Gavop shows you how to buy homeowners insurance in Saginaw charter, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Saginaw charter, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| George St, Cristom Pl, Schneider St, Hemmeter Rd, Snowbell Dr, Leo St, S Hartford Dr, Mayflower Dr, Darwin Ln, Cloudberry Dr | $125,000 | $110,000 | $125,000-$150,000 | $138,500 | $110,000 | $100,000-$125,000 |
| Leckie Rd, Drake Dr E, Belmar Dr, Oakbrook Dr, Moreland Ln, Herrington Dr, Hillsdale Pl, Kettering Rd, Badger Pl, Alexandra St | $226,500 | $190,000 | $200,000-$250,000 | $132,000 | $110,000 | $125,000-$150,000 |
| Northwest Dr, Vogue Blvd, Settlers Pass, Blaine Rd, S Crossings, Pleasantview Dr, Bluestem Dr, Wicklow Ct, Baskins Pl, Fairoaks Dr | $161,000 | $140,000 | $175,000-$200,000 | $107,000 | $90,000 | $75,000-$100,000 |
| Wingstem Dr, Rowan Pl, Clairmount Dr, Corcoran St, Mansfield Pl, N Wayside Dr, Cottage Grove Rd, Lawndale St, McCarty Rd, Butternut Ln | $172,000 | $150,000 | $175,000-$200,000 | $134,500 | $130,000 | $150,000-$175,000 |
| Riser Dr, Ironwood St, S McLeod Dr, Revere Dr, Richard Ave, Pebworth Pl, Woods Edge, Seminole Ln, W Dexter Dr, Hensler Pl | $113,500 | $100,000 | $125,000-$150,000 | $67,500 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$98 | $601 |
| Superior Protection Discount | -$63 | $636 |
| Fire & Security Discount | -$56 | $643 |
| Hail Resistant Roof Discount | -$14 | $685 |
| Newly Constructed Home Discount | -$154 | $546 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Saginaw County | $1,500 | $682 | $2,182 | $496 | $1,996 | $186 |
| Saginaw charter, MI | $2,000 | $691 | $2,691 | $502 | $2,502 | $189 |
| Thomas, MI | $300 | $641 | $941 | $466 | $766 | $175 |
| Burt, MI | $2,000 | $728 | $2,728 | $529 | $2,529 | $199 |
| Hazelton, MI | $400 | $760 | $1,160 | $552 | $952 | $208 |
| Duplain, MI | $2,000 | $743 | $2,743 | $540 | $2,540 | $203 |
| Richfield, MI | $200 | $637 | $837 | $463 | $663 | $174 |
| Sterling, MI | $2,500 | $668 | $3,168 | $485 | $2,985 | $183 |
| St. Johns, MI | $100 | $694 | $794 | $504 | $604 | $190 |
| Secord, MI | $1,000 | $772 | $1,772 | $561 | $1,561 | $211 |
| Crystal, MI | $400 | $694 | $1,094 | $504 | $904 | $190 |
| Turner, MI | $700 | $676 | $1,376 | $491 | $1,191 | $185 |
| Home Insurance Company Saginaw charter, MI | Homeowners Insurance Agency Saginaw charter, MI | Address | Popularity Score | Distance from Saginaw charter (miles) |
|---|---|---|---|---|
| State Farm | Tim Boychuck | 967 S Saginaw Rd, Midland, MI, 48640-4665 | 15.4 | |
| State Farm | Mark Carney | 15100 N Holly Rd, Holly, MI, 48442-1139 | 48.4 | |
| State Farm | Pat Cronin | 148 W Park St, Lapeer, MI, 48446-2163 | 45.0 | |
| State Farm | Karl Briggs | 1244 N Mich Ave, Saginaw, MI, 48602-4728 | 3.4 | |
| Allstate | Steven Pake | 700 S Main St Ste 108, Lapeer, MI, 48446 | 45.2 | |
| Travelers | Al Bourdeau Insurance Agency | 3835 Davison Rd, Flint, MI, 48508 | 34.7 | |
| Liberty Mutual Independent | Peabody Insurance Agency Inc | 2065 N Alloy 2065 N Alloy, Fenton, MI, 48430 | 47.3 | |
| Liberty Mutual Independent | Brown & Brown Of Michigan | 1190 Torrey Rd, Fenton, MI, 48430 | 46.3 | |
| Travelers | Al Bourdeau Insurance Agency | 3835 Davison Rd, Flint, MI, 48506 | 34.7 | |
| State Farm | Rick Jackson | 11225 S Saginaw St Ste 5, Grand Blanc, MI, 48439-1285 | 40.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $560 | $1,060 | $500 |
| Saginaw County, MI | $94,900 | $691 | $480 | $960 | $480 |
| Saginaw charter, MI | $119,800 | $699 | $480 | $970 | $490 |
| Thomas, MI | $133,700 | $648 | $460 | $890 | $430 |
| Burt, MI | $110,000 | $737 | $510 | $1,020 | $510 |
| Hazelton, MI | $132,100 | $769 | $550 | $1,080 | $530 |
| Duplain, MI | $120,000 | $752 | $550 | $1,060 | $510 |
| Richfield, MI | $130,300 | $644 | $440 | $880 | $440 |
| Sterling, MI | $74,700 | $676 | $490 | $950 | $460 |
| St. Johns, MI | $121,900 | $702 | $510 | $960 | $450 |
| Secord, MI | $140,900 | $781 | $550 | $1,070 | $520 |
| Crystal, MI | $89,000 | $702 | $510 | $990 | $480 |
| Turner, MI | $79,300 | $684 | $470 | $940 | $470 |