Gavop's guide to buying homeowners insurance in Helena-West Helena, AR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $101,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $79,000 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $191,500 | $150,000 | $200,000-$250,000 |
| 5 Bedroom | $153,000 | $140,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$66 | $670 |
| Home and Two Car | -$125 | $611 |
| Home and Three Car | -$184 | $553 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Phillips County | $700 | $692 | $1,392 | $503 | $1,203 | $189 |
| West Helena, AR | $1,000 | $728 | $1,728 | $529 | $1,529 | $199 |
| Spring Creek, AR | $200 | $808 | $1,008 | $587 | $787 | $221 |
| Lake View, AR | $2,500 | $732 | $3,232 | $532 | $3,032 | $200 |
| Crenshaw, MS | $200 | $709 | $909 | $516 | $716 | $194 |
| Texas, AR | $2,000 | $924 | $2,924 | $671 | $2,671 | $252 |
| Hughes, AR | $100 | $724 | $824 | $526 | $626 | $198 |
| Palestine, AR | $2,500 | $784 | $3,284 | $570 | $3,070 | $214 |
| Brinkley, AR | $100 | $792 | $892 | $576 | $676 | $217 |
| Ulm, AR | $2,000 | $769 | $2,769 | $559 | $2,559 | $210 |
| Merigold, MS | $100 | $1,015 | $1,115 | $737 | $837 | $277 |
| Crittenden County, AR | $2,500 | $978 | $3,478 | $711 | $3,211 | $267 |
| Home Insurance Company West Helena, AR | Homeowners Insurance Agency West Helena, AR | Address | Popularity Score | Distance from West Helena (miles) |
|---|---|---|---|---|
| State Farm | Cedric Williams | 1022 N Washington St, Forrest City, AR, 72335-2857 | 34.8 | |
| State Farm | Anna Grizzle | 337 W Cypress St, Brinkley, AR, 72021-2734 | 40.8 | |
| State Farm | Bob Bentley | 515 N Mo St, West Memphis, AR, 72301-3145 | 48.2 | |
| State Farm | Don Warren | 614 Oakland Ave, Helena, AR, 72342-1504 | 0.4 | |
| Farmers | Howard Miller | 524 E Broadway St, Forrest City, AR, 72335 | 34.1 | |
| Farmers | Kevin Smith | 420 Porter St, Helena, AR, 72342 | 1.9 | |
| Farmers | Joann Smith | 420 Porter St, Helena, AR, 72342 | 1.9 | |
| State Farm | Phil Ford | 347 W Broadway St, West Memphis, AR, 72301-3905 | 49.1 | |
| Allstate | David Tyler | 702 Calvin Avery Dr Ste C, West Memphis, AR, 72301 | 48.5 | |
| State Farm | Mike Lawyer | 803 N Washington St, Forrest City, AR, 72335-2823 | 34.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $750 | $1,510 | $760 |
| Phillips County, AR | $67,100 | $701 | $480 | $990 | $510 |
| West Helena, AR | $75,400 | $737 | $500 | $1,040 | $540 |
| Spring Creek, AR | $64,200 | $818 | $560 | $1,170 | $610 |
| Lake View, AR | $50,000 | $741 | $530 | $1,060 | $530 |
| Crenshaw, MS | $47,400 | $718 | $480 | $1,030 | $550 |
| Texas, AR | $86,700 | $935 | $650 | $1,300 | $650 |
| Hughes, AR | $48,500 | $733 | $490 | $1,040 | $550 |
| Palestine, AR | $59,600 | $794 | $570 | $1,130 | $560 |
| Brinkley, AR | $61,200 | $802 | $590 | $1,110 | $520 |
| Ulm, AR | $56,700 | $778 | $570 | $1,110 | $540 |
| Merigold, MS | $89,300 | $1,027 | $750 | $1,460 | $710 |
| Crittenden County, AR | $106,300 | $990 | $700 | $1,400 | $700 |