Gavop tells you how to get the best homeowners insurance in Cedar Mountain, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $84,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $147,500 | $130,000 | $100,000-$125,000 |
| 3 Bedroom | $257,000 | $240,000 | $250,000-$300,000 |
| 4 Bedroom | $316,500 | $290,000 | $300,000-$350,000 |
| 5 Bedroom | $649,000 | $570,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$114 | $699 |
| Superior Protection Discount | -$73 | $739 |
| Fire & Security Discount | -$65 | $747 |
| Hail Resistant Roof Discount | -$16 | $796 |
| Newly Constructed Home Discount | -$203 | $609 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Culpeper County | $1,000 | $914 | $1,914 | $664 | $1,664 | $250 |
| Cedar Mountain, VA | $2,000 | $803 | $2,803 | $583 | $2,583 | $219 |
| Gordonsville, VA | $500 | $829 | $1,329 | $602 | $1,102 | $227 |
| Hartwood, VA | $700 | $801 | $1,501 | $582 | $1,282 | $219 |
| New Baltimore, VA | $100 | $1,027 | $1,127 | $746 | $846 | $281 |
| Charlottesville, VA | $2,000 | $927 | $2,927 | $673 | $2,673 | $253 |
| Haymarket, VA | $400 | $1,236 | $1,636 | $898 | $1,298 | $338 |
| Shenandoah Shores, VA | $2,500 | $836 | $3,336 | $607 | $3,107 | $228 |
| Sully, VA | $400 | $948 | $1,348 | $689 | $1,089 | $259 |
| Greenbriar, VA | $1,500 | $1,028 | $2,528 | $747 | $2,247 | $281 |
| Burke Centre, VA | $300 | $938 | $1,238 | $681 | $981 | $256 |
| Newington Forest, VA | $2,500 | $947 | $3,447 | $688 | $3,188 | $259 |
| Home Insurance Company Cedar Mountain, VA | Homeowners Insurance Agency Cedar Mountain, VA | Address | Popularity Score | Distance from Cedar Mountain (miles) |
|---|---|---|---|---|
| State Farm | John Willett | 401 Madison Rd, Culpeper, VA, 22701-3319 | 5.9 | |
| State Farm | Milce Snyder | 4229 Lafayette Center Dr, Chantilly, VA, 20151-1261 | 47.5 | |
| State Farm | Bryce Reeves | 685 Gville Rd Ste 101, Stafford, VA, 22554-3700 | 34.5 | |
| Nationwide | Mike Major Agency | 1384 Old Bridge Rd Ste 101, Woodbridge, VA, 22192-2460 | 46.9 | |
| Allstate | Chris Payne | 2146 Jefferson Davis Hwy, Stafford, VA, 22554 | 34.4 | |
| Travelers | Browns Insurance Agency Inc | 9170 Prince William St, Manassas, VA, 20110 | 39.7 | |
| State Farm | Gary Frantz | 3302 Old Bridge Rd Ste E, Lake Ridge, VA, 22192-5262 | 44.5 | |
| State Farm | Dennis Blackwell | 119 S Carlton St, Harrisonburg, VA, 22801-4326 | 44.6 | |
| Allstate | Fanning & Associates | Po Box 610, Locust Grove, VA, 22508 | 13.6 | |
| Erie | G L Herndon Insurance Agency | 12022 Old Salem Church Rd , Fredericksburg, VA, 22407 | 28.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,300 | $610 |
| Culpeper County, VA | $266,400 | $925 | $670 | $1,280 | $610 |
| Cedar Mountain, VA | $268,800 | $812 | $580 | $1,130 | $550 |
| Gordonsville, VA | $184,300 | $839 | $600 | $1,160 | $560 |
| Hartwood, VA | $380,600 | $811 | $590 | $1,150 | $560 |
| New Baltimore, VA | $464,700 | $1,039 | $750 | $1,470 | $720 |
| Charlottesville, VA | $277,800 | $938 | $670 | $1,300 | $630 |
| Haymarket, VA | $417,300 | $1,251 | $860 | $1,740 | $880 |
| Shenandoah Shores, VA | $187,500 | $846 | $580 | $1,200 | $620 |
| Sully, VA | $499,800 | $960 | $660 | $1,320 | $660 |
| Greenbriar, VA | $465,000 | $1,040 | $710 | $1,430 | $720 |
| Burke Centre, VA | $438,600 | $949 | $670 | $1,300 | $630 |
| Newington Forest, VA | $441,700 | $958 | $650 | $1,310 | $660 |