Gavop tells you how to get the best homeowners insurance in Rathdrum, ID by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Rathdrum, ID - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Main St, Nebraska St, Christine St, W Krieg Rd, W Liree Dr, W Meadow Lark Ln, N High Noon Ct, N Nelson St, W Bingham St, N Middle Fork Rd | $160,000 | $140,000 | $175,000-$200,000 | $156,000 | $130,000 | $125,000-$150,000 |
| S Oyhoe St, W Blacktail Ave, N Smith Ave, Pleasant View Rd, Missouri St, Brothers St, W Andys Park Ct, 4th St, N State Hwy 41, Knowles Rd | $204,000 | $180,000 | $150,000-$175,000 | $140,500 | $130,000 | $125,000-$150,000 |
| Vera St, W Winch Ave, W Sunrise Ct, N Nixon St, W Bigtooth Aspen Loop, S Missouri Ave, Idaho St, N Stevens St, N Pison Ct, N McGuire Rd | $207,500 | $180,000 | $200,000-$250,000 | $117,500 | $100,000 | $75,000-$100,000 |
| N Honu Ct, Missouri Ave, N Church Rd, State St, W Santa Fe St, N Alturas St, W 2nd St, W Holliday Way, W Haney Rd, W Melita Trl | $258,000 | $210,000 | $200,000-$250,000 | $125,000 | $120,000 | $100,000-$125,000 |
| Bermuda Grass Ln, W Quail Ridge St, N Burdette Ln, Roth Ct, N Freddi Rd, W Woodlake Dr, S Alturas St, McKinley St, W Rice Ave, N Wright St | $196,000 | $180,000 | $150,000-$175,000 | $123,000 | $100,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$46 | $531 |
| Home and Two Car | -$92 | $485 |
| Home and Three Car | -$133 | $445 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,488 |
| Hail Damage | $4,665 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $15,884 |
| Home Insurance Company Rathdrum, ID | Homeowners Insurance Agency Rathdrum, ID | Address | Popularity Score | Distance from Rathdrum (miles) |
|---|---|---|---|---|
| Farmers | Brad Leggat | 8827 N Government Way Unit 105, Hayden, ID, 83835 | 5.9 | |
| State Farm | Tim Skelton | 2140 Riverstone Dr, Coeur D Alene, ID, 83814 | 7.9 | |
| Allstate | Pacific Far West Agency | 1009 Highway 2 Ste D, Sandpoint, ID, 83864 | 35.9 | |
| Farmers | Michael Score | 202 1/2 N 4th St, Coeur D Alene, ID, 83814 | 10.0 | |
| Travelers | Insurance Northwest | 2320 N Government Way, Coeur D Alene, ID, 83814 | 8.5 | |
| State Farm | Jeremy Lacaria | 609 N Calgary Ct Ste 2, Post Falls, ID, 83854-4906 | 6.1 | |
| Liberty Mutual Independent | Summit Insurance Resource Group | 301 Cedar St Ste 203, Sandpoint, ID, 83864 | 36.5 | |
| Allstate | Isu Insurance Services - Haddock And Associates | 1311 N Northwood Center Ct, Coeur D Alene, ID, 83814 | 8.1 | |
| Travelers | The Insurance Shop Usa | 1218 N Division Ste 101, Sandpoint, ID, 83864 | 36.7 | |
| Allstate | Steve Halliday | 8880 N Hess St # 3, Hayden Lake, ID, 83835 | 5.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $430 | $870 | $440 |
| Kootenai County, ID | $212,900 | $653 | $450 | $900 | $450 |
| Rathdrum, ID | $172,300 | $578 | $420 | $800 | $380 |
| Athol, ID | $132,700 | $553 | $400 | $790 | $390 |
| Harrison, ID | $315,900 | $816 | $560 | $1,150 | $590 |
| Blanchard-Glengary, ID | $230,300 | $693 | $470 | $990 | $520 |
| Deer Park, WA | $248,000 | $638 | $440 | $870 | $430 |
| Kellogg, ID | $120,500 | $676 | $470 | $950 | $480 |
| Kootenai, ID | $166,500 | $612 | $420 | $840 | $420 |
| Heron, MT | $124,300 | $857 | $650 | $1,120 | $470 |
| Osburn, ID | $100,300 | $477 | $340 | $660 | $320 |
| Priest River, ID | $173,500 | $579 | $390 | $820 | $430 |
| Farmington, WA | $93,000 | $496 | $340 | $680 | $340 |