Gavop's guide to buying homeowners insurance in Summit County, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $119,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $114,500 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $235,000 | $190,000 | $175,000-$200,000 |
| 5 Bedroom | $387,000 | $340,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$118 | $576 |
| Superior Protection Discount | -$63 | $632 |
| Fire & Security Discount | -$76 | $618 |
| Hail Resistant Roof Discount | -$14 | $681 |
| Newly Constructed Home Discount | -$146 | $549 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Summit County | $1,000 | $686 | $1,686 | $499 | $1,499 | $188 |
| Summit County, OH | $2,500 | $686 | $3,186 | $499 | $2,999 | $188 |
| Stow, OH | $200 | $746 | $946 | $542 | $742 | $204 |
| Lawrence, OH | $2,000 | $685 | $2,685 | $497 | $2,497 | $187 |
| Chesterland, OH | $500 | $779 | $1,279 | $566 | $1,066 | $213 |
| Braceville, OH | $700 | $662 | $1,362 | $481 | $1,181 | $181 |
| Farmington, OH | $400 | $740 | $1,140 | $538 | $938 | $202 |
| Eastlake, OH | $2,500 | $632 | $3,132 | $459 | $2,959 | $173 |
| Bolindale, OH | $400 | $569 | $969 | $414 | $814 | $156 |
| McDonald, OH | $2,000 | $584 | $2,584 | $424 | $2,424 | $160 |
| Lisbon, OH | $300 | $555 | $855 | $404 | $704 | $152 |
| Fitchville, OH | $2,000 | $560 | $2,560 | $407 | $2,407 | $153 |
| Home Insurance Company Summit County, OH | Homeowners Insurance Agency Summit County, OH | Address | Popularity Score | Distance from Summit County (miles) |
|---|---|---|---|---|
| State Farm | Nicole Salmon | 5874 Darrow Rd, Hudson, OH, 44236-3864 | 8.7 | |
| Travelers | Mcintyre Insurance Services In | 110 W Streetsboro St Ste 2-B, Hudson, OH, 44236 | 9.4 | |
| State Farm | Michael Harley | 1128 W Pleasant Valley Rd, Parma, OH, 44134-6711 | 18.3 | |
| Allstate | Nicholas Fuciu | 2234 Riverfront Pkwy, Cuyahoga Falls, OH, 44221 | 3.0 | |
| State Farm | Paul Bucar | 944 E Wilbeth Rd, Akron, OH, 44306-3512 | 6.1 | |
| State Farm | Jim Docs | 1865 Arndale Road Unit A, Stow, OH, 44224 | 6.4 | |
| State Farm | Dennis Rango | 7770 Brecksville Rd, Brecksville, OH, 44141-1000 | 16.6 | |
| State Farm | Jack Mccoy | 1754 Portage Trail, Cuyahoga Falls, OH, 44223-1739 | 2.4 | |
| Allstate | Teresa C. Paez | 15105 Puritas Ave, Cleveland, OH, 44135 | 25.6 | |
| State Farm | Eudora Graffaree-Robinson | 477 Darrow Rd Ste C, Akron, OH, 44305-3000 | 5.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $1,000 | $490 |
| Summit County, OH | $137,000 | $695 | $470 | $980 | $510 |
| Summit County, OH | $137,000 | $695 | $500 | $950 | $450 |
| Stow, OH | $167,700 | $755 | $550 | $1,070 | $520 |
| Lawrence, OH | $150,800 | $693 | $460 | $950 | $490 |
| Chesterland, OH | $173,200 | $788 | $580 | $1,080 | $500 |
| Braceville, OH | $117,500 | $670 | $480 | $920 | $440 |
| Farmington, OH | $152,800 | $749 | $500 | $1,070 | $570 |
| Eastlake, OH | $124,600 | $640 | $460 | $910 | $450 |
| Bolindale, OH | $83,800 | $576 | $400 | $790 | $390 |
| McDonald, OH | $88,500 | $591 | $400 | $820 | $420 |
| Lisbon, OH | $79,200 | $562 | $410 | $780 | $370 |
| Fitchville, OH | $80,800 | $567 | $400 | $790 | $390 |