Gavop shows you how to buy homeowners insurance in Sterling, AK by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Sterling, AK - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Misty Morning Ave, Whisper Lake St, Fields Ln, River Ridge Rd, Rainbow St, Grouse Dr, Mickeys Loop, Forest Ln, Cardlane, Entrada Dr | $123,500 | $100,000 | $125,000-$150,000 | $162,500 | $140,000 | $150,000-$175,000 |
| Steele Rd, West Ct, Redman St, Frontage Rd, Birch Rd, Beacon Hill St, Ak Natural Gas Pipeline R O W, Feuding Ln, Weaver Ln, Breezewood Dr | $189,500 | $180,000 | $150,000-$175,000 | $210,000 | $180,000 | $175,000-$200,000 |
| Gooseberry Ave, Lee St, Robbie Way, Betty Lou Dr, Anna Ln, Windsok Ave, Ben Ct, Enberg St, Alma Ave, True Fir Cir | $238,000 | $210,000 | $200,000-$250,000 | $270,500 | $250,000 | $250,000-$300,000 |
| Tributary Ave, Blexes Ave, Carol Ln, Westwood Ln, Homewood Ave, Sean Ct, W Cohoe Cir, Tischer Ave, Lewis St, Gatten Rd | $118,500 | $110,000 | $100,000-$125,000 | $176,500 | $160,000 | $175,000-$200,000 |
| Soaring Ct, Merkes Rd, Ansel Dr, Bradford Rd, Jimani Ct, Simko Cir, Longmere Way, Robinson Loop Rd, Chinook Run Dr, White Spruce St | $216,000 | $200,000 | $200,000-$250,000 | $217,000 | $200,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $704 |
| Superior Protection Discount | -$82 | $736 |
| Fire & Security Discount | -$74 | $745 |
| Hail Resistant Roof Discount | -$25 | $794 |
| Newly Constructed Home Discount | -$164 | $655 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kenai Peninsula Borough | $1,000 | $850 | $1,850 | $618 | $1,618 | $232 |
| Sterling, AK | $2,000 | $808 | $2,808 | $587 | $2,587 | $221 |
| Ridgeway, AK | $200 | $895 | $1,095 | $651 | $851 | $245 |
| Salamatof, AK | $2,000 | $839 | $2,839 | $610 | $2,610 | $229 |
| Cohoe, AK | $2,500 | $830 | $3,330 | $603 | $3,103 | $227 |
| Clam Gulch, AK | $500 | $734 | $1,234 | $533 | $1,033 | $201 |
| Cooper Landing, AK | $2,000 | $1,131 | $3,131 | $822 | $2,822 | $309 |
| Ninilchik, AK | $100 | $788 | $888 | $573 | $673 | $215 |
| Moose Pass, AK | $2,500 | $874 | $3,374 | $635 | $3,135 | $239 |
| Home Insurance Company Sterling, AK | Homeowners Insurance Agency Sterling, AK | Address | Popularity Score | Distance from Sterling (miles) |
|---|---|---|---|---|
| Allstate | 1st Alaska Insurance | 35681 Kenai Spur Hwy, Soldotna, AK, 99669 | 9.6 | |
| Allstate | Waterbury Agency Llc | 44539 Sterling Hwy Ste 207, Soldotna, AK, 99669 | 10.0 | |
| State Farm | Kristie Babcock | 10735 Kenai Spur Hwy Ste 1, Kenai, AK, 99611-7859 | 14.9 | |
| State Farm | Nancy Field | 35202 Spur Hwy Ste 1, Soldotna, AK, 99669-7645 | 9.5 | |
| Allstate | 1st Alaska Insurance | 35681 Spur Highway Soldotna, Kenai, AK, 99669 | 9.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alaska | $261,900 | $931 | $630 | $1,330 | $700 |
| Kenai Peninsula Borough, AK | $234,600 | $860 | $590 | $1,230 | $640 |
| Sterling, AK | $288,000 | $818 | $560 | $1,170 | $610 |
| Ridgeway, AK | $246,400 | $906 | $620 | $1,300 | $680 |
| Salamatof, AK | $212,000 | $849 | $580 | $1,210 | $630 |
| Cohoe, AK | $207,000 | $840 | $570 | $1,200 | $630 |
| Clam Gulch, AK | $159,400 | $743 | $510 | $1,060 | $550 |
| Cooper Landing, AK | $368,700 | $1,145 | $780 | $1,640 | $860 |
| Ninilchik, AK | $184,600 | $798 | $540 | $1,140 | $600 |
| Moose Pass, AK | $233,300 | $885 | $600 | $1,270 | $670 |