Gavop tells you how to get the best homeowners insurance in North Elba, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| North Elba, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Smith Ln, Fawn Ave, Old Military Rd, Chickadee Ln, Nichols St, Bridget Ln, Marcy Rd, Peters Way, Lodge Way, Birch Ln | $342,500 | $300,000 | $350,000-$400,000 | $184,500 | $150,000 | $150,000-$175,000 |
| Tahawus Way, Pine St, Wrights Way, Merrywood Dr, Tree Top Ln, Quail Ln, Colden Ave, Placid Heights Ave, Johnson Ave, Edgewood Way | $230,000 | $210,000 | $175,000-$200,000 | $160,000 | $150,000 | $150,000-$175,000 |
| Co Hwy 35A, Alpine Ln, American Way, Parkside Dr, Otter Way, Rte 86, Camp Way, Totem Way, Interlaken Ave, Rte 86 | $340,500 | $310,000 | $350,000-$400,000 | $230,000 | $210,000 | $200,000-$250,000 |
| Margaret Pl, Cherokee Way, Forest Hill, Sand Point Way, Passing Rd, Seneca Ln, Julian Way, Adirondack Loj Rd, Iroquois Ln, Liberty Hill Rd | $237,000 | $210,000 | $200,000-$250,000 | $215,000 | $190,000 | $250,000-$300,000 |
| Cottonwood Way, River St, Santanoni Ave, Point-O-View Way, McKenzie Pond Rd, Battel Way, Wilmington Rd, Prescott Pl, Waters Edge Way, Co Hwy 26A | $263,000 | $250,000 | $200,000-$250,000 | $141,000 | $120,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $573 |
| Superior Protection Discount | -$70 | $629 |
| Fire & Security Discount | -$70 | $629 |
| Hail Resistant Roof Discount | -$21 | $677 |
| Newly Constructed Home Discount | -$203 | $496 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Essex County | $1,000 | $611 | $1,611 | $444 | $1,444 | $167 |
| North Elba, NY | $1,500 | $690 | $2,190 | $501 | $2,001 | $189 |
| Harrietstown, NY | $500 | $634 | $1,134 | $461 | $961 | $173 |
| Duane, NY | $1,000 | $584 | $1,584 | $424 | $1,424 | $160 |
| Ticonderoga, NY | $100 | $948 | $1,048 | $689 | $789 | $259 |
| Addison, VT | $1,000 | $799 | $1,799 | $581 | $1,581 | $218 |
| Shelburne, VT | $100 | $806 | $906 | $586 | $686 | $220 |
| Ellenburg, NY | $1,000 | $584 | $1,584 | $424 | $1,424 | $160 |
| Burlington, VT | $300 | $815 | $1,115 | $592 | $892 | $223 |
| Addison County, VT | $700 | $773 | $1,473 | $562 | $1,262 | $211 |
| Middlebury, VT | $300 | $681 | $981 | $495 | $795 | $186 |
| Clare, NY | $1,500 | $597 | $2,097 | $434 | $1,934 | $163 |
| Home Insurance Company North Elba, NY | Homeowners Insurance Agency North Elba, NY | Address | Popularity Score | Distance from North Elba (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Gordon W Pratt Agency Inc | 2699 Main St , Lake Placid, NY, 12946 | 6.1 | |
| Travelers | Brooke & Irwin Insurance Agency Inc | 14 Healey Ave, Plattsburgh, NY, 12901 | 43.8 | |
| Liberty Mutual Independent | Gordon W Pratt Agency Inc | 2699 Main St, Lake Placid, NY, 12946 | 6.1 | |
| Allstate | Beverly Peryea-Labarge | 34 Skyway Plz Ste 4, Plattsburgh, NY, 12901 | 43.6 | |
| Travelers | Rose & Kiernan Inc | 4394 Main St, Port Henry, NY, 12974 | 31.2 | |
| Allstate | Patrick Kowalczyk | 336 W Main St, Malone, NY, 12953 | 46.0 | |
| Allstate | Clark Forster | 85 Kent St, Keeseville, NY, 12944 | 34.9 | |
| Travelers | S Curtis Hayes Inc | 20 Broadway, Saranac Lake, NY, 12983 | 9.4 | |
| Allstate | Upstate Agency Inc. | 98 Montcalm St, Ticonderoga, NY, 12883 | 39.6 | |
| Liberty Mutual Independent | King Clark Co. Inc | 3415 State Route 11, Malone, NY, 12953 | 46.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $830 | $1,590 | $760 |
| Essex County, NY | $146,900 | $619 | $410 | $870 | $460 |
| North Elba, NY | $194,200 | $698 | $500 | $1,000 | $500 |
| Harrietstown, NY | $171,900 | $642 | $440 | $920 | $480 |
| Duane, NY | $100,000 | $591 | $400 | $840 | $440 |
| Ticonderoga, NY | $120,700 | $960 | $690 | $1,320 | $630 |
| Addison, VT | $238,200 | $809 | $590 | $1,150 | $560 |
| Shelburne, VT | $400,000 | $815 | $560 | $1,120 | $560 |
| Ellenburg, NY | $100,800 | $591 | $430 | $840 | $410 |
| Burlington, VT | $267,500 | $825 | $590 | $1,150 | $560 |
| Addison County, VT | $237,000 | $783 | $530 | $1,110 | $580 |
| Middlebury, VT | $247,100 | $690 | $490 | $990 | $500 |
| Clare, NY | $63,600 | $604 | $420 | $860 | $440 |