Gavop shows you how to buy homeowners insurance in Diboll, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $32,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $88,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $123,000 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $175,500 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$169 | $823 |
| Superior Protection Discount | -$99 | $893 |
| Fire & Security Discount | -$89 | $903 |
| Hail Resistant Roof Discount | -$30 | $962 |
| Newly Constructed Home Discount | -$268 | $724 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Angelina County | $2,500 | $1,340 | $3,840 | $974 | $3,474 | $366 |
| Diboll, TX | $1,500 | $980 | $2,480 | $712 | $2,212 | $268 |
| Huntington, TX | $100 | $1,030 | $1,130 | $748 | $848 | $281 |
| Zavalla, TX | $700 | $1,359 | $2,059 | $987 | $1,687 | $371 |
| Colmesneil, TX | $500 | $1,348 | $1,848 | $979 | $1,479 | $368 |
| Woodville, TX | $700 | $1,023 | $1,723 | $744 | $1,444 | $280 |
| Livingston, TX | $200 | $1,038 | $1,238 | $754 | $954 | $284 |
| Tyler County, TX | $1,000 | $1,003 | $2,003 | $729 | $1,729 | $274 |
| West Livingston, TX | $100 | $1,355 | $1,455 | $984 | $1,084 | $370 |
| San Augustine, TX | $700 | $1,005 | $1,705 | $730 | $1,430 | $275 |
| Cape Royale, TX | $100 | $1,858 | $1,958 | $1,351 | $1,451 | $508 |
| Oakhurst, TX | $2,000 | $1,654 | $3,654 | $1,202 | $3,202 | $452 |
| Home Insurance Company Diboll, TX | Homeowners Insurance Agency Diboll, TX | Address | Popularity Score | Distance from Diboll (miles) |
|---|---|---|---|---|
| Farmers | Selena Mitchell | 1411 Turtle Creek Dr Ste B, Lufkin, TX, 75904 | 9.8 | |
| Farmers | Garrett Massie | 1019 S Chestnut St # B, Lufkin, TX, 75901 | 10.7 | |
| Liberty Mutual Independent | Tosh Insurance Agency Inc | 142 S Main St, Rusk, TX, 75785 | 49.2 | |
| State Farm | Ronnie Livingston | 119 Southpoint Loop Ste 500, Livingston, TX, 77351-8317 | 35.7 | |
| Travelers | C T Jones Insurance Agency | 102 Skyview Dr, Livingston, TX, 77351 | 35.0 | |
| Travelers | Church Street Financial | 2121 Hwy 190 W, Livingston, TX, 77351 | 34.1 | |
| Farmers | Bradley Boyett | 803 North St, Nacogdoches, TX, 75961 | 30.4 | |
| Allstate | Terrell Insurance Agency | 902 N Temple Dr, Diboll, TX, 75941 | 2.8 | |
| State Farm | Michael Evans | 132 W Columbia St, San Augustine, TX, 75972-1904 | 44.5 | |
| Farmers | Benny Fogleman | 2410 Hwy 190 W Ste C, Livingston, TX, 77351 | 34.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Angelina County, TX | $97,300 | $1,356 | $900 | $2,090 | $1,190 |
| Diboll, TX | $75,300 | $992 | $650 | $1,530 | $880 |
| Huntington, TX | $88,900 | $1,042 | $690 | $1,610 | $920 |
| Zavalla, TX | $71,800 | $1,375 | $910 | $2,120 | $1,210 |
| Colmesneil, TX | $70,000 | $1,364 | $900 | $2,100 | $1,200 |
| Woodville, TX | $87,100 | $1,036 | $680 | $1,600 | $920 |
| Livingston, TX | $91,100 | $1,050 | $690 | $1,620 | $930 |
| Tyler County, TX | $81,500 | $1,015 | $670 | $1,560 | $890 |
| West Livingston, TX | $71,100 | $1,371 | $900 | $2,110 | $1,210 |
| San Augustine, TX | $81,900 | $1,017 | $670 | $1,570 | $900 |
| Cape Royale, TX | $221,000 | $1,881 | $1,240 | $2,900 | $1,660 |
| Oakhurst, TX | $140,200 | $1,674 | $1,100 | $2,580 | $1,480 |