Gavop's guide to buying homeowners insurance in Woodway, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $55,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $167,500 | $150,000 | $125,000-$150,000 |
| 3 Bedroom | $157,000 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $296,500 | $260,000 | $250,000-$300,000 |
| 5 Bedroom | $306,000 | $260,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$151 | $858 |
| Superior Protection Discount | -$91 | $918 |
| Fire & Security Discount | -$101 | $908 |
| Hail Resistant Roof Discount | -$30 | $979 |
| Newly Constructed Home Discount | -$252 | $757 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| McLennan County | $1,500 | $1,442 | $2,942 | $1,048 | $2,548 | $394 |
| Woodway, TX | $1,500 | $997 | $2,497 | $725 | $2,225 | $273 |
| Lorena, TX | $300 | $1,672 | $1,972 | $1,215 | $1,515 | $457 |
| McGregor, TX | $2,500 | $990 | $3,490 | $719 | $3,219 | $270 |
| Lott, TX | $400 | $1,452 | $1,852 | $1,055 | $1,455 | $397 |
| Turnersville, TX | $700 | $1,439 | $2,139 | $1,045 | $1,745 | $393 |
| Reagan, TX | $100 | $1,423 | $1,523 | $1,034 | $1,134 | $389 |
| Cranfills Gap, TX | $2,500 | $1,695 | $4,195 | $1,232 | $3,732 | $463 |
| Groesbeck, TX | $300 | $1,028 | $1,328 | $747 | $1,047 | $281 |
| Tehuacana, TX | $700 | $1,382 | $2,082 | $1,004 | $1,704 | $378 |
| Frost, TX | $300 | $1,223 | $1,523 | $889 | $1,189 | $334 |
| Walnut Springs, TX | $700 | $1,305 | $2,005 | $948 | $1,648 | $357 |
| Home Insurance Company Woodway, TX | Homeowners Insurance Agency Woodway, TX | Address | Popularity Score | Distance from Woodway (miles) |
|---|---|---|---|---|
| State Farm | Terry Strickland | 4949 Franklin Ave, Waco, TX, 76710-6900 | 3.7 | |
| State Farm | Scott Stanley | 1515 Wooded Acres Dr, Waco, TX, 76710-2838 | 3.5 | |
| Farmers | Scott Everett | 1838 N Valley Mills Dr, Waco, TX, 76710 | 2.9 | |
| Farmers | Ronnie Gaines | 1005 Marlandwood Rd Ste 106, Temple, TX, 76502 | 31.1 | |
| Allstate | Gary Morse | 600 Indian Trl Ste 110, Harker Heights, TX, 76548 | 38.3 | |
| Farmers | Henry Chase | 3925 Waco Dr Ste B, Waco, TX, 76710 | 4.4 | |
| Farmers | Steven Tindell | 1838 N Valley Mills Dr, Waco, TX, 76710 | 2.9 | |
| Allstate | Douglas Tracey | 2100 E Stan Schlueter Loop Ste G, Killeen, TX, 76542 | 41.7 | |
| Farmers | Jeff Holder | 1838 N Valley Mills Dr, Waco, TX, 76710 | 2.9 | |
| Travelers | Watkins Insurance Group | 3001-A Drive, Waco, TX, 76707 | 5.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| McLennan County, TX | $125,200 | $1,460 | $960 | $2,250 | $1,290 |
| Woodway, TX | $208,100 | $1,009 | $670 | $1,550 | $880 |
| Lorena, TX | $145,700 | $1,692 | $1,120 | $2,610 | $1,490 |
| McGregor, TX | $201,600 | $1,002 | $660 | $1,540 | $880 |
| Lott, TX | $89,700 | $1,470 | $970 | $2,260 | $1,290 |
| Turnersville, TX | $86,800 | $1,456 | $960 | $2,240 | $1,280 |
| Reagan, TX | $83,800 | $1,440 | $950 | $2,220 | $1,270 |
| Cranfills Gap, TX | $153,600 | $1,716 | $1,130 | $2,640 | $1,510 |
| Groesbeck, TX | $88,300 | $1,040 | $690 | $1,600 | $910 |
| Tehuacana, TX | $76,100 | $1,399 | $920 | $2,150 | $1,230 |
| Frost, TX | $50,000 | $1,238 | $820 | $1,910 | $1,090 |
| Walnut Springs, TX | $62,700 | $1,321 | $870 | $2,030 | $1,160 |