Gavop shows you how to buy homeowners insurance in Jefferson County, GA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $61,500 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $137,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $158,000 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $149,000 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$149 | $678 |
| Superior Protection Discount | -$83 | $745 |
| Fire & Security Discount | -$58 | $770 |
| Hail Resistant Roof Discount | -$25 | $803 |
| Newly Constructed Home Discount | -$182 | $645 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $700 | $818 | $1,518 | $594 | $1,294 | $223 |
| Jefferson County, GA | $700 | $818 | $1,518 | $594 | $1,294 | $223 |
| Norris, GA | $300 | $510 | $810 | $370 | $670 | $139 |
| Johnson County, GA | $1,000 | $818 | $1,818 | $594 | $1,594 | $223 |
| Deepstep, GA | $300 | $668 | $968 | $485 | $785 | $183 |
| Garfield, GA | $2,000 | $622 | $2,622 | $452 | $2,452 | $170 |
| Martinez, GA | $200 | $946 | $1,146 | $687 | $887 | $258 |
| Brewton, GA | $2,000 | $532 | $2,532 | $386 | $2,386 | $145 |
| Twin City, GA | $500 | $523 | $1,023 | $380 | $880 | $143 |
| South Lincoln, GA | $2,500 | $905 | $3,405 | $658 | $3,158 | $247 |
| Home Insurance Company Jefferson County, GA | Homeowners Insurance Agency Jefferson County, GA | Address | Popularity Score | Distance from Jefferson County (miles) |
|---|---|---|---|---|
| State Farm | Matt Willis | 119 Old Evans Rd, Martinez, GA, 30907-5502 | 36.9 | |
| Travelers | Achs Insurance | 1229 Augusta W Pkwy, Augusta, GA, 30919 | 35.1 | |
| Allstate | Quincy Murphy | 3107 Deans Bridge Rd, Augusta, GA, 30906 | 33.4 | |
| State Farm | Billy Valduga | 1046 Peachtree St, Louisville, GA, 30434-1552 | 3.0 | |
| Travelers | The Insurance Center | 1499 Ellis St, Augusta, GA, 30901 | 38.8 | |
| State Farm | Matt Dale | 1745 Gordon Hwy, Augusta, GA, 30904-5129 | 35.1 | |
| Allstate | Lance Ellis | 1557 Gordon Hwy Ste D, Augusta, GA, 30906 | 35.6 | |
| Nationwide | Gene Tom Agency Llc | 546 Blackburn Drive, Martinez, GA, 30907 | 38.6 | |
| Travelers | Bargeron Insurance Agency | 202 East 5th St, Louisville, GA, 30434 | 3.7 | |
| Nationwide | Whit Blanchard Inc. | 3128 Deans Bridge Rd Ste D, Augusta, GA, 30906 | 33.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $700 | $1,450 | $750 |
| Jefferson County, GA | $69,200 | $827 | $590 | $1,140 | $550 |
| Jefferson County, GA | $69,200 | $827 | $600 | $1,180 | $580 |
| Norris, GA | $64,800 | $516 | $370 | $740 | $370 |
| Johnson County, GA | $64,200 | $827 | $550 | $1,170 | $620 |
| Deepstep, GA | $88,300 | $676 | $480 | $940 | $460 |
| Garfield, GA | $81,100 | $630 | $430 | $890 | $460 |
| Martinez, GA | $154,200 | $957 | $660 | $1,320 | $660 |
| Brewton, GA | $67,800 | $538 | $380 | $750 | $370 |
| Twin City, GA | $66,500 | $529 | $370 | $730 | $360 |
| South Lincoln, GA | $134,000 | $916 | $670 | $1,270 | $600 |