Gavop's guide to buying homeowners insurance in Beecher, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Beecher, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Guterbauer St, Cypress Dr, Diane Ln, Collins Ave, Fairhaven St, O Brien Rd, Bisby Dr, Aichebaun, Danny Ln, Bates Rd | $81,000 | $70,000 | $50,000-$75,000 | $72,000 | $60,000 | $50,000-$75,000 |
| W Yale Ave, Carrier Dr, W Humphrey Ave, Murray Hill Dr, Pipers Ln, E Cornell Ave, Clydesdale St, Eddie Ln, Penwood Rd, Hibiscus St | $79,000 | $70,000 | $50,000-$75,000 | $55,000 | $50,000 | $50,000-$75,000 |
| Selkirk Dr, S Cornell Ave, Hawick Cir, E Humphrey Ave, Loch Tay Dr, Macduff Rd, Camellia Dr, Gutebaur, Palmetto Dr, Inland St | $93,500 | $80,000 | $75,000-$100,000 | $69,000 | $60,000 | $75,000-$100,000 |
| Alfred St, Macfarland Dr, Cedarshores Blvd, Elstner St, Cedarshores Ct, W Genesee Ave, Maude Ln, Flowerday Dr, E Kurtz Ave, Nadlie Ln | $133,500 | $120,000 | $150,000-$175,000 | $80,500 | $70,000 | $75,000-$100,000 |
| Temple Ave, W Klein St, Horton St, W Princeton Ave, Glen Gary Dr, Katzafogle St, Clovis Ave, Stiffler Rd, Terry Ave, Harry St | $77,500 | $70,000 | $50,000-$75,000 | $79,500 | $70,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$61 | $701 |
| Home and Two Car | -$122 | $640 |
| Home and Three Car | -$183 | $579 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Genesee County | $1,500 | $685 | $2,185 | $498 | $1,998 | $187 |
| Beecher, MI | $1,000 | $753 | $1,753 | $547 | $1,547 | $206 |
| Flushing charter, MI | $500 | $637 | $1,137 | $463 | $963 | $174 |
| Clayton charter, MI | $1,500 | $639 | $2,139 | $464 | $1,964 | $175 |
| Bennington, MI | $300 | $793 | $1,093 | $577 | $877 | $217 |
| Kochville, MI | $1,000 | $693 | $1,693 | $503 | $1,503 | $189 |
| Elsie, MI | $300 | $692 | $992 | $503 | $803 | $189 |
| Milford charter, MI | $2,500 | $799 | $3,299 | $581 | $3,081 | $218 |
| Williamstown, MI | $500 | $894 | $1,394 | $650 | $1,150 | $244 |
| Farmington Hills, MI | $2,000 | $856 | $2,856 | $622 | $2,622 | $234 |
| Beverly Hills, MI | $300 | $812 | $1,112 | $590 | $890 | $222 |
| Berkley, MI | $1,000 | $684 | $1,684 | $497 | $1,497 | $187 |
| Home Insurance Company Beecher, MI | Homeowners Insurance Agency Beecher, MI | Address | Popularity Score | Distance from Beecher (miles) |
|---|---|---|---|---|
| Nationwide | Sheila Hughes Agency Inc | 32740 Grand River, Farmington, MI, 48336 | 46.6 | |
| Farmers | Frank Mathias | 22908 Pontiac Trl, South Lyon, MI, 48178 | 44.2 | |
| State Farm | Jeff Flowers | 45477 Woodward Ave, Pontiac, MI, 48341-5008 | 38.6 | |
| Travelers | Mason-Mcbride Inc | 3290 West Big Beaver Rd Suite 503, Troy, MI, 48084 | 44.7 | |
| Liberty Mutual Independent | Select Underwriters Inc | 100 N Williams Lake Rd Ste A, Waterford, MI, 48327 | 33.5 | |
| Liberty Mutual Independent | Select Underwriters Inc | 100 N Williams Lake Rd, Ste A , Waterford, MI, 48327 | 33.5 | |
| Liberty Mutual Independent | Consolidated Agencies Inc. | 33261 Woodward Ave, Birmingham, MI, 48009 | 46.2 | |
| Liberty Mutual Independent | Peabody Insurance Agency Inc | 2065 N Alloy 2065 N Alloy, Fenton, MI, 48430 | 20.2 | |
| Liberty Mutual Independent | Guy Hurley Blaser & Heuer Llc | 1080 Kirts Blvd Ste 500, Troy, MI, 48084 | 46.0 | |
| Allstate | Shirley Nichols | 26647 Southfield Rd, Lathrup Village, MI, 48076 | 48.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $550 | $1,080 | $530 |
| Genesee County, MI | $96,500 | $694 | $460 | $960 | $500 |
| Beecher, MI | $33,600 | $762 | $550 | $1,090 | $540 |
| Flushing charter, MI | $130,900 | $645 | $470 | $920 | $450 |
| Clayton charter, MI | $132,500 | $647 | $430 | $920 | $490 |
| Bennington, MI | $156,900 | $803 | $550 | $1,100 | $550 |
| Kochville, MI | $121,300 | $701 | $480 | $1,000 | $520 |
| Elsie, MI | $87,800 | $700 | $510 | $960 | $450 |
| Milford charter, MI | $265,500 | $809 | $550 | $1,140 | $590 |
| Williamstown, MI | $231,700 | $905 | $620 | $1,280 | $660 |
| Farmington Hills, MI | $230,000 | $867 | $590 | $1,240 | $650 |
| Beverly Hills, MI | $341,500 | $822 | $590 | $1,180 | $590 |
| Berkley, MI | $172,800 | $692 | $510 | $990 | $480 |