Gavop tells you how to get the best homeowners insurance in Oshtemo charter, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $62,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $119,000 | $110,000 | $75,000-$100,000 |
| 3 Bedroom | $112,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $209,500 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $430,500 | $400,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$106 | $600 |
| Superior Protection Discount | -$64 | $642 |
| Fire & Security Discount | -$64 | $642 |
| Hail Resistant Roof Discount | -$21 | $684 |
| Newly Constructed Home Discount | -$155 | $550 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kalamazoo County | $2,000 | $756 | $2,756 | $550 | $2,550 | $207 |
| Oshtemo charter, MI | $1,500 | $697 | $2,197 | $507 | $2,007 | $191 |
| Antwerp, MI | $200 | $658 | $858 | $478 | $678 | $180 |
| Kalamazoo County, MI | $2,000 | $756 | $2,756 | $550 | $2,550 | $207 |
| Allegan, MI | $200 | $653 | $853 | $475 | $675 | $179 |
| Matteson, MI | $1,000 | $702 | $1,702 | $510 | $1,510 | $192 |
| Convis, MI | $300 | $757 | $1,057 | $550 | $850 | $207 |
| Beechwood, MI | $1,000 | $771 | $1,771 | $560 | $1,560 | $211 |
| Eckford, MI | $500 | $802 | $1,302 | $583 | $1,083 | $219 |
| Elkhart, IN | $2,000 | $675 | $2,675 | $490 | $2,490 | $184 |
| Olive, MI | $200 | $794 | $994 | $577 | $777 | $217 |
| Baugo, IN | $2,500 | $723 | $3,223 | $525 | $3,025 | $198 |
| Home Insurance Company Oshtemo charter, MI | Homeowners Insurance Agency Oshtemo charter, MI | Address | Popularity Score | Distance from Oshtemo charter (miles) |
|---|---|---|---|---|
| Allstate | Zachary Golin | 8516 Homestead Dr Ste 110, Zeeland, MI, 49464 | 38.9 | |
| Liberty Mutual Independent | Whitaker-Lachance | 2176 E Centre Ave, Portage, MI, 49002 | 9.4 | |
| Farmers | Scott Jost | 3340 Prospect St, Hudsonville, MI, 49426 | 40.9 | |
| State Farm | Mike May | 2275 S 11th St, Kalamazoo, MI, 49009-1902 | 2.8 | |
| State Farm | Susan O'Connell | 2317 E Centre Ave, Portage, MI, 49002-4422 | 9.5 | |
| State Farm | Paul Clark | 2861 Capital Ave Sw Ste A, Battle Creek, MI, 49015-6107 | 26.1 | |
| Liberty Mutual Independent | Keyser Insurance Group | 444 W Michigan Ave, Kalamazoo, MI, 49007 | 6.0 | |
| Allstate | Janet Gray | 1256 E Centre Ave, Portage, MI, 49002 | 9.0 | |
| Farmers | Bob Strobel | 5945 W Main St Ste 104, Kalamazoo, MI, 49009 | 2.1 | |
| Allstate | Brian Johnson | 6216 Stadium Dr, Kalamazoo, MI, 49009 | 2.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $550 | $1,110 | $560 |
| Kalamazoo County, MI | $146,100 | $765 | $530 | $1,060 | $530 |
| Oshtemo charter, MI | $185,700 | $706 | $510 | $1,000 | $490 |
| Antwerp, MI | $149,800 | $666 | $450 | $920 | $470 |
| Kalamazoo County, MI | $146,100 | $765 | $520 | $1,080 | $560 |
| Allegan, MI | $94,200 | $661 | $450 | $940 | $490 |
| Matteson, MI | $93,900 | $711 | $500 | $990 | $490 |
| Convis, MI | $129,600 | $766 | $560 | $1,050 | $490 |
| Beechwood, MI | $140,000 | $780 | $540 | $1,070 | $530 |
| Eckford, MI | $164,000 | $812 | $590 | $1,150 | $560 |
| Elkhart, IN | $87,700 | $683 | $460 | $950 | $490 |
| Olive, MI | $158,000 | $804 | $570 | $1,100 | $530 |
| Baugo, IN | $138,900 | $732 | $500 | $1,050 | $550 |