Gavop's guide to buying homeowners insurance in South Plainfield, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $95,000 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $239,500 | $220,000 | $200,000-$250,000 |
| 3 Bedroom | $271,000 | $240,000 | $300,000-$350,000 |
| 4 Bedroom | $574,500 | $480,000 | $600,000-$700,000 |
| 5 Bedroom | $732,000 | $640,000 | $700,000-$800,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$82 | $833 |
| Home and Two Car | -$156 | $760 |
| Home and Three Car | -$211 | $705 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,368 |
| Hail Damage | $4,806 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $16,887 |
| Home Insurance Company South Plainfield, NJ | Homeowners Insurance Agency South Plainfield, NJ | Address | Popularity Score | Distance from South Plainfield (miles) |
|---|---|---|---|---|
| Travelers | The Schenck Agency Inc | 495 Main St, Metuchen, NJ, 8840 | 3.4 | |
| Travelers | Fraser Brothers Group Llc | 811 Amboy Ave, Edison, NJ, 8837 | 5.5 | |
| Travelers | The Schenck Agency Inc | 495 Main St, Metuchen, NJ, 8840 | 3.4 | |
| Allstate | Robert Mack | 1140 Burnt Tavern Rd, Brick, NJ, 8724 | 36.1 | |
| Farmers | Bruce Bennett | 86 Laroche Ave, Harrington Park, NJ, 7640 | 36.4 | |
| Travelers | Cbiz Insurance Services Inc | 219 South St, New Providence, NJ, 7974 | 8.6 | |
| Travelers | Sas Insurance Agency Inc | 233 Kearny Ave, Kearny, NJ, 7032 | 18.8 | |
| Allstate | Joseph Noah | 189 Homans Ave, Closter, NJ, 7624 | 36.5 | |
| State Farm | Greg Paglianite | 457 Bloomfield Ave Ste 1, Verona, NJ, 07044-2031 | 19.8 | |
| State Farm | Ed Kalpagian | 87 W Allendale Ave, Allendale, NJ, 07401-1701 | 34.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $750 | $1,540 | $790 |
| Middlesex County, NJ | $329,000 | $1,021 | $750 | $1,450 | $700 |
| South Plainfield, NJ | $325,400 | $916 | $610 | $1,250 | $640 |
| Glen Ridge, NJ | $623,700 | $1,088 | $790 | $1,540 | $750 |
| Robbinsville, NJ | $404,500 | $929 | $660 | $1,330 | $670 |
| Lake Como, NJ | $408,500 | $1,321 | $940 | $1,840 | $900 |
| Village Shires, PA | $365,400 | $1,197 | $870 | $1,690 | $820 |
| Herricks, NY | $620,600 | $2,772 | $1,860 | $3,910 | $2,050 |
| Scarsdale, NY | $1,337,800 | $862 | $620 | $1,180 | $560 |
| Wilson, PA | $127,900 | $614 | $420 | $850 | $430 |
| Frankford, NJ | $315,100 | $897 | $650 | $1,260 | $610 |
| Maple Glen, PA | $388,300 | $914 | $670 | $1,260 | $590 |