Gavop shows you how to buy homeowners insurance in Chesterton, IN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $63,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $131,000 | $120,000 | $150,000-$175,000 |
| 3 Bedroom | $147,500 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $305,500 | $250,000 | $250,000-$300,000 |
| 5 Bedroom | $431,500 | $410,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$73 | $735 |
| Home and Two Car | -$137 | $670 |
| Home and Three Car | -$202 | $605 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Porter County | $2,500 | $905 | $3,405 | $658 | $3,158 | $247 |
| Chesterton, IN | $2,000 | $798 | $2,798 | $580 | $2,580 | $218 |
| Kankakee, IN | $100 | $886 | $986 | $644 | $744 | $242 |
| Starke County, IN | $700 | $694 | $1,394 | $504 | $1,204 | $190 |
| Crete, IL | $500 | $667 | $1,167 | $485 | $985 | $182 |
| California, IN | $2,500 | $814 | $3,314 | $592 | $3,092 | $222 |
| Riverside, IL | $400 | $854 | $1,254 | $621 | $1,021 | $233 |
| Brookfield, IL | $700 | $928 | $1,628 | $674 | $1,374 | $254 |
| La Grange, IL | $200 | $997 | $1,197 | $725 | $925 | $272 |
| St. Joseph, MI | $1,000 | $676 | $1,676 | $492 | $1,492 | $185 |
| Willowbrook, IL | $500 | $759 | $1,259 | $551 | $1,051 | $207 |
| Home Insurance Company Chesterton, IN | Homeowners Insurance Agency Chesterton, IN | Address | Popularity Score | Distance from Chesterton (miles) |
|---|---|---|---|---|
| Farmers | Melissa Torres | 8416 Kennedy Ave, Highland, IN, 46322 | 21.2 | |
| Nationwide | Bobinski Insurance Agency Inc. | 1704 Calumet Ave, Valparaiso, IN, 46383-3129 | 8.0 | |
| Liberty Mutual Independent | Anderson Insurance | 570 Vale Park Rd Ste A, Valparaiso, IN, 46385 | 7.3 | |
| Allstate | Leonica Keilman Parker | 8807 Indianapolis Blvd, Highland, IN, 46322 | 21.8 | |
| State Farm | Danny Ditola | 8792 E Ridge Rd Ste B, Hobart, IN, 46342-2588 | 9.8 | |
| State Farm | Niki Gagna | 9141 E 109th Ave, Crown Point, IN, 46307-8677 | 15.2 | |
| State Farm | Sheree Warnke | 201 Morthland Dr, Valparaiso, IN, 46383-6207 | 9.8 | |
| State Farm | Brett Huber | 5474 Us Highway 6, Portage, IN, 46368-8220 | 8.4 | |
| State Farm | Peter Dewitt | 3159 Willowcreek Rd Ste A, Portage, IN, 46368-4446 | 7.2 | |
| State Farm | Andrea Harbin | 6504 Us Highway 6, Portage, IN, 46368-5147 | 6.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $580 | $1,200 | $620 |
| Porter County, IN | $173,100 | $916 | $610 | $1,270 | $660 |
| Chesterton, IN | $176,300 | $807 | $590 | $1,110 | $520 |
| Kankakee, IN | $148,600 | $897 | $600 | $1,270 | $670 |
| Starke County, IN | $101,600 | $702 | $470 | $980 | $510 |
| Crete, IL | $157,000 | $675 | $470 | $950 | $480 |
| California, IN | $122,500 | $824 | $600 | $1,180 | $580 |
| Riverside, IL | $291,200 | $864 | $610 | $1,220 | $610 |
| Brookfield, IL | $233,900 | $939 | $640 | $1,320 | $680 |
| La Grange, IL | $463,100 | $1,009 | $740 | $1,400 | $660 |
| St. Joseph, MI | $166,300 | $685 | $470 | $970 | $500 |
| Willowbrook, IL | $217,800 | $768 | $530 | $1,060 | $530 |