Gavop shows you how to buy homeowners insurance in Jefferson, GA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Jefferson, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Danielsville St, White Birch Ln, Bell Wood Rd, Robin Way, Tyler B Ln, Cornish Way, Jeffco Dr, Providence Rd, Woodland Ter, Chappy Ln | $219,500 | $180,000 | $175,000-$200,000 | $235,000 | $220,000 | $250,000-$300,000 |
| Maddox Hill Rd, Palms Dr, Mahaffey St, Gold Creek Dr, State Spur 82, Woods Edge Dr, Lawrenceville St, Co Hwy 409, Ethridge Rd, Melivy Ct | $231,500 | $210,000 | $200,000-$250,000 | $173,500 | $160,000 | $125,000-$150,000 |
| Jett Roberts Rd, Hidden Lakes Trl, Harold Phillips Rd, Plantation Ct, Lenox Rd, Apex Dr, Westmoreland Dr, Long Farm Rd, Whitney Rd, Old Winder Rd | $151,500 | $130,000 | $125,000-$150,000 | $183,500 | $170,000 | $125,000-$150,000 |
| Fountainhead Dr, Laurel Ln, E Minden St, Jason Pond Way, Forest Cir, Anniston Dr, Double Bridges Rd, Eric Way, Co Hwy 139, Kelly Ln | $142,000 | $120,000 | $100,000-$125,000 | $314,500 | $280,000 | $350,000-$400,000 |
| Shepherds Ct, Banks Rd, Hampton Dr, Timber Ridge Dr, Norman Rd, Payneville Rd, Dove Ln, Valley View Dr, Athens Hwy, Rock Crest Ln | $145,000 | $120,000 | $150,000-$175,000 | $193,500 | $180,000 | $175,000-$200,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$70 | $802 |
| Home and Two Car | -$140 | $732 |
| Home and Three Car | -$201 | $671 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jackson County | $700 | $976 | $1,676 | $709 | $1,409 | $267 |
| Jefferson, GA | $1,500 | $861 | $2,361 | $626 | $2,126 | $235 |
| Buford, GA | $200 | $905 | $1,105 | $657 | $857 | $247 |
| Sugar Hill, GA | $2,000 | $780 | $2,780 | $567 | $2,567 | $213 |
| Carlton, GA | $200 | $768 | $968 | $558 | $758 | $210 |
| Social Circle, GA | $2,500 | $734 | $3,234 | $533 | $3,033 | $200 |
| Cumming, GA | $500 | $1,183 | $1,683 | $859 | $1,359 | $323 |
| Bowersville, GA | $1,500 | $906 | $2,406 | $658 | $2,158 | $248 |
| Berkeley Lake, GA | $300 | $1,577 | $1,877 | $1,146 | $1,446 | $431 |
| Rockdale County, GA | $1,500 | $925 | $2,425 | $672 | $2,172 | $253 |
| Greensboro, GA | $400 | $942 | $1,342 | $685 | $1,085 | $258 |
| Townville, SC | $700 | $1,242 | $1,942 | $903 | $1,603 | $339 |
| Home Insurance Company Jefferson, GA | Homeowners Insurance Agency Jefferson, GA | Address | Popularity Score | Distance from Jefferson (miles) |
|---|---|---|---|---|
| State Farm | Chris Beck | 831 Auburn Rd Ste 530, Dacula, GA, 30019-5439 | 19.6 | |
| Travelers | Allied Insurance Advisors Llc | 3461 F Lawrenceville Suwanee Rd, Suwanee, GA, 30024 | 29.1 | |
| State Farm | Yara Parada | 3005 Old Ala Rd Ste 30, Alpharetta, GA, 30022-1924 | 41.6 | |
| Nationwide | Bowers Insurance Group Llc | 500 Sun Valley Dr Ste H1, Roswell, GA, 30076 | 45.3 | |
| Allstate | Keiona Stewart | 2200 Northlake Pkwy Ste 234, Tucker, GA, 30084 | 43.1 | |
| State Farm | Craig Ritchie | 35b S Peachtree St, Norcross, GA, 30071-2503 | 39.3 | |
| State Farm | Daniel Lauger | 980 Birmingham Rd Ste 715, Milton, GA, 30004-4419 | 44.9 | |
| Farmers | Sandra Hill | 13010 Morris Rd Bldg 1, Alpharetta, GA, 30004 | 40.6 | |
| Allstate | Steven Santiago | 3730 Village Way Ste 250, Braselton, GA, 30517 | 15.4 | |
| State Farm | Betty Leathers | 2690 Lawrenceville Hwy, Decatur, GA, 30033-2520 | 44.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $740 | $1,440 | $700 |
| Jackson County, GA | $163,200 | $988 | $670 | $1,410 | $740 |
| Jefferson, GA | $166,100 | $872 | $600 | $1,240 | $640 |
| Buford, GA | $182,500 | $916 | $630 | $1,270 | $640 |
| Sugar Hill, GA | $189,600 | $790 | $550 | $1,130 | $580 |
| Carlton, GA | $105,600 | $777 | $570 | $1,100 | $530 |
| Social Circle, GA | $126,800 | $743 | $530 | $1,030 | $500 |
| Cumming, GA | $285,300 | $1,197 | $810 | $1,700 | $890 |
| Bowersville, GA | $134,200 | $917 | $650 | $1,310 | $660 |
| Berkeley Lake, GA | $376,800 | $1,596 | $1,150 | $2,200 | $1,050 |
| Rockdale County, GA | $148,600 | $936 | $660 | $1,300 | $640 |
| Greensboro, GA | $410,400 | $954 | $650 | $1,330 | $680 |
| Townville, SC | $205,400 | $1,257 | $910 | $1,800 | $890 |