Gavop's guide to buying homeowners insurance in Cutlerville, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Cutlerville, MI - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Mayflower Dr SW, Whistlewood Dr SW, Woodfield Pl, Tahoma Ct SW, 56th St SW, Cattail Dr, Eastbrook Dr SE, W Amberwood Dr SW, Dawn St SE, Whistlehill Dr | $133,000 | $110,000 | $100,000-$125,000 | $155,500 | $130,000 | $150,000-$175,000 |
| Parlo St SW, Whistle Ridge Dr SW, Meleana Ct SW, Kuiper Dr, Dukes Ct SW, Buck Creek Ave SW, Pleasant Hill Dr SW, Meadowview St SW, Shoreside South Dr SE, Palms St SW | $122,000 | $110,000 | $100,000-$125,000 | $166,500 | $160,000 | $150,000-$175,000 |
| Kingtree Dr SW, Marshwood Dr SW, N Kippen Dr SE, Rush Creek Dr SW, Mulligan Ct SW, Chableau Ct SW, Festival Dr SW, Bogey St SW, Olsen Springs Ct, 47th St SW | $153,000 | $120,000 | $125,000-$150,000 | $146,500 | $140,000 | $150,000-$175,000 |
| Airfield Ct SW, Scabbard St SW, Chateau Dr SW, Triann Dr SE, Kaufman Greens Ln SW, Margate Dr SW, Andover Ct SW, Sunvale Ct SW, E Green Meadows Ave SE, Gezon Ct | $151,000 | $130,000 | $150,000-$175,000 | $222,000 | $210,000 | $175,000-$200,000 |
| 71st St SW, Southpointe Ct SW, E Amber Dr SE, Bolo Ave SW, S Kenbrook St SE, Ivy Ln SW, Ancient Dr SW, Union Ct SE, Dexter St SW, Palmdale Ct SW | $86,500 | $70,000 | $75,000-$100,000 | $128,000 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$96 | $545 |
| Superior Protection Discount | -$64 | $578 |
| Fire & Security Discount | -$45 | $597 |
| Hail Resistant Roof Discount | -$13 | $629 |
| Newly Constructed Home Discount | -$167 | $475 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kent County | $1,500 | $765 | $2,265 | $556 | $2,056 | $209 |
| Cutlerville, MI | $700 | $634 | $1,334 | $461 | $1,161 | $173 |
| Casnovia, MI | $200 | $742 | $942 | $539 | $739 | $203 |
| Sullivan, MI | $2,500 | $750 | $3,250 | $545 | $3,045 | $205 |
| Greenville, MI | $500 | $644 | $1,144 | $468 | $968 | $176 |
| Ferrysburg, MI | $2,500 | $813 | $3,313 | $591 | $3,091 | $222 |
| Ross, MI | $400 | $841 | $1,241 | $611 | $1,011 | $230 |
| Garfield, MI | $1,500 | $775 | $2,275 | $563 | $2,063 | $212 |
| Pewamo, MI | $500 | $738 | $1,238 | $536 | $1,036 | $202 |
| Stanton, MI | $700 | $680 | $1,380 | $494 | $1,194 | $186 |
| Paw Paw, MI | $100 | $685 | $785 | $497 | $597 | $187 |
| Lawrence, MI | $2,000 | $745 | $2,745 | $541 | $2,541 | $204 |
| Home Insurance Company Cutlerville, MI | Homeowners Insurance Agency Cutlerville, MI | Address | Popularity Score | Distance from Cutlerville (miles) |
|---|---|---|---|---|
| Allstate | Jason Smits | 65 S Main St Ste 101, Rockford, MI, 49341 | 20.1 | |
| Nationwide | Dalessandro Agency Inc | 1500 44th St Se, Kentwood, MI, 49508-5013 | 3.9 | |
| Farmers | Maria Erazo | 2435 Eastern Ave Se, Grand Rapids, MI, 49507 | 5.7 | |
| State Farm | Bill Cole | 2143 Wealthy St Se, East Grand Ra, MI, 49506-3033 | 8.3 | |
| State Farm | Doug Jurgens | 3942 30th St Sw, Grandville, MI, 49418-1605 | 6.6 | |
| State Farm | Nathan Smith | 4160 Lake Michigan Dr Nw Ste A, Grand Rapids, MI, 49534-7835 | 10.4 | |
| Liberty Mutual Independent | Collins & Associates | 5075 Cascade Rd Se, Grand Rapids, MI, 49546 | 9.8 | |
| State Farm | Sam Martin | 1475 Robbins Rd Ste 140, Grand Haven, MI, 49417-2799 | 30.5 | |
| State Farm | Michael Heck | 923 Franklin Avenue, Grand Haven, MI, 49417-3600 | 31.6 | |
| State Farm | Jean Verseput | 5280 Northland Dr Ne Ofc A, Grand Rapids, MI, 49525-1067 | 15.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,100 | $570 |
| Kent County, MI | $153,500 | $774 | $560 | $1,090 | $530 |
| Cutlerville, MI | $128,100 | $642 | $460 | $880 | $420 |
| Casnovia, MI | $119,500 | $751 | $520 | $1,060 | $540 |
| Sullivan, MI | $125,000 | $759 | $550 | $1,050 | $500 |
| Greenville, MI | $88,500 | $652 | $440 | $890 | $450 |
| Ferrysburg, MI | $172,200 | $823 | $600 | $1,170 | $570 |
| Ross, MI | $193,500 | $851 | $610 | $1,200 | $590 |
| Garfield, MI | $142,400 | $784 | $530 | $1,070 | $540 |
| Pewamo, MI | $116,700 | $747 | $520 | $1,050 | $530 |
| Stanton, MI | $81,300 | $688 | $460 | $980 | $520 |
| Paw Paw, MI | $115,100 | $693 | $460 | $990 | $530 |
| Lawrence, MI | $121,300 | $754 | $520 | $1,070 | $550 |