Gavop's guide to buying homeowners insurance in Sherman County, KS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Sherman County, KS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Pine St, Co Rd 34, Co Rd 75, Co Rd 71, Co Rd 70, Co Rd 61, Grandview Ln, W 13th St, E 16th St, Co Rd 63 | $91,000 | $80,000 | $100,000-$125,000 | $85,500 | $70,000 | $100,000-$125,000 |
| Kansas Ave, Walnut Ave, Sycamore Rd, Fort Fox, Co Rd 80, Peters Rd, Commerce Rd, Co Rd 37, W 8th St, Co Rd 68 | $94,000 | $80,000 | $100,000-$125,000 | $87,500 | $70,000 | $75,000-$100,000 |
| Co Rd 75.2, Eastern Ave, Western Ave, Co Rd 32, Co Rd 12, Aspen Rd, Cattle Trail Ave, Co Rd 63, Grand Ave, N Railroad St | $75,500 | $70,000 | $50,000-$75,000 | $89,000 | $80,000 | $75,000-$100,000 |
| Ruleton Ave, Rd 25, Co Rd 17, Beech St, College Ave, E 17th St, Old US Hwy 24, E 7th St, Co Rd 21, Co Rd 6 | $119,000 | $100,000 | $125,000-$150,000 | $71,000 | $60,000 | $50,000-$75,000 |
| Main St, E 1st St, Co Rd 1, Co Rd 65, Co Rd 57, Co Rd A, D Lao Dr, Co Rd 74, Co Rd 2, Willow Rd | $127,000 | $100,000 | $125,000-$150,000 | $81,000 | $70,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$153 | $748 |
| Superior Protection Discount | -$90 | $811 |
| Fire & Security Discount | -$63 | $838 |
| Hail Resistant Roof Discount | -$27 | $874 |
| Newly Constructed Home Discount | -$234 | $667 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sherman County | $700 | $891 | $1,591 | $647 | $1,347 | $243 |
| Sherman County, KS | $2,500 | $891 | $3,391 | $647 | $3,147 | $243 |
| Kanorado, KS | $500 | $596 | $1,096 | $433 | $933 | $163 |
| Llanos, KS | $2,000 | $1,265 | $3,265 | $919 | $2,919 | $346 |
| Burlington, CO | $400 | $850 | $1,250 | $618 | $1,018 | $232 |
| Bird City, KS | $1,000 | $984 | $1,984 | $715 | $1,715 | $269 |
| Mirage, KS | $300 | $1,012 | $1,312 | $735 | $1,035 | $276 |
| McDonald, KS | $1,500 | $747 | $2,247 | $543 | $2,043 | $204 |
| Monument, KS | $400 | $963 | $1,363 | $700 | $1,100 | $263 |
| Stratton, CO | $2,500 | $1,058 | $3,558 | $769 | $3,269 | $289 |
| Atwood, KS | $300 | $1,054 | $1,354 | $766 | $1,066 | $288 |
| Home Insurance Company Sherman County, KS | Homeowners Insurance Agency Sherman County, KS | Address | Popularity Score | Distance from Sherman County (miles) |
|---|---|---|---|---|
| Allstate | Eklund Insurance | 1617 Clark St, Goodland, KS, 67735 | 0.8 | |
| State Farm | Jane Johnson | 905 E 4th St, Colby, KS, 67701-2801 | 36.7 | |
| Farmers | Rodney Eisenbise | 2780 N Range Ave, Colby, KS, 67701 | 35.9 | |
| State Farm | Jim Neal | 1007 Main St, Goodland, KS, 67735-2942 | 0.5 | |
| Farmers | Robert Spresser | 119 S 4th St, Atwood, KS, 67730 | 47.9 | |
| Allstate | Frewen Insurance Agency Inc | 115 W. Washington St. Francis, St. Francis, KS, 67756 | 29.5 | |
| Travelers | Wright Ins Agency | 310 Bird Ave, Bird City, KS, 67731 | 29.3 | |
| Allstate | Eklund Insurance | 1628 Caldwell, Goodland, KS, 67735 | 0.9 | |
| Allstate | Frewen Insurance Agency Inc | 115 E Washington St, Saint Francis, KS, 67756 | 29.5 | |
| State Farm | Jim Neal Clu, Chfc | 1007 Main Street, Goodland, KS, 67735-2942 | 0.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Sherman County, KS | $86,300 | $901 | $700 | $1,220 | $520 |
| Sherman County, KS | $86,300 | $901 | $700 | $1,220 | $520 |
| Kanorado, KS | $27,500 | $603 | $470 | $810 | $340 |
| Llanos, KS | $121,900 | $1,280 | $1,000 | $1,730 | $730 |
| Burlington, CO | $130,800 | $860 | $600 | $1,130 | $530 |
| Bird City, KS | $75,000 | $996 | $780 | $1,340 | $560 |
| Mirage, KS | $79,100 | $1,024 | $800 | $1,380 | $580 |
| McDonald, KS | $44,400 | $756 | $590 | $1,020 | $430 |
| Monument, KS | $72,100 | $975 | $760 | $1,320 | $560 |
| Stratton, CO | $144,600 | $1,071 | $750 | $1,400 | $650 |
| Atwood, KS | $85,400 | $1,067 | $830 | $1,440 | $610 |