Gavop's guide to buying homeowners insurance in Lincroft, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Lincroft, NJ - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hurleys Ln, Green Tree Ter, Braeburn Dr, Lisk Ct, English Ln, Orchard Hill Dr, Harvey Ave, Jumping Brook Rd, White Oak Ridge Rd, Yale Dr | $606,000 | $500,000 | $600,000-$700,000 | $649,500 | $600,000 | $600,000-$700,000 |
| Stonehenge Dr, Middletown Lincroft Rd, Circle Pl, W Nut Swamp Rd, Turnberry Dr, Regal Pl, Midstream Pl, Tuller Ct, Masterson Dr, Seagull Ln | $848,000 | $710,000 | $700,000-$800,000 | $489,500 | $440,000 | $500,000-$600,000 |
| Broadmoor Dr, Parkview Ter, Majestic Ave, Woodland Ter, Leedsville Dr, Parkview Ter N, Ryan Ln, Riverbrook Ave, E Point Rd, Horseshoe Way | $572,000 | $500,000 | $400,000-$500,000 | $669,500 | $560,000 | $700,000-$800,000 |
| Everett Rd, University Dr, Priscilla Dr, Majestic S, Whispering Pines Dr, McElroy Dr, Murray Ct, Parkview Ter W, Deer Ln, Colonial Way | $989,000 | $880,000 | More than 10,000,000 | $614,500 | $510,000 | $500,000-$600,000 |
| Rosalie Ave, Storm Rd, Emory Dr, Coronet Ave, Radcliffe Dr, Bryna Dr, Joseph Dr, Bluefield Rd, Martin Dr, Augusta Dr | $476,000 | $380,000 | $500,000-$600,000 | $595,500 | $480,000 | $600,000-$700,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$89 | $904 |
| Home and Two Car | -$169 | $824 |
| Home and Three Car | -$248 | $745 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,464 |
| Hail Damage | $4,618 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $17,389 |
| Home Insurance Company Lincroft, NJ | Homeowners Insurance Agency Lincroft, NJ | Address | Popularity Score | Distance from Lincroft (miles) |
|---|---|---|---|---|
| Allstate | Brian Fisher | 1016 Rte 34 Ste 5, Matawan, NJ, 7747 | 7.0 | |
| Liberty Mutual Independent | Johl & Company | 199 Center Ave, Westwood, NJ, 7675 | 45.6 | |
| Travelers | The Rosell Insurance Agency Inc | 647 Newman Springs Road, Lincroft, NJ, 7738 | 0.8 | |
| State Farm | Suzanne Ro | 559 Bergen Blvd, Ridgefield, NJ, 07657-2020 | 34.7 | |
| State Farm | Candida Seymour | 4017 Bergenline Ave, Union City, NJ, 07087-4919 | 31.0 | |
| State Farm | Nick Karras | 655 Amboy Ave Ste 201, Woodbridge, NJ, 07095-3162 | 17.6 | |
| Travelers | Northeast Insurance Service | 170 Us Hwy 9 Englishtown, Marlboro Township, NJ, 7726 | 9.3 | |
| Liberty Mutual Independent | The Dittmar Agency | 78 Court St, Freehold, NJ, 7728 | 9.2 | |
| Farmers | Jesica Lee | 14 E Brinkerhoff Ave, Palisades Park, NJ, 7650 | 36.0 | |
| Travelers | Cook Maran & Associates Inc | 17-17 Route 208, Fairlawn, NJ, 7410 | 41.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $740 | $1,540 | $800 |
| Monmouth County, NJ | $396,200 | $1,189 | $860 | $1,700 | $840 |
| Lincroft, NJ | $495,800 | $993 | $710 | $1,380 | $670 |
| Robertsville, NJ | $468,600 | $992 | $670 | $1,360 | $690 |
| Dover Beaches North, NJ | $528,700 | $1,771 | $1,290 | $2,500 | $1,210 |
| Scotch Plains, NJ | $481,500 | $944 | $670 | $1,300 | $630 |
| Griggstown, NJ | $366,500 | $1,190 | $870 | $1,680 | $810 |
| Inwood, NY | $375,100 | $940 | $670 | $1,290 | $620 |
| Presidential Lakes Estates, NJ | $189,000 | $834 | $590 | $1,180 | $590 |
| Flemington, NJ | $286,800 | $1,014 | $690 | $1,410 | $720 |
| Glenwood Landing, NY | $609,100 | $2,730 | $1,860 | $3,880 | $2,020 |
| Hastings-on-Hudson, NY | $612,900 | $852 | $580 | $1,200 | $620 |
| Saddle River, NJ | $1,883,500 | $878 | $610 | $1,210 | $600 |