 | $348 |
| Pleasant Dale, NE | $2,500 | $1,198 | $3,698 | $871 | $3,371 | $328 |
| North Manchester, NE | $1,500 | $1,073 | $2,573 | $780 | $2,280 | $293 |
| Fillmore County, NE | $100 | $695 | $795 | $505 | $605 | $190 |
| Primrose, NE | $1,500 | $626 | $2,126 | $455 | $1,955 | $171 |
| Home Insurance Company Polk County, NE | Homeowners Insurance Agency Polk County, NE | Address | Popularity Score | Distance from Polk County (miles) |
|---|---|---|---|---|
| State Farm | Justin Kenney | 1701 N Lincoln Ave Ste 1, York, NE, 68467-1443 | 21.5 | |
| Travelers | M C Egan Insurance | 7001 W Old Cheney Road, Denton, NE, 68339 | 49.5 | |
| Travelers | Cornerstone Insurance Group | 400 Main St, Stromsburg, NE, 68467 | 5.3 | |
| State Farm | Danny Seim | 121 E 4th St, Stromsburg, NE, 68666-3026 | 5.3 | |
| State Farm | Bob Weisenberg | 539 Main St., North Bend, NE, 68649 | 45.3 | |
| State Farm | Shawn Kreifels | 570 Fallbrook Blvd Ste 111, Lincoln, NE, 68521-9025 | 49.0 | |
| State Farm | Brenda Henning | 23 Main St, Seward, NE, 68434-2111 | 31.6 | |
| Allstate | Troyer Insurance | 501 1st St Po Box 55, Milford, NE, 68405 | 39.4 | |
| Travelers | The Pinnacle Agency | 3610 W. Capital Ave. , Grand Island, NE, 68803 | 45.8 | |
| Allstate | Troyer Insurance | 501 First Street, Milford, NE, 68405 | 39.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $820 | $1,680 | $860 |
| Polk County, NE | $100,200 | $828 | $550 | $1,150 | $600 |
| Polk County, NE | $100,200 | $828 | $590 | $1,150 | $560 |
| Polk, NE | $48,500 | $653 | $440 | $900 | $460 |
| Staplehurst, NE | $85,400 | $897 | $610 | $1,250 | $640 |
| Nance County, NE | $80,400 | $727 | $530 | $1,000 | $470 |
| Brown, NE | $156,700 | $1,290 | $940 | $1,840 | $900 |
| Pleasant Dale, NE | $141,300 | $1,213 | $860 | $1,710 | $850 |
| North Manchester, NE | $117,500 | $1,086 | $740 | $1,540 | $800 |
| Fillmore County, NE | $76,100 | $704 | $470 | $960 | $490 |
| Primrose, NE | $45,800 | $634 | $420 | $910 | $490 |