Gavop shows you how to buy homeowners insurance in Lincoln County, WY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Lincoln County, WY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 146, Cowboy Ln, Deal Aly, Solitude Cir, Alta Dr, N Third West St, Cougar Ln, Bedford-Turnerville Rd, Bridger Dr, Walnut Dr | $209,500 | $180,000 | $200,000-$250,000 | $166,500 | $160,000 | $125,000-$150,000 |
| Cedar Creek Rd, Rex Bateman Ln, 2nd Ave, Aspen Springs Rd, Reeves-Schwab Rd, W 6th Ave, Sage Ave, Calpet Rd, Co Rd 199, Scrub Oak Dr | $174,000 | $140,000 | $175,000-$200,000 | $135,000 | $130,000 | $150,000-$175,000 |
| Cedar Creek Dr, Sapphire St, Dell Schwab Ln, Post Pl, Lonesome Dove Trl, Thayne-Freedom Rd, Co Rd 191, Basin Dr, E Etna Rd/co Rd 110, Caribou Forest Dr | $313,000 | $250,000 | $350,000-$400,000 | $228,500 | $190,000 | $175,000-$200,000 |
| Big Springs Rd, Pocupine Rd, Darby Aly, C St, Willow Creek Canyon Rd, Quartz, Hawk Haven Dr, S Muddy String Rd, Redwood Dr, Beryl St | $151,000 | $120,000 | $150,000-$175,000 | $143,000 | $130,000 | $125,000-$150,000 |
| Roberts Rd, Aspen Way, Co Rd 126, Allred Rd, Three Rivers Dr, Co Rd 175, Number 7 Ave, Auburn Tygee, Happy Camper Ln, E Etna S Rd | $200,000 | $180,000 | $150,000-$175,000 | $148,000 | $130,000 | $150,000-$175,000 |
| White Pine Dr, Fir Ave, Bateman Rd, Oyster Back Dr, Bitter Creek Rd, Ponderosa Pl, Creamery Rd, Co Rd 179 S, State Hwy 236, Spring Valley Dr | $202,000 | $170,000 | $200,000-$250,000 | $225,000 | $210,000 | $175,000-$200,000 |
| Misty Meadow Ln, 1st St, Doyle Chiles Rd, Stump Creek Rd, Hillside Way, Co Rd 171, Co Rd 219, Co Rd 170, Dew Drop Ln, Co Rd 177 | $296,000 | $260,000 | $300,000-$350,000 | $180,500 | $170,000 | $150,000-$175,000 |
| Fontenelle Creek Rd, Perkins Rd 119, Co Rd 120, Old US Hwy 30, Fairview S, Mountain Dr, Bailey Loop, Co Rd 305, Dana St, S Kelly Ln | $313,000 | $300,000 | $300,000-$350,000 | $208,500 | $190,000 | $175,000-$200,000 |
| Hillside Loop Rd, Elk St, Rich Ln, Marie Ln, Sunny Meadow Ct, Adams St, Duffin Cir, Southland Dr, Tee Mont Dr, Co Rd 306 | $228,500 | $190,000 | $200,000-$250,000 | $170,500 | $160,000 | $200,000-$250,000 |
| Brownie Ln, Abbey Rd, Keane St, Misty Meadows Ln, Co Rd 134, Swift Creek Canyon Rd, Co Rd 155, Co Rd 108, N Branch Cir, Pine Crest Cir | $157,500 | $150,000 | $125,000-$150,000 | $105,000 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$173 | $739 |
| Superior Protection Discount | -$82 | $830 |
| Fire & Security Discount | -$73 | $839 |
| Hail Resistant Roof Discount | -$18 | $894 |
| Newly Constructed Home Discount | -$182 | $730 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lincoln County | $1,500 | $901 | $2,401 | $655 | $2,155 | $246 |
| Lincoln County, WY | $700 | $901 | $1,601 | $655 | $1,355 | $246 |
| Kemmerer East, WY | $300 | $994 | $1,294 | $722 | $1,022 | $272 |
| Diamondville, WY | $700 | $954 | $1,654 | $694 | $1,394 | $261 |
| Bennington, ID | $300 | $605 | $905 | $439 | $739 | $165 |
| Fairview, WY | $1,500 | $1,127 | $2,627 | $819 | $2,319 | $308 |
| Paris, ID | $500 | $598 | $1,098 | $434 | $934 | $163 |
| Grover, WY | $1,000 | $968 | $1,968 | $704 | $1,704 | $265 |
| Home Insurance Company Lincoln County, WY | Homeowners Insurance Agency Lincoln County, WY | Address | Popularity Score | Distance from Lincoln County (miles) |
|---|---|---|---|---|
| State Farm | Randy Thompson | 707 N Washington, Afton, WY, 83110 | 38.0 | |
| State Farm | Kalene Collard | 3 Brilliant Street, Diamondville, WY, 83116 | 31.9 | |
| Liberty Mutual Independent | Tegeler & Associates | 345 Budd Ave, Big Piney, WY, 83113 | 36.0 | |
| Allstate | Tom Davis Agency | 746 South Washington, Afton, WY, 83110 | 36.2 | |
| Allstate | Tegeler & Assoc | 345 Budd Ave, Big Piney, WY, 83113 | 36.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wyoming | $204,900 | $1,085 | $740 | $1,490 | $750 |
| Lincoln County, WY | $205,900 | $912 | $660 | $1,270 | $610 |
| Lincoln County, WY | $205,900 | $912 | $610 | $1,270 | $660 |
| Kemmerer East, WY | $166,900 | $1,006 | $720 | $1,390 | $670 |
| Diamondville, WY | $151,600 | $966 | $670 | $1,370 | $700 |
| Bennington, ID | $166,100 | $612 | $440 | $850 | $410 |
| Fairview, WY | $239,800 | $1,141 | $820 | $1,620 | $800 |
| Paris, ID | $161,900 | $605 | $420 | $840 | $420 |
| Grover, WY | $156,800 | $980 | $660 | $1,380 | $720 |