Gavop's guide to buying homeowners insurance in Boonton, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $89,500 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $164,000 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $257,000 | $210,000 | $250,000-$300,000 |
| 4 Bedroom | $328,000 | $290,000 | $350,000-$400,000 |
| 5 Bedroom | $500,000 | $440,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$153 | $696 |
| Superior Protection Discount | -$76 | $772 |
| Fire & Security Discount | -$68 | $780 |
| Hail Resistant Roof Discount | -$25 | $823 |
| Newly Constructed Home Discount | -$237 | $611 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Morris County | $2,500 | $1,279 | $3,779 | $929 | $3,429 | $349 |
| Boonton, NJ | $1,000 | $838 | $1,838 | $609 | $1,609 | $229 |
| Paramus, NJ | $200 | $1,013 | $1,213 | $736 | $936 | $277 |
| Spring Valley, NY | $1,000 | $1,002 | $2,002 | $729 | $1,729 | $274 |
| Mount Ivy, NY | $100 | $700 | $800 | $508 | $608 | $191 |
| High Bridge, NJ | $2,500 | $936 | $3,436 | $680 | $3,180 | $256 |
| Ardsley, NY | $300 | $2,738 | $3,038 | $1,990 | $2,290 | $748 |
| Union Beach, NJ | $700 | $953 | $1,653 | $693 | $1,393 | $261 |
| Plandome, NY | $300 | $1,032 | $1,332 | $750 | $1,050 | $282 |
| Gold Key Lake, PA | $1,500 | $634 | $2,134 | $461 | $1,961 | $173 |
| Pen Argyl, PA | $200 | $700 | $900 | $508 | $708 | $191 |
| Wurtsboro, NY | $1,500 | $673 | $2,173 | $489 | $1,989 | $184 |
| Home Insurance Company Boonton, NJ | Homeowners Insurance Agency Boonton, NJ | Address | Popularity Score | Distance from Boonton (miles) |
|---|---|---|---|---|
| State Farm | Erin Misurelli | 296 Route 10, Randolph, NJ, 07869-2206 | 8.0 | |
| State Farm | Dave Carrubba | 321 Rahway Ave, Elizabeth, NJ, 07202-1806 | 19.4 | |
| Allstate | Neil Greco | 12 Eisenhower Pkwy Ste 11, Roseland, NJ, 7068 | 7.1 | |
| State Farm | Carlos Capellan | 266 Bloomfield Ave, Caldwell, NJ, 07006-5101 | 8.3 | |
| Travelers | Dale Group Inc | 30-A Vreeland Rd Ste 120 Florham Park, Florham Park, NJ, 7932 | 8.4 | |
| State Farm | John Dipace | 186 Columbia Tpke, Florham Park, NJ, 07932-1389 | 8.0 | |
| Allstate | R Terri Crincoli | 41 Preakness Shopping Ctr, Wayne, NJ, 7470 | 9.3 | |
| State Farm | Chris Alevras | 595 Eagle Rock Ave, West Orange, NJ, 07052-2903 | 10.3 | |
| Liberty Mutual Independent | Ficke & Associates Inc | 271 Us Highway 46, Fairfield, NJ, 7004 | 5.9 | |
| State Farm | Troy Evans | 99 Washington St Ste A, Morristown, NJ, 07960-6893 | 8.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $790 | $1,490 | $700 |
| Morris County, NJ | $438,100 | $1,294 | $920 | $1,820 | $900 |
| Boonton, NJ | $367,700 | $848 | $570 | $1,180 | $610 |
| Paramus, NJ | $574,600 | $1,025 | $690 | $1,470 | $780 |
| Spring Valley, NY | $278,600 | $1,015 | $740 | $1,400 | $660 |
| Mount Ivy, NY | $221,500 | $708 | $510 | $980 | $470 |
| High Bridge, NJ | $249,700 | $947 | $680 | $1,310 | $630 |
| Ardsley, NY | $620,200 | $2,771 | $2,020 | $3,910 | $1,890 |
| Union Beach, NJ | $259,800 | $965 | $650 | $1,340 | $690 |
| Plandome, NY | $1,819,000 | $1,044 | $700 | $1,470 | $770 |
| Gold Key Lake, PA | $120,000 | $642 | $440 | $910 | $470 |
| Pen Argyl, PA | $151,500 | $708 | $490 | $1,010 | $520 |
| Wurtsboro, NY | $168,200 | $681 | $480 | $950 | $470 |